Free tool — BRRRR calculator
BRRRR calculator.
Buy → rehab → refinance → repeat.
model the full deal cycle. all-in cost, ARV, refinance proceeds, cash recovered, equity captured, post-refi DSCR — and whether you hit infinite returns.
acquisition
ARV & refinance
rental income
all-in cost
$115,000
purchase + rehab + closing + holding
refinance proceeds
$120,000
75% of ARV
cash left in deal
$0
full capital recovered
equity captured
$45,000
28.1% of ARV
monthly cash flow
$161
after mortgage payment
cash-on-cash
∞
infinite — full capital recovered
DSCR
1.13
marginal
How BRRRR works
Five letters.
One cycle.
Every cycle either recovers your capital or doesn't. The math is unforgiving — that's why most people lose money on BRRRR.
1step
Buy.
Distressed property below market. Auctions, pre-foreclosures, off-market.
2step
Rehab.
Renovate to force ARV. Kitchens, baths, curb appeal — budget conservatively.
3step
Rent.
Place a quality tenant. DSCR floor of 1.20+ keeps the refi possible.
4step
Refinance.
Cash-out at 70–80% of ARV after 6 months of seasoning.
5step
Repeat.
Use refi proceeds to fund the next deal. Compound the cycle.
Live · all 50 states
Find BRRRR deals
nationwide.
Verleon AI scores every property for BRRRR potential — equity margin, rehab estimate, post-rehab DSCR — across our entire database.