Section 8 — Orlando-Kissimmee-Sanford, FL FMR

Section 8 rents
in orlando-kissimmee-sanford.

HUD Fair Market Rents for every one of the 147 ZIP codes in the Orlando-Kissimmee-Sanford area (FY2026). The median 2-bedroom runs $2,000/mo and the median 3-bedroom $2,510/mo — with 3-bedroom rents spanning $1,800 to $3,460/mo depending on the ZIP. This is part of Florida Section 8 rents.

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Area median

FMR by bedroom.

Median Fair Market Rent across all Orlando-Kissimmee-Sanford ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,670
1 BR$1,760
2 BR$2,000
3 BR$2,510
4 BR$2,970

3-bedroom FMR ranges from $1,800 to $3,460/mo across Orlando-Kissimmee-Sanford's 147 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Orlando-Kissimmee-Sanford area. Need one number fast? Check any ZIP instantly.

All 147 ZIPs, sorted.

ZIP2 BR3 BR
32102$1,520$1,920
32158$1,720$2,160
32195$1,520$1,920
32701$1,880$2,360
32702$1,520$1,920
32703$1,860$2,330
32704$2,000$2,510
32707$1,890$2,370
32708$2,100$2,640
32709$1,670$2,190
32710$2,000$2,510
32712$2,380$2,990
32714$2,100$2,640
32715$2,000$2,510
32716$2,000$2,510
32718$2,000$2,510
32719$2,000$2,510
32720$1,520$1,940
32726$1,520$1,920
32727$1,720$2,160
32730$1,760$2,210
32732$2,360$2,980
32733$2,000$2,510
32735$1,980$2,490
32736$1,540$1,930
32746$2,280$2,860
32747$2,000$2,510
32750$1,940$2,440
32751$2,130$2,670
32752$2,000$2,510
32756$1,720$2,160
32757$1,730$2,170
32762$2,000$2,510
32765$2,390$3,000
32766$2,580$3,240
32767$1,520$1,920
32768$2,000$2,510
32771$1,860$2,330
32772$2,000$2,510
32773$1,780$2,230
32776$1,930$2,420
32777$2,000$2,510
32778$1,520$1,920
32779$2,320$2,910
32784$1,520$1,920
32789$2,050$2,570
32790$2,000$2,510
32791$2,000$2,510
32792$2,040$2,560
32793$2,000$2,510
32794$2,000$2,510
32795$2,000$2,510
32798$1,520$1,920
32801$2,220$2,790
32802$2,000$2,510
32803$2,350$2,950
32804$2,060$2,590
32805$1,520$1,920
32806$1,820$2,280
32807$1,820$2,280
32808$1,740$2,180
32809$1,600$2,010
32810$1,890$2,370
32811$1,960$2,460
32812$1,820$2,280
32814$2,750$3,450
32816$1,910$2,400
32817$2,070$2,600
32818$1,760$2,210
32819$2,290$2,870
32820$2,160$2,750
32821$2,170$2,720
32822$2,010$2,520
32824$2,180$2,740
32825$2,100$2,640
32826$1,800$2,260
32827$2,740$3,440
32828$2,260$2,840
32829$2,320$2,910
32830$2,360$2,960
32831$2,210$2,770
32832$2,620$3,290
32833$1,700$2,130
32835$2,220$2,790
32836$2,480$3,110
32837$2,310$2,900
32839$1,850$2,320
32853$2,000$2,510
32854$2,000$2,510
32855$2,000$2,510
32856$2,000$2,510
32857$2,000$2,510
32858$2,000$2,510
32859$2,000$2,510
32860$2,000$2,510
32861$2,000$2,510
32862$2,000$2,510
32867$2,000$2,510
32868$2,000$2,510
32869$2,000$2,510
32872$2,000$2,510
32877$2,000$2,510
32878$2,000$2,510
33848$1,520$1,920
33896$2,280$3,020
33897$2,230$3,010
33898$1,330$1,800
34705$1,520$1,920
34711$2,250$2,820
34712$1,720$2,160
34713$1,720$2,160
34714$2,000$2,510
34715$2,360$2,960
34729$2,360$2,960
34734$2,410$3,030
34736$2,000$2,510
34737$2,100$2,640
34739$1,960$2,520
34740$2,000$2,510
34741$1,950$2,450
34742$1,960$2,460
34743$2,040$2,560
34744$1,720$2,160
34745$1,960$2,460
34746$2,130$2,670
34747$2,220$2,790
34748$1,520$1,920
34749$1,720$2,160
34753$1,720$2,160
34755$1,720$2,160
34756$1,770$2,220
34758$2,070$2,600
34759$1,910$2,550
34760$2,350$2,950
34761$2,140$2,690
34769$1,620$2,030
34770$1,960$2,460
34771$2,030$2,550
34772$2,210$2,770
34773$2,760$3,460
34777$2,000$2,510
34778$2,000$2,510
34786$2,760$3,460
34787$2,350$2,950
34788$1,710$2,150
34789$1,720$2,160
34797$2,100$2,640

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at orlando-kissimmee-sanford's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,510/mo, the maximum PITIA that still clears a 1.20 DSCR is $2,092/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,569/mo — which supports roughly a $236,000 loan at 7% over 30 years, or about a $315,000 purchase at 75% LTV.

median 3 BR rent$2,510/mo
max PITIA @ 1.20 DSCR$2,092/mo
max P&I (~75% of PITIA)$1,569/mo
supported loan (7% / 30yr)$236,000
implied price (75% LTV)$315,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Orlando-Kissimmee-Sanford Section 8, answered.

The questions investors ask before underwriting a Orlando-Kissimmee-Sanford voucher deal.
— Orlando-Kissimmee-Sanford FMR —
What is the 3-bedroom Section 8 rent in Orlando-Kissimmee-Sanford?
The median 3-bedroom Fair Market Rent in the Orlando-Kissimmee-Sanford area is $2,510/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,800 to $3,460/mo depending on the ZIP code — see the full ZIP table above.
— Orlando-Kissimmee-Sanford FMR —
Why do Section 8 rents differ between ZIP codes in Orlando-Kissimmee-Sanford?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Orlando-Kissimmee-Sanford. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,800 to $3,460/mo across the 147 ZIPs in this area.
— Orlando-Kissimmee-Sanford FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Orlando-Kissimmee-Sanford?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
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FMR on every orlando-kissimmee-sanford listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Orlando-Kissimmee-Sanford — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Florida Section 8 rents or the all-states hub.

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Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

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Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.