Section 8 — CA ZIP index · page 4 of 5

California ZIP codes
with a Section 8 rent.

Every California ZIP code HUD publishes a Fair Market Rent for — 2,405 of them, FY2026. This page lists ZIPs 1,501–2,000, grouped by HUD area, with the 2-bedroom and 3-bedroom ceiling beside each one. Open any ZIP for its full schedule from studio to 4-bedroom.

data as of 2026-08-19 · HUD FY2026

Read the number right

Why the ZIP beats the metro average.

One number per metro hides the spread that decides whether a deal pencils.

A ZIP-level Fair Market Rent is HUD's Small Area FMR: instead of one voucher ceiling for an entire metro, HUD publishes a separate ceiling for each ZIP code, set from what rents actually cost in that ZIP. The metro figure is an average over all of them, so it sits above the weaker ZIPs and below the stronger ones — which is why two houses fifteen minutes apart in the same city can carry Section 8 ceilings hundreds of dollars apart. Underwrite the ZIP's number, not the metro's. The published FMR is still a reference, not a payment: housing authorities set their payment standard at roughly 90–110% of it, and every unit has to clear a rent reasonableness test against comparable local rentals before a lease is approved.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for each ZIP, listed under the HUD area it belongs to. What Fair Market Rent means.

ZIPs 1,501–2,000 of 2,405 · 18 HUD areas on this page · data as of 2026-08-19 · HUD FY2026

