Section 8 — Oxnard-Thousand Oaks-Ventura, CA FMR

Section 8 rents
in oxnard-thousand oaks-ventura.

HUD Fair Market Rents for every one of the 52 ZIP codes in the Oxnard-Thousand Oaks-Ventura area (FY2026). The median 2-bedroom runs $2,690/mo and the median 3-bedroom $3,650/mo — with 3-bedroom rents spanning $2,690 to $5,000/mo depending on the ZIP. This is part of California Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Oxnard-Thousand Oaks-Ventura ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$2,000
1 BR$2,250
2 BR$2,690
3 BR$3,650
4 BR$4,240

3-bedroom FMR ranges from $2,690 to $5,000/mo across Oxnard-Thousand Oaks-Ventura's 52 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Oxnard-Thousand Oaks-Ventura area. Need one number fast? Check any ZIP instantly.

All 52 ZIPs, sorted.

ZIP2 BR3 BR
90265$3,910$4,970
91304$2,670$3,390
91307$3,540$4,520
91311$3,040$3,850
91319$2,690$3,650
91320$3,190$4,330
91358$2,690$3,650
91359$2,690$3,650
91360$2,970$4,030
91361$3,420$4,530
91362$3,310$4,470
91377$3,690$5,000
93001$2,640$3,580
93002$2,690$3,650
93003$2,680$3,630
93004$2,890$3,920
93005$2,690$3,650
93006$2,690$3,650
93007$2,690$3,650
93009$2,690$3,650
93010$2,870$3,890
93011$2,690$3,650
93012$3,460$4,690
93015$2,210$3,000
93016$2,690$3,650
93020$2,690$3,650
93021$3,090$4,190
93022$2,940$3,990
93023$2,300$3,120
93024$2,690$3,650
93030$2,350$3,190
93031$2,690$3,650
93032$2,690$3,650
93033$2,230$3,020
93034$2,690$3,650
93035$2,850$3,860
93036$2,610$3,540
93040$2,250$3,050
93041$2,550$3,460
93042$2,460$3,310
93043$2,550$3,460
93044$2,690$3,650
93060$2,190$2,970
93061$2,690$3,650
93062$2,690$3,650
93063$3,030$4,110
93064$2,690$3,650
93065$3,320$4,500
93066$2,670$3,620
93094$2,690$3,650
93099$2,690$3,650
93225$1,970$2,690

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at oxnard-thousand oaks-ventura's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $3,650/mo, the maximum PITIA that still clears a 1.20 DSCR is $3,042/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $2,282/mo — which supports roughly a $343,000 loan at 7% over 30 years, or about a $457,000 purchase at 75% LTV.

median 3 BR rent$3,650/mo
max PITIA @ 1.20 DSCR$3,042/mo
max P&I (~75% of PITIA)$2,282/mo
supported loan (7% / 30yr)$343,000
implied price (75% LTV)$457,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Oxnard-Thousand Oaks-Ventura Section 8, answered.

The questions investors ask before underwriting a Oxnard-Thousand Oaks-Ventura voucher deal.
Oxnard-Thousand Oaks-Ventura FMR —
What is the 3-bedroom Section 8 rent in Oxnard-Thousand Oaks-Ventura?
The median 3-bedroom Fair Market Rent in the Oxnard-Thousand Oaks-Ventura area is $3,650/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $2,690 to $5,000/mo depending on the ZIP code — see the full ZIP table above.
Oxnard-Thousand Oaks-Ventura FMR —
Why do Section 8 rents differ between ZIP codes in Oxnard-Thousand Oaks-Ventura?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Oxnard-Thousand Oaks-Ventura. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $2,690 to $5,000/mo across the 52 ZIPs in this area.
Oxnard-Thousand Oaks-Ventura FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Oxnard-Thousand Oaks-Ventura?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every oxnard-thousand oaks-ventura listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Oxnard-Thousand Oaks-Ventura — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to California Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.