[ free tool · BRRRR calculator ]
BRRRR calculator.
buy → rehab → refinance → repeat.
model the full deal cycle. all-in cost, ARV, refinance proceeds, cash recovered, equity captured, post-refi DSCR — and whether you hit infinite returns.
acquisition
ARV & refinance
rental income
all-in cost
$115,000
purchase + rehab + closing + holding
refinance proceeds
$120,000
75% of ARV
cash left in deal
$0
full capital recovered
equity captured
$45,000
28.1% of ARV
monthly cash flow
$161
after mortgage payment
cash-on-cash
∞
infinite — full capital recovered
DSCR
1.13
marginal
how BRRRR works
five letters.
one cycle.
every cycle either recovers your capital or doesn't. the math is unforgiving — that's why most people lose money on BRRRR.
1step
buy.
distressed property below market. auctions, pre-foreclosures, off-market.
2step
rehab.
renovate to force ARV. kitchens, baths, curb appeal — budget conservatively.
3step
rent.
place a quality tenant. DSCR floor of 1.20+ keeps the refi possible.
4step
refinance.
cash-out at 70–80% of ARV after 6 months of seasoning.
5step
repeat.
use refi proceeds to fund the next deal. compound the cycle.
live · all 50 states
find BRRRR deals
nationwide.
Verleon AI scores every property for BRRRR potential — equity margin, rehab estimate, post-rehab DSCR — across our entire database.