ZIP2 BR3 BR
Oakland-Fremont, CA HUD Metro FMR Area
94511$2,420$3,090
94513$3,150$4,030
94514$3,050$3,900
94516$2,420$3,090
94517$3,620$4,630
94518$2,870$3,670
94519$2,970$3,800
94520$2,670$3,410
94521$2,950$3,770
94522$2,910$3,720
94523$3,130$4,000
94524$2,910$3,720
94525$2,530$3,240
94526$3,170$4,050
94528$2,970$3,830
94530$3,010$3,850
94531$3,750$4,800
94536$3,590$4,590
94537$2,920$3,730
94538$3,680$4,710
94539$4,050$5,180
94540$2,920$3,730
94541$2,850$3,640
94542$3,150$4,030
94543$2,920$3,730
94544$2,850$3,640
94545$3,060$3,910
94546$3,000$3,840
94547$3,690$4,720
94548$2,880$3,680
94549$3,920$5,010
94551$3,200$4,090
94552$3,340$4,270
94553$2,760$3,530
94555$3,940$5,040
94556$3,550$4,540
94557$2,920$3,730
94560$3,410$4,360
94561$2,630$3,360
94563$3,280$4,190
94564$3,090$3,950
94565$2,620$3,350
94566$3,320$4,250
94568$3,970$5,080
94569$2,740$3,500
94570$2,910$3,720
94572$2,540$3,250
94575$3,550$4,540
94577$2,750$3,520
94578$2,710$3,470
94579$2,600$3,320
94580$2,830$3,620
94582$3,550$4,540
94583$3,700$4,730
94586$3,250$4,160
94587$3,230$4,130
94588$3,890$4,970
94595$2,990$3,820
94596$3,350$4,280
94597$3,250$4,160
94598$3,880$4,960
94601$2,420$3,090
94602$2,420$3,090
94603$2,420$3,090
94604$2,920$3,730
94605$2,420$3,090
94606$2,420$3,090
94607$2,450$3,130
94608$3,250$4,160
94609$3,020$3,860
94610$2,970$3,800
94611$2,930$3,750
94612$3,060$3,910
94613$2,420$3,090
94614$2,920$3,730
94615$2,920$3,730
94618$3,430$4,390
94619$2,720$3,480
94620$2,920$3,730
94621$2,420$3,090
94623$2,920$3,730
94624$2,920$3,730
94661$2,920$3,730
94662$2,920$3,730
94701$2,920$3,730
94702$2,470$3,160
94703$2,780$3,550
94704$2,660$3,400
94705$2,870$3,670
94706$3,050$3,900
94707$2,980$3,810
94708$3,720$4,760
94709$2,800$3,580
94710$3,150$4,030
94712$2,920$3,730
94720$2,750$3,520
94801$2,420$3,090
94802$2,910$3,720
94803$2,740$3,500
94804$2,420$3,090
94805$2,690$3,440
94806$2,510$3,210
94807$2,910$3,720
94820$2,910$3,720
94850$2,910$3,720
Vallejo, CA MSA
94512$2,180$2,920
94533$2,180$2,920
94534$2,820$3,770
94535$3,080$4,110
94558$2,900$3,690
94571$1,580$2,110
94585$2,300$3,070
94589$2,180$2,960
94590$2,180$2,920
94591$2,520$3,280
94592$3,270$4,370
Santa Rosa-Petaluma, CA MSA
94515$2,520$3,370
94574$2,520$3,370
94922$2,550$3,460
94923$2,470$3,370
94927$2,830$3,890
94928$3,100$4,260
94931$2,470$3,400
94945$2,990$3,770
94951$2,610$3,590
94952$2,990$4,010
94953$2,830$3,890
94954$3,430$4,720
94955$2,830$3,890
94972$2,780$3,820
94975$2,830$3,890
94999$2,830$3,890
95401$2,840$3,900
95402$2,830$3,890
95403$2,910$4,000
95404$2,730$3,750
95405$3,120$4,290
95406$2,830$3,890
95407$2,550$3,510
95409$3,240$4,450
95412$2,470$3,370
95416$2,830$3,890
95419$2,480$3,420
95421$2,470$3,370
95430$2,470$3,370
95431$2,690$3,700
95433$2,830$3,890
95436$2,470$3,380
95439$2,950$4,060
95441$2,470$3,370
95442$2,510$3,450
95444$2,640$3,630
95446$2,470$3,370
95448$2,920$4,010
95450$2,840$3,900
95452$2,790$3,770
95462$2,470$3,370
95465$2,470$3,370
95471$2,470$3,370
95472$2,640$3,630
95473$2,830$3,890
95476$2,860$3,930
95480$2,470$3,370
95486$2,470$3,370
95487$2,830$3,890
95492$3,070$4,220
95497$2,470$3,370
San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area
94550$3,300$4,220
95002$2,990$3,950
95008$3,530$4,660
95009$3,480$4,600
95011$3,480$4,600
95013$3,450$4,560
95014$4,440$5,870
95015$3,480$4,600
95020$2,750$3,630
95021$3,480$4,600
