[ section 8 · Utah FMR ]

section 8 rents
in utah.

HUD Fair Market Rents across 339 Utah ZIP codes for FY2026. the median 2-bedroom runs $1,340/mo and the median 3-bedroom $1,780/mo — with 3-bedroom rents spanning $1,170 to $3,760/mo depending on the ZIP.

statewide median

FMR by bedroom.

median Fair Market Rent across all Utah ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,040
1 BR$1,070
2 BR$1,340
3 BR$1,780
4 BR$2,160

3-bedroom FMR ranges from $1,170 to $3,760/mo across Utah ZIP codes — Small Area FMRs vary widely within a single metro.

top metros

where the rents are.

the Utah HUD areas with the most covered ZIPs, with 2-bedroom and 3-bedroom FMRs.
metro / areaZIPs2 BR3 BR
Salt Lake City59$1,750$2,340
Ogden30$1,645$2,205
Provo-Orem-Lehi29$1,470$2,040
Logan25$1,180$1,640
Box Elder County20$1,110$1,540
St. George20$1,540$2,025
Sanpete County15$1,300$1,600
San Juan County13$1,270$1,540

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in many of these metros, so two homes in the same city can carry very different voucher ceilings.

the underwriting

the DSCR math at utah's median rent.

a worked example — assumptions stated, not hidden. run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,780/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,483/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,112/mo — which supports roughly a $167,000 loan at 7% over 30 years, or about a $223,000 purchase at 75% LTV.

median 3 BR rent$1,780/mo
max PITIA @ 1.20 DSCR$1,483/mo
max P&I (~75% of PITIA)$1,112/mo
supported loan (7% / 30yr)$167,000
implied price (75% LTV)$223,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Utah Section 8, answered.

the four questions investors ask before underwriting a Utah voucher deal.
Utah FMR —
What is the Section 8 rent for a 3-bedroom in Utah?
The median 3-bedroom Fair Market Rent in Utah is $1,780/mo (FY2026). It varies by ZIP — from $1,170 to $3,760/mo across the state under HUD's Small Area FMR schedule.
Utah FMR —
How are Fair Market Rents set in Utah?
HUD publishes Fair Market Rents (and Small Area FMRs by ZIP where applicable) annually — these are the FY2026 figures. Local public housing authorities then set voucher payment standards at 90–110% of FMR, and rent reasonableness versus comparable local units still applies before a lease is approved.
Utah FMR —
Which Utah metros have the highest Section 8 rents?
Salt Lake City leads at $2,340/mo for a 3-bedroom, followed by Ogden at $2,205/mo.
Utah FMR —
Does Section 8 rent in Utah cover a DSCR loan?
At the median 3-bedroom rent of $1,780/mo, the maximum PITIA at a 1.20 DSCR is $1,483/mo. Assuming ~25% goes to taxes and insurance, that supports roughly a $167,000 loan at 7% over 30 years — about a $223,000 purchase at 75% LTV.
nearby states

compare neighbors.

Section 8 FMRs for the states next door.
live · all 50 states

FMR on every utah listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Utah — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. See the Section 8 investing guide or the FMR-by-state overview.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-14. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.