Section 8 — Jacksonville, FL FMR

Section 8 rents
in jacksonville.

HUD Fair Market Rents for every one of the 73 ZIP codes in the Jacksonville area (FY2026). The median 2-bedroom runs $1,670/mo and the median 3-bedroom $2,060/mo — with 3-bedroom rents spanning $1,380 to $3,070/mo depending on the ZIP. This is part of Florida Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Jacksonville ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,360
1 BR$1,390
2 BR$1,670
3 BR$2,060
4 BR$2,580

3-bedroom FMR ranges from $1,380 to $3,070/mo across Jacksonville's 73 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Jacksonville area. Need one number fast? Check any ZIP instantly.

All 73 ZIPs, sorted.

ZIP2 BR3 BR
32003$2,310$2,850
32004$2,030$2,500
32006$1,720$2,120
32009$1,190$1,490
32011$1,180$1,450
32033$2,050$2,530
32034$1,500$1,850
32035$1,510$1,860
32041$1,510$1,860
32046$1,100$1,380
32050$1,720$2,120
32065$1,930$2,380
32067$1,720$2,120
32068$1,670$2,060
32073$1,640$2,020
32079$2,010$2,520
32080$1,900$2,340
32081$2,340$2,930
32082$2,210$2,720
32084$1,650$2,030
32085$2,030$2,500
32086$1,800$2,220
32092$2,470$3,040
32095$1,690$2,080
32097$2,000$2,460
32160$1,720$2,120
32202$1,380$1,700
32203$1,630$2,010
32204$1,410$1,740
32205$1,510$1,860
32206$1,150$1,420
32207$1,500$1,850
32208$1,450$1,790
32209$1,200$1,480
32210$1,410$1,740
32211$1,360$1,680
32212$2,380$2,930
32214$1,630$2,010
32216$1,530$1,890
32217$1,380$1,700
32218$1,670$2,060
32219$1,410$1,740
32220$1,490$1,840
32221$1,920$2,370
32222$2,000$2,460
32223$1,800$2,220
32224$1,930$2,380
32225$1,930$2,380
32226$2,490$3,070
32227$2,270$2,840
32228$2,270$2,840
32229$1,630$2,010
32233$1,740$2,140
32235$1,630$2,010
32236$1,630$2,010
32238$1,630$2,010
32239$1,630$2,010
32240$1,630$2,010
32241$1,630$2,010
32244$1,710$2,110
32245$1,630$2,010
32246$2,050$2,530
32247$1,630$2,010
32250$2,210$2,720
32254$1,300$1,600
32255$1,630$2,010
32256$2,000$2,460
32257$1,620$2,000
32258$2,240$2,760
32259$2,490$3,070
32260$2,030$2,500
32266$1,810$2,230
32277$1,500$1,850

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at jacksonville's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,060/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,717/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,288/mo — which supports roughly a $194,000 loan at 7% over 30 years, or about a $259,000 purchase at 75% LTV.

median 3 BR rent$2,060/mo
max PITIA @ 1.20 DSCR$1,717/mo
max P&I (~75% of PITIA)$1,288/mo
supported loan (7% / 30yr)$194,000
implied price (75% LTV)$259,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Jacksonville Section 8, answered.

The questions investors ask before underwriting a Jacksonville voucher deal.
Jacksonville FMR —
What is the 3-bedroom Section 8 rent in Jacksonville?
The median 3-bedroom Fair Market Rent in the Jacksonville area is $2,060/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,380 to $3,070/mo depending on the ZIP code — see the full ZIP table above.
Jacksonville FMR —
Why do Section 8 rents differ between ZIP codes in Jacksonville?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Jacksonville. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,380 to $3,070/mo across the 73 ZIPs in this area.
Jacksonville FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Jacksonville?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every jacksonville listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Jacksonville — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Florida Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.