Research — Section 8 Rent Report 2026

Section 8 rent report:
fair market rents across all 50 states.

HUD FY2026 Fair Market Rents, Small Area FMRs where published, aggregated from 38,408 ZIP codes; medians reported by state; snapshot 2026-07-14. Every figure on this page is computed directly from HUD data — free to cite with a link.

The headline numbers

key findings.

Across 51 state medians, the national median 3-bedroom Section 8 rent is $1,610 — but the spread from cheapest to most expensive state, and within a single state, is where the deals live.
National median 3BR
$1,610

Median of the 51 state medians, per month.

Largest in-state spread
$5,230

California: $1,440 $6,670 for a 3BR across its ZIPs.

Highest-FMR metro
$4,600

San Jose-Sunnyvale-Santa Clara, California — the single highest 3BR FMR in the dataset.

Affordability split
23 / 6

23 states have a median 3BR under $1,500; 6 sit above $2,500.

5 most expensive states (median 3BR)
  1. Hawaii$3,390
  2. California$3,300
  3. Massachusetts$3,080
  4. New Jersey$2,960
  5. District of Columbia$2,780
5 cheapest states (median 3BR)
  1. Kentucky$1,210
  2. Kansas$1,220
  3. Mississippi$1,220
  4. West Virginia$1,220
  5. Arkansas$1,230
The full dataset

all 51 states.

Statewide medians for 2- and 3-bedroom units, plus the min–max range of 3BR FMR across each state's ZIP codes. Open any state for metro- and ZIP-level detail.
statemedian 2 BRmedian 3 BR3 BR range
Alabama$1,010$1,280$940$2,540
Alaska$1,510$2,020$1,350$3,410
Arizona$1,630$2,150$1,300$3,680
Arkansas$930$1,230$1,060$2,810
California$2,600$3,300$1,440$6,670
Colorado$1,710$2,300$1,170$4,040
Connecticut$1,910$2,340$1,560$4,560
Delaware$1,470$1,950$1,590$2,640
District of Columbia$2,200$2,780$1,430$4,250
Florida$1,860$2,420$1,200$4,820
Georgia$1,195$1,540$1,170$3,270
Hawaii$2,550$3,390$2,440$5,510
Idaho$1,200$1,660$1,170$3,120
Illinois$1,060$1,370$1,100$3,470
Indiana$1,100$1,380$1,150$2,850
Iowa$980$1,280$1,100$2,290
Kansas$930$1,220$1,050$2,170
Kentucky$950$1,210$1,040$2,440
Louisiana$1,050$1,350$1,000$2,590
Maine$1,500$2,000$1,220$3,890
Maryland$1,770$2,280$1,300$3,920
Massachusetts$2,490$3,080$1,650$5,290
Michigan$1,150$1,460$1,170$2,970
Minnesota$1,110$1,470$1,170$3,390
Mississippi$960$1,220$1,010$2,310
Missouri$990$1,280$1,060$2,660
Montana$1,370$1,860$1,250$3,450
Nebraska$1,020$1,325$1,150$2,720
Nevada$1,685$2,315$1,360$3,760
New Hampshire$1,920$2,530$1,450$4,230
New Jersey$2,360$2,960$1,610$5,050
New Mexico$1,070$1,420$1,170$3,060
New York$1,500$1,850$1,170$5,470
North Carolina$1,210$1,590$1,110$3,240
North Dakota$970$1,320$1,050$2,270
Ohio$1,090$1,390$1,170$2,680
Oklahoma$990$1,300$1,120$2,520
Oregon$1,570$2,180$1,320$3,790
Pennsylvania$1,250$1,610$1,170$3,260
Rhode Island$1,820$2,210$1,760$3,220
South Carolina$1,180$1,490$1,080$3,330
South Dakota$980$1,290$1,110$2,420
Tennessee$1,120$1,460$1,110$3,320
Texas$1,240$1,630$1,170$3,650
Utah$1,340$1,780$1,170$3,760
Vermont$1,425$1,820$1,330$3,140
Virginia$1,260$1,670$1,100$3,380
Washington$1,620$2,240$1,220$4,910
West Virginia$940$1,220$1,040$2,190
Wisconsin$1,095$1,400$1,170$2,770
Wyoming$1,020$1,350$1,190$2,330
Reading the data

what this means for investors.

FMR is the voucher ceiling — public housing authorities typically pay 90–110% of it. Where that ceiling sits relative to purchase prices is the whole game.

The arbitrage lives in the cheap-median states. A $1,610 national median hides a floor near $1,210 in the least expensive states — and in those markets a Section 8 3-bedroom rent can clear debt service on a house that costs a fraction of what the same rent buys on the coasts. When the voucher ceiling is high relative to price, the deal underwrites itself. See how much Section 8 landlords actually make for the income side of that math.

The spread inside a state matters more than the spread between states. California alone runs from $1,440 to $6,670 for a 3-bedroom depending on the ZIP — a $5,230gap. Picking the right ZIP code inside a "cheap" state can hand you a coastal-level voucher on Midwestern prices. State selection gets you in the neighborhood; ZIP-level selection is what actually sets your yield.

That is why the median is a starting point, not an answer. Before you commit to a market, run the specific property against its specific FMR and financing: the DSCR calculator turns a voucher rent and a purchase price into a coverage ratio in seconds, so you can see whether the ceiling in that ZIP actually supports the deal you are looking at.

How to cite

Verleon AI, Section 8 Rent Report 2026, based on HUD FY2026 Fair Market Rent data. Free to cite with a link to this page. Explore the underlying state-level pages at verleon.ai/section-8-rents.

Source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), aggregated from 38,408 ZIP codes across 51 states + DC, snapshot 2026-07-14. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.