Section 8 — Phoenix-Mesa-Chandler, AZ FMR

Section 8 rents
in phoenix-mesa-chandler.

HUD Fair Market Rents for every one of the 212 ZIP codes in the Phoenix-Mesa-Chandler area (FY2026). The median 2-bedroom runs $1,840/mo and the median 3-bedroom $2,450/mo — with 3-bedroom rents spanning $2,070 to $3,680/mo depending on the ZIP. This is part of Arizona Section 8 rents.

Overlay FMR on live listings →Run DSCR
Area median

FMR by bedroom.

Median Fair Market Rent across all Phoenix-Mesa-Chandler ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,460
1 BR$1,580
2 BR$1,840
3 BR$2,450
4 BR$2,720

3-bedroom FMR ranges from $2,070 to $3,680/mo across Phoenix-Mesa-Chandler's 212 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Phoenix-Mesa-Chandler area. Need one number fast? Check any ZIP instantly.

All 212 ZIPs, sorted.

ZIP2 BR3 BR
85001$1,840$2,450
85002$1,840$2,450
85003$1,730$2,310
85004$2,150$2,870
85005$1,840$2,450
85006$1,530$2,070
85007$1,530$2,070
85008$1,640$2,190
85009$1,530$2,070
85010$1,840$2,450
85011$1,840$2,450
85012$2,010$2,680
85013$1,990$2,650
85014$1,820$2,430
85015$1,560$2,080
85016$2,120$2,830
85017$1,530$2,070
85018$1,930$2,570
85019$1,570$2,090
85020$1,750$2,330
85021$1,590$2,120
85022$1,980$2,640
85023$1,640$2,190
85024$2,100$2,800
85026$1,840$2,450
85027$1,900$2,530
85028$2,200$2,930
85029$1,710$2,280
85030$1,840$2,450
85031$1,700$2,270
85032$1,750$2,330
85033$1,560$2,080
85034$1,610$2,150
85035$1,590$2,120
85036$1,840$2,450
85037$1,890$2,520
85040$1,530$2,070
85041$1,670$2,230
85042$1,780$2,370
85043$1,830$2,440
85044$2,250$3,000
85045$2,760$3,680
85046$1,840$2,450
85048$2,320$3,090
85050$2,600$3,470
85051$1,530$2,070
85053$1,570$2,090
85054$2,470$3,290
85060$1,840$2,450
85061$1,840$2,450
85063$1,840$2,450
85064$1,840$2,450
85066$1,840$2,450
85067$1,840$2,450
85068$1,840$2,450
85069$1,840$2,450
85070$1,840$2,450
85071$1,840$2,450
85074$1,840$2,450
85076$1,840$2,450
85078$1,840$2,450
85079$1,840$2,450
85080$1,840$2,450
85082$1,840$2,450
85083$2,510$3,360
85085$2,140$2,850
85086$2,560$3,410
85087$2,280$3,060
85117$1,740$2,320
85118$1,580$2,120
85119$1,530$2,070
85120$1,530$2,070
85121$2,290$3,060
85122$1,530$2,070
85123$1,530$2,070
85127$1,840$2,450
85128$1,530$2,070
85130$1,740$2,320
85131$1,530$2,070
85132$1,630$2,170
85137$1,570$2,110
85138$2,300$3,070
85139$1,840$2,450
85140$2,250$3,000
85141$1,530$2,070
85142$2,470$3,290
85143$2,140$2,850
85144$1,740$2,320
85145$1,830$2,440
85147$1,960$2,620
85172$1,530$2,070
85173$1,530$2,070
85178$1,740$2,320
85191$1,530$2,070
85193$1,530$2,070
85194$1,540$2,070
85201$1,670$2,230
85202$1,850$2,470
85203$1,670$2,230
85204$1,700$2,270
85205$1,610$2,150
85206$1,990$2,650
85207$1,800$2,400
85208$1,770$2,360
85209$2,070$2,760
85210$1,730$2,310
85211$1,840$2,450
85212$2,360$3,150
85213$1,890$2,520
85214$1,840$2,450
85215$2,140$2,850
85216$1,840$2,450
85224$2,220$2,960
85225$1,910$2,550
85226$2,270$3,030
85233$2,230$2,970
85234$2,270$3,030
85236$1,840$2,450
85244$1,840$2,450
85246$1,840$2,450
85248$2,170$2,890
85249$2,760$3,680
85250$2,130$2,840
85251$2,200$2,930
85252$1,840$2,450
85253$2,500$3,360
85254$2,390$3,190
85255$2,760$3,680
85256$1,530$2,070
85257$2,120$2,830
85258$2,460$3,280
85259$2,040$2,720
85260$2,460$3,280
85261$1,840$2,450
85262$2,760$3,680
85263$2,540$3,370
85266$2,760$3,680
85267$1,840$2,450
85268$2,080$2,770
85269$1,840$2,450
85271$1,840$2,450
85274$1,840$2,450
85275$1,840$2,450
85277$1,840$2,450
85280$1,840$2,450
85281$2,010$2,680
85282$2,010$2,680
85283$2,080$2,770
85284$2,550$3,400
85285$1,840$2,450
85286$2,440$3,250
85287$1,840$2,450
85288$1,840$2,450
85295$2,300$3,070
85296$2,470$3,290
85297$2,480$3,310
85298$2,760$3,680
85299$1,840$2,450
85301$1,550$2,070
85302$1,530$2,070
85303$1,800$2,400
85304$1,670$2,230
85305$2,130$2,840
85306$1,820$2,430
85307$2,040$2,720
85308$2,140$2,850
85309$2,290$3,050
85310$2,520$3,380
85311$1,840$2,450
85312$1,840$2,450
85318$1,840$2,450
85320$1,770$2,380
85322$1,560$2,080
85323$1,890$2,520
85326$1,930$2,570
85327$1,840$2,450
85329$1,560$2,080
85331$2,760$3,680
85335$2,030$2,710
85337$1,530$2,070
85338$2,150$2,870
85339$2,420$3,230
85340$2,260$3,020
85343$1,930$2,570
85345$1,790$2,390
85351$1,670$2,230
85353$1,980$2,640
85354$1,630$2,170
85355$2,760$3,680
85361$1,530$2,070
85363$1,530$2,070
85372$1,840$2,450
85373$1,940$2,590
85374$2,190$2,920
85375$1,690$2,250
85376$1,840$2,450
85377$2,080$2,800
85378$1,630$2,170
85379$2,350$3,130
85380$1,840$2,450
85381$1,900$2,530
85382$2,130$2,840
85383$2,670$3,560
85385$1,840$2,450
85387$2,460$3,280
85388$2,470$3,290
85392$2,090$2,790
85395$2,250$3,020
85396$2,460$3,310
85618$1,530$2,070
85623$2,330$3,110
85631$1,530$2,070