95026$3,480$4,600
95030$3,470$4,590
95031$3,480$4,600
95032$3,770$4,980
95035$3,790$5,010
95036$3,480$4,600
95037$2,820$3,730
95038$3,480$4,600
95044$3,480$4,600
95046$2,830$3,740
95050$3,340$4,410
95051$3,960$5,230
95052$3,480$4,600
95053$3,340$4,410
95054$4,430$5,850
95055$3,480$4,600
95056$3,480$4,600
95070$3,940$5,170
95071$3,480$4,600
95101$3,480$4,600
95103$3,480$4,600
95106$3,480$4,600
95108$3,480$4,600
95109$3,480$4,600
95110$3,240$4,280
95111$2,540$3,330
95112$3,060$4,040
95113$3,790$5,010
95116$2,820$3,730
95117$3,120$4,120
95118$3,130$4,140
95119$3,560$4,700
95120$3,580$4,710
95121$3,580$4,730
95122$2,820$3,730
95123$3,540$4,680
95124$3,670$4,850
95125$3,160$4,180
95126$3,400$4,490
95127$3,000$3,960
95128$3,430$4,530
95129$3,580$4,730
95130$2,770$3,660
95131$3,820$5,050
95132$3,870$5,110
95133$3,120$4,120
95134$4,740$6,260
95135$4,040$5,240
95136$3,370$4,450
95138$3,460$4,570
95139$4,290$5,670
95140$3,300$4,280
95141$3,480$4,600
95148$4,050$5,350
95150$3,480$4,600
95151$3,480$4,600
95152$3,480$4,600
95153$3,480$4,600
95154$3,480$4,600
95155$3,480$4,600
95156$3,480$4,600
95157$3,480$4,600
95158$3,480$4,600
95159$3,480$4,600
95160$3,480$4,600
95161$3,480$4,600
95164$3,480$4,600
95170$3,480$4,600
95172$3,480$4,600
95173$3,480$4,600
Napa, CA MSA
94559$2,730$3,480
94562$2,770$3,530
94567$2,790$3,550
94573$2,670$3,400
94576$2,520$3,280
94581$2,770$3,530
94599$2,720$3,460
San Francisco, CA HUD Metro FMR Area
94901$3,120$3,990
94903$4,180$5,340
94904$3,280$4,190
94912$3,480$4,450
94913$3,480$4,450
94914$3,480$4,450
94915$3,480$4,450
94920$4,100$5,230
94924$2,990$3,730
94925$4,440$5,670
94929$2,990$4,010
94930$3,240$4,140
94933$4,160$5,310
94937$3,480$4,450
94938$3,150$4,020
94939$4,090$5,220
94940$2,990$3,870
94941$3,960$5,060
94942$3,480$4,450
94946$2,990$3,730
94947$3,260$4,160
94948$3,480$4,450
94949$3,430$4,380
94950$2,990$3,730
94956$2,990$3,730
94957$4,510$5,760
94960$3,640$4,650
94963$3,630$4,630
94964$3,680$4,700
94965$3,950$5,050
94966$3,480$4,450
94970$3,030$3,870
94971$3,480$4,450
94973$3,020$3,860
94976$3,480$4,450
94977$3,480$4,450
94978$3,480$4,450
94979$3,480$4,450
Santa Cruz-Watsonville, CA MSA
95001$4,210$5,370
95003$4,810$6,140
95005$4,430$5,650
95006$4,240$5,410
95007$4,370$5,580
95010$4,360$5,560
95017$4,800$6,120
95018$4,520$5,770
95019$3,810$4,740
95033$4,350$5,620
95041$4,520$5,770
95060$5,230$6,670
95061$4,210$5,370
95062$4,940$6,300
95063$4,210$5,370
95064$3,810$4,740
95065$4,800$6,120
95066$4,550$5,810
95067$4,210$5,370
95073$4,300$5,490
95076$3,440$4,400
95077$4,210$5,370
San Benito County, CA HUD Metro FMR Area
95004$2,950$3,950
95023$2,830$3,840
95024$2,900$3,940
95043$2,370$3,290
95045$3,160$4,290
95075$4,350$5,910
Salinas, CA MSA
95012$2,690$3,630
95039$2,690$3,630
Stockton-Lodi, CA MSA
95201$1,740$2,420
95202$1,310$1,840
95203$1,310$1,840
95204$1,530$2,130
95205$1,440$2,000
95206$1,530$2,130
95207$1,760$2,450
95208$1,740$2,420
95209$1,940$2,700
95210$1,550$2,160
95211$1,610$2,240
95212$2,420$3,370
95213$1,740$2,420
95215$1,380$1,920
95219$2,110$2,750
95220$1,540$2,140
95227$1,710$2,330
95231$1,930$2,680
95234$1,740$2,420
95237$1,400$1,960
95240$1,650$2,290
95241$1,740$2,420
95242$2,020$2,810
95253$1,450$2,040
95258$1,530$2,130
95267$1,740$2,420
95269$1,740$2,420
95304$2,600$3,620
95320$1,720$2,390
95330$2,360$3,280
95336$1,920$2,670
95337$2,090$2,910
95361$1,760$2,440
