[ section 8 · New Hampshire FMR ]

section 8 rents
in new hampshire.

HUD Fair Market Rents across 260 New Hampshire ZIP codes for FY2026. the median 2-bedroom runs $1,920/mo and the median 3-bedroom $2,530/mo — with 3-bedroom rents spanning $1,450 to $4,230/mo depending on the ZIP.

statewide median

FMR by bedroom.

median Fair Market Rent across all New Hampshire ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,365
1 BR$1,470
2 BR$1,920
3 BR$2,530
4 BR$2,695

3-bedroom FMR ranges from $1,450 to $4,230/mo across New Hampshire ZIP codes — Small Area FMRs vary widely within a single metro.

top metros

where the rents are.

the New Hampshire HUD areas with the most covered ZIPs, with 2-bedroom and 3-bedroom FMRs.
metro / areaZIPs2 BR3 BR
Merrimack County38$1,970$2,580
Grafton County38$1,780$2,420
Portsmouth-Rochester37$2,260$2,780
Carroll County33$1,710$2,350
Cheshire County25$1,860$2,430
Sullivan County22$2,010$2,705
Coos County15$1,330$1,760
Nashua14$2,170$2,880

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in many of these metros, so two homes in the same city can carry very different voucher ceilings.

the underwriting

the DSCR math at new hampshire's median rent.

a worked example — assumptions stated, not hidden. run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,530/mo, the maximum PITIA that still clears a 1.20 DSCR is $2,108/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,581/mo — which supports roughly a $238,000 loan at 7% over 30 years, or about a $317,000 purchase at 75% LTV.

median 3 BR rent$2,530/mo
max PITIA @ 1.20 DSCR$2,108/mo
max P&I (~75% of PITIA)$1,581/mo
supported loan (7% / 30yr)$238,000
implied price (75% LTV)$317,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

New Hampshire Section 8, answered.

the four questions investors ask before underwriting a New Hampshire voucher deal.
New Hampshire FMR —
What is the Section 8 rent for a 3-bedroom in New Hampshire?
The median 3-bedroom Fair Market Rent in New Hampshire is $2,530/mo (FY2026). It varies by ZIP — from $1,450 to $4,230/mo across the state under HUD's Small Area FMR schedule.
New Hampshire FMR —
How are Fair Market Rents set in New Hampshire?
HUD publishes Fair Market Rents (and Small Area FMRs by ZIP where applicable) annually — these are the FY2026 figures. Local public housing authorities then set voucher payment standards at 90–110% of FMR, and rent reasonableness versus comparable local units still applies before a lease is approved.
New Hampshire FMR —
Which New Hampshire metros have the highest Section 8 rents?
Nashua leads at $2,880/mo for a 3-bedroom, followed by Portsmouth-Rochester at $2,780/mo.
New Hampshire FMR —
Does Section 8 rent in New Hampshire cover a DSCR loan?
At the median 3-bedroom rent of $2,530/mo, the maximum PITIA at a 1.20 DSCR is $2,108/mo. Assuming ~25% goes to taxes and insurance, that supports roughly a $238,000 loan at 7% over 30 years — about a $317,000 purchase at 75% LTV.
live · all 50 states

FMR on every new hampshire listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in New Hampshire — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. See the Section 8 investing guide or the FMR-by-state overview.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-14. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.