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at phoenix-mesa-chandler's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,450/mo, the maximum PITIA that still clears a 1.20 DSCR is $2,042/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,532/mo — which supports roughly a $230,000 loan at 7% over 30 years, or about a $307,000 purchase at 75% LTV.

median 3 BR rent$2,450/mo
max PITIA @ 1.20 DSCR$2,042/mo
max P&I (~75% of PITIA)$1,532/mo
supported loan (7% / 30yr)$230,000
implied price (75% LTV)$307,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Phoenix-Mesa-Chandler Section 8, answered.

The questions investors ask before underwriting a Phoenix-Mesa-Chandler voucher deal.
— Phoenix-Mesa-Chandler FMR —
What is the 3-bedroom Section 8 rent in Phoenix-Mesa-Chandler?
The median 3-bedroom Fair Market Rent in the Phoenix-Mesa-Chandler area is $2,450/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $2,070 to $3,680/mo depending on the ZIP code — see the full ZIP table above.
— Phoenix-Mesa-Chandler FMR —
Why do Section 8 rents differ between ZIP codes in Phoenix-Mesa-Chandler?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Phoenix-Mesa-Chandler. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $2,070 to $3,680/mo across the 212 ZIPs in this area.
— Phoenix-Mesa-Chandler FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Phoenix-Mesa-Chandler?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every phoenix-mesa-chandler listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Phoenix-Mesa-Chandler — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Arizona Section 8 rents or the all-states hub.

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Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

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Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.