Free tool — 70% rule

70% rule calculator.

MAO = ARV × 0.70 − rehab. Your max offer should be no more than 70% of ARV minus rehab. Anything above that compresses your margin.

deal parameters
MAO @ 70%
$100,000
ARV × 0.70 − rehab
your offer vs MAO
$100,000
below MAO · strong deal
custom MAO
$100,000
ARV × 70% − rehab
profit at your offer
$60,000
30.0% of ARV

Find deals that pass
the rule.

Verleon AI scores every active listing for equity margin and rehab potential — filter for properties that pencil out before you offer.

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Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.