[ section 8 · Delaware FMR ]

section 8 rents
in delaware.

HUD Fair Market Rents across 40 Delaware ZIP codes for FY2026. the median 2-bedroom runs $1,470/mo and the median 3-bedroom $1,950/mo — with 3-bedroom rents spanning $1,590 to $2,640/mo depending on the ZIP.

statewide median

FMR by bedroom.

median Fair Market Rent across all Delaware ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,130
1 BR$1,140
2 BR$1,470
3 BR$1,950
4 BR$2,280

3-bedroom FMR ranges from $1,590 to $2,640/mo across Delaware ZIP codes — Small Area FMRs vary widely within a single metro.

top metros

where the rents are.

the Delaware HUD areas with the most covered ZIPs, with 2-bedroom and 3-bedroom FMRs.
metro / areaZIPs2 BR3 BR
Sussex County24$1,475$1,900
Dover16$1,455$2,020

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in many of these metros, so two homes in the same city can carry very different voucher ceilings.

the underwriting

the DSCR math at delaware's median rent.

a worked example — assumptions stated, not hidden. run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,950/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,625/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,219/mo — which supports roughly a $183,000 loan at 7% over 30 years, or about a $244,000 purchase at 75% LTV.

median 3 BR rent$1,950/mo
max PITIA @ 1.20 DSCR$1,625/mo
max P&I (~75% of PITIA)$1,219/mo
supported loan (7% / 30yr)$183,000
implied price (75% LTV)$244,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Delaware Section 8, answered.

the four questions investors ask before underwriting a Delaware voucher deal.
Delaware FMR —
What is the Section 8 rent for a 3-bedroom in Delaware?
The median 3-bedroom Fair Market Rent in Delaware is $1,950/mo (FY2026). It varies by ZIP — from $1,590 to $2,640/mo across the state under HUD's Small Area FMR schedule.
Delaware FMR —
How are Fair Market Rents set in Delaware?
HUD publishes Fair Market Rents (and Small Area FMRs by ZIP where applicable) annually — these are the FY2026 figures. Local public housing authorities then set voucher payment standards at 90–110% of FMR, and rent reasonableness versus comparable local units still applies before a lease is approved.
Delaware FMR —
Which Delaware metros have the highest Section 8 rents?
Dover leads at $2,020/mo for a 3-bedroom, followed by Sussex County at $1,900/mo.
Delaware FMR —
Does Section 8 rent in Delaware cover a DSCR loan?
At the median 3-bedroom rent of $1,950/mo, the maximum PITIA at a 1.20 DSCR is $1,625/mo. Assuming ~25% goes to taxes and insurance, that supports roughly a $183,000 loan at 7% over 30 years — about a $244,000 purchase at 75% LTV.
live · all 50 states

FMR on every delaware listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Delaware — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. See the Section 8 investing guide or the FMR-by-state overview.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-14. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.