95366$1,880$2,610
95367$1,820$2,530
95376$2,100$2,920
95377$2,610$3,630
95378$1,740$2,420
95385$1,540$2,160
95391$2,610$3,630
Calaveras County, CA
95221$1,500$2,090
95222$1,500$2,090
95223$1,540$2,140
95224$1,540$2,140
95225$1,470$2,060
95226$1,540$2,140
95228$1,860$2,590
95229$1,540$2,140
95230$2,430$3,380
95232$1,290$1,800
95233$1,780$2,480
95236$1,840$2,560
95245$1,620$2,190
95246$1,540$2,140
95247$1,780$2,480
95248$1,540$2,140
95249$1,400$1,950
95251$1,670$2,330
95252$1,690$2,350
95254$1,700$2,340
95255$1,290$1,800
95257$1,660$2,310
Merced, CA MSA
95301$1,550$2,130
95303$1,360$1,880
95312$1,490$2,050
95315$1,430$1,970
95317$1,360$1,880
95333$1,360$1,880
95334$1,610$2,210
95340$1,400$1,930
95341$1,450$1,990
95343$1,500$2,060
95344$1,500$2,060
95348$1,840$2,530
95365$1,360$1,880
95374$1,360$1,880
95388$1,360$1,880
Tuolumne County, CA
95305$1,600$2,100
95309$1,590$2,080
95310$1,810$2,410
95311$1,640$2,200
95321$1,790$2,340
95327$1,390$1,820
95329$1,790$2,390
95335$1,590$2,080
95346$2,040$2,670
95347$1,590$2,080
95364$1,590$2,080
95370$1,670$2,180
95372$2,160$2,820
95373$1,590$2,080
95375$1,590$2,080
95379$1,860$2,440
95383$2,040$2,670
Mariposa County, CA
95306$1,400$1,950
95318$1,450$2,020
95325$1,450$2,020
95338$1,410$1,960
95345$1,450$2,020
95369$1,360$1,880
95389$1,450$2,020
Modesto, CA MSA
95307$1,760$2,440
95313$1,410$1,980
95316$1,570$2,180
95319$1,410$1,980
95322$1,450$1,990
95323$1,410$1,980
95324$1,810$2,490
95326$1,950$2,710
95328$1,510$2,100
95350$1,750$2,430
95351$1,620$2,250
95352$1,760$2,440
95353$1,760$2,440
95354$1,770$2,460
95355$1,930$2,680
95356$1,990$2,760
95357$2,310$3,210
95358$1,800$2,500
95360$1,520$2,110
95363$2,000$2,780
95368$2,340$3,250
95380$1,630$2,270
95381$1,760$2,440
95382$1,960$2,720
95386$1,730$2,400
95387$1,620$2,270
95397$1,760$2,440
Mendocino County, CA
95410$1,710$2,380
95415$1,670$2,320
95417$1,710$2,380
95418$1,710$2,380
95420$1,860$2,590
95425$2,470$3,370
95427$1,940$2,700
95428$1,540$2,140
95429$1,550$2,150
95432$1,870$2,600
95437$1,700$2,360
95445$2,470$3,370
95449$1,990$2,770
95454$1,710$2,380
95456$1,710$2,380
95459$1,680$2,330
95460$2,270$3,160
95463$1,710$2,380
95466$1,710$2,380
95468$1,560$2,170
95469$1,890$2,630
95470$1,810$2,520
95481$1,710$2,380
95482$1,740$2,420
95488$1,710$2,380
95490$1,590$2,210
95494$1,940$2,690
Lake County, CA
95422$1,460$2,030
95423$1,420$1,970
95424$1,550$2,160
95426$2,010$2,790
95435$1,270$1,770
95443$1,360$1,890
95451$1,610$2,240
95453$1,270$1,770
95457$2,080$2,850
95458$1,330$1,850
95461$2,520$3,370
95464$1,520$2,110
95467$2,320$3,230
95485$1,420$1,970
95493$1,460$2,030
Humboldt County, CA
95501$1,420$1,970
95502$1,550$2,160
95503$1,700$2,360
95511$1,550$2,160
95514$1,550$2,160
95518$1,550$2,160
95519$1,660$2,310
95521$1,620$2,250

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP across most large metros, so two homes in one city can carry very different voucher ceilings.

Zoom out

Wider context.

The state picture, every state, and a tool for checking one ZIP fast.

The ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

Live · all 50 states

FMR on every California listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in California — and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to California Section 8 rents or look up a single ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.