Free tool — Section 8 rent lookup

section 8 rent by ZIP.
Free, instant, nationwide.

Type any ZIP and see the HUD Fair Market Rent for every bedroom count. FY2026 FMR and Small Area FMR data across 38,000+ ZIP codes — the same numbers housing authorities use to set Section 8 payment standards.

look up a ZIP

HUD FY2026 Fair Market Rents & Small Area FMRs, indexed by ZIP for 38,000+ ZIP codes nationwide.

Enter a 5-digit ZIP to see the HUD Fair Market Rent for every bedroom count in that area, plus the DSCR-supported payment.

How to use this number

One rent.
Three moves.

A Fair Market Rent is only a starting point. Here is how investors turn it into an underwriting decision.
01

Run the DSCR.

Drop the FMR into a debt-service calculation to see whether voucher income covers the mortgage. Most DSCR lenders want 1.20+.

next stepDSCR calculator →
02

Compare the market.

See how one ZIP stacks up against state-level medians and top metros before you commit to a submarket.

next stepState FMR medians →
03

Learn the playbook.

Payment standards, rent reasonableness, inspections, tenant screening — the full mechanics of investing with vouchers.

next stepSection 8 guide →
FAQ

Before you underwrite.

Straight answers on where these numbers come from and what they mean.
— The data —
What data does this lookup use?
HUD FY2026 Fair Market Rents and Small Area FMRs, indexed by ZIP for 38,000+ ZIPs across all 50 states — the same figures authorities use to set Section 8 payment standards.
— Can I charge it? —
Is the FMR what I can charge?
Not exactly. Authorities set a payment standard at 90–110% of FMR, then apply a rent-reasonableness test against nearby unassisted rentals. The FMR is your baseline, not a guaranteed rent.
— How current? —
How often is it updated?
HUD publishes new Fair Market Rents annually, effective every October. This tool reflects the FY2026 figures.
— Any state? —
Does this work for any state?
Yes — the lookup is nationwide. Every ZIP in all 50 states plus DC is covered, so you can underwrite a Section 8 deal anywhere.
Live · all 50 states

See FMR on every listing.

Verleon AI overlays the HUD Fair Market Rent on every active listing in our database — so you spot a Section 8 spread before anyone else does.

Try Verleon AI →Browse rents by state
DSCR loans, demystified →Section 8 FMR by state →Best markets for cash flow →BRRRR strategy, real numbers →How to analyze a rental →Verleon vs. PropStream →
Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.