[ section 8 · West Virginia FMR ]

section 8 rents
in west virginia.

HUD Fair Market Rents across 863 West Virginia ZIP codes for FY2026. the median 2-bedroom runs $940/mo and the median 3-bedroom $1,220/mo — with 3-bedroom rents spanning $1,040 to $2,190/mo depending on the ZIP.

statewide median

FMR by bedroom.

median Fair Market Rent across all West Virginia ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$710
1 BR$770
2 BR$940
3 BR$1,220
4 BR$1,390

3-bedroom FMR ranges from $1,040 to $2,190/mo across West Virginia ZIP codes — Small Area FMRs vary widely within a single metro.

top metros

where the rents are.

the West Virginia HUD areas with the most covered ZIPs, with 2-bedroom and 3-bedroom FMRs.
metro / areaZIPs2 BR3 BR
Charleston69$1,040$1,330
Huntington-Ashland68$990$1,270
Raleigh County42$940$1,310
Wyoming County41$870$1,170
Wheeling37$1,010$1,310
McDowell County33$870$1,150
Fayette County33$920$1,200
Logan County32$870$1,210

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in many of these metros, so two homes in the same city can carry very different voucher ceilings.

the underwriting

the DSCR math at west virginia's median rent.

a worked example — assumptions stated, not hidden. run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,220/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,017/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $763/mo — which supports roughly a $115,000 loan at 7% over 30 years, or about a $153,000 purchase at 75% LTV.

median 3 BR rent$1,220/mo
max PITIA @ 1.20 DSCR$1,017/mo
max P&I (~75% of PITIA)$763/mo
supported loan (7% / 30yr)$115,000
implied price (75% LTV)$153,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

West Virginia Section 8, answered.

the four questions investors ask before underwriting a West Virginia voucher deal.
West Virginia FMR —
What is the Section 8 rent for a 3-bedroom in West Virginia?
The median 3-bedroom Fair Market Rent in West Virginia is $1,220/mo (FY2026). It varies by ZIP — from $1,040 to $2,190/mo across the state under HUD's Small Area FMR schedule.
West Virginia FMR —
How are Fair Market Rents set in West Virginia?
HUD publishes Fair Market Rents (and Small Area FMRs by ZIP where applicable) annually — these are the FY2026 figures. Local public housing authorities then set voucher payment standards at 90–110% of FMR, and rent reasonableness versus comparable local units still applies before a lease is approved.
West Virginia FMR —
Which West Virginia metros have the highest Section 8 rents?
Charleston leads at $1,330/mo for a 3-bedroom, followed by Raleigh County at $1,310/mo.
West Virginia FMR —
Does Section 8 rent in West Virginia cover a DSCR loan?
At the median 3-bedroom rent of $1,220/mo, the maximum PITIA at a 1.20 DSCR is $1,017/mo. Assuming ~25% goes to taxes and insurance, that supports roughly a $115,000 loan at 7% over 30 years — about a $153,000 purchase at 75% LTV.
live · all 50 states

FMR on every west virginia listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in West Virginia — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. See the Section 8 investing guide or the FMR-by-state overview.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-14. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.