Section 8 — Tampa-St. Petersburg-Clearwater, FL FMR

Section 8 rents
in tampa-st. petersburg-clearwater.

HUD Fair Market Rents for every one of the 207 ZIP codes in the Tampa-St. Petersburg-Clearwater area (FY2026). The median 2-bedroom runs $1,990/mo and the median 3-bedroom $2,540/mo — with 3-bedroom rents spanning $1,610 to $3,800/mo depending on the ZIP. This is part of Florida Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Tampa-St. Petersburg-Clearwater ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,600
1 BR$1,710
2 BR$1,990
3 BR$2,540
4 BR$3,100

3-bedroom FMR ranges from $1,610 to $3,800/mo across Tampa-St. Petersburg-Clearwater's 207 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Tampa-St. Petersburg-Clearwater area. Need one number fast? Check any ZIP instantly.

All 207 ZIPs, sorted.

ZIP2 BR3 BR
33503$2,160$2,770
33508$2,030$2,600
33509$2,030$2,600
33510$1,860$2,380
33511$2,360$3,020
33523$1,350$1,730
33524$1,840$2,350
33525$1,370$1,750
33526$1,840$2,350
33527$1,260$1,610
33530$1,830$2,340
33534$1,810$2,310
33537$1,840$2,350
33539$1,840$2,350
33540$1,320$1,690
33541$1,720$2,200
33542$1,470$1,880
33543$2,730$3,490
33544$2,640$3,380
33545$2,780$3,550
33547$2,970$3,790
33548$2,520$3,220
33549$2,100$2,680
33550$2,030$2,600
33556$2,230$2,850
33558$1,890$2,420
33559$1,980$2,530
33563$1,660$2,120
33564$2,030$2,600
33565$1,550$1,980
33566$1,800$2,300
33567$1,750$2,240
33568$2,030$2,600
33569$2,670$3,410
33570$1,640$2,100
33571$2,030$2,600
33572$2,740$3,500
33573$2,230$2,850
33574$1,440$1,830
33575$2,030$2,600
33576$1,420$1,820
33578$2,290$2,930
33579$2,900$3,710
33583$2,030$2,600
33584$1,860$2,380
33586$2,030$2,600
33587$2,030$2,600
33592$1,450$1,850
33593$1,840$2,350
33594$2,330$2,980
33595$2,030$2,600
33596$2,970$3,800
33598$1,640$2,100
33601$2,030$2,600
33602$2,970$3,800
33603$1,830$2,340
33604$1,910$2,440
33605$1,640$2,100
33606$2,770$3,540
33607$2,430$3,110
33609$2,400$3,070
33610$1,730$2,210
33611$2,490$3,180
33612$1,750$2,240
33613$1,790$2,290
33614$2,060$2,630
33615$2,290$2,930
33616$2,300$2,940
33617$2,010$2,570
33618$1,850$2,370
33619$2,230$2,850
33620$1,880$2,410
33621$2,970$3,800
33622$2,030$2,600
33623$2,030$2,600
33624$2,210$2,830
33625$2,420$3,090
33626$2,750$3,520
33629$2,320$2,970
33630$2,030$2,600
33634$2,290$2,930
33635$2,340$2,990
33637$1,970$2,520
33646$2,030$2,600
33647$2,510$3,210
33672$2,030$2,600
33673$2,030$2,600
33674$2,030$2,600
33675$2,030$2,600
33677$2,030$2,600
33679$2,030$2,600
33680$2,030$2,600
33681$2,030$2,600
33682$2,030$2,600
33684$2,030$2,600
33685$2,030$2,600
33687$2,030$2,600
33688$2,030$2,600
33689$2,030$2,600
33694$2,030$2,600
33701$2,160$2,760
33702$2,000$2,560
33703$2,130$2,720
33704$1,850$2,370
33705$2,020$2,580
33706$2,120$2,710
33707$1,890$2,420
33708$2,510$3,210
33709$1,800$2,300
33710$2,070$2,650
33711$2,270$2,900
33712$1,920$2,460
33713$1,860$2,380
33714$1,730$2,210
33715$2,970$3,800
33716$2,700$3,450
33730$1,990$2,540
33731$1,990$2,540
33732$1,990$2,540
33733$1,990$2,540
33734$1,990$2,540
33736$1,990$2,540
33738$1,990$2,540
33741$1,990$2,540
33742$1,990$2,540
33743$1,990$2,540
33744$2,510$3,210
33747$1,990$2,540
33755$1,720$2,200
33756$1,770$2,260
33757$1,990$2,540
33758$1,990$2,540
33759$2,330$2,980
33760$2,020$2,580
33761$2,220$2,840
33762$2,300$2,940
33763$1,860$2,380
33764$2,120$2,710
33765$2,060$2,630
33766$1,990$2,540
33767$2,640$3,380
33770$1,850$2,370
33771$1,850$2,370
33772$1,950$2,490
33773$2,040$2,610
33774$1,900$2,430
33775$1,990$2,540
33776$2,910$3,720
33777$2,370$3,030
33778$2,090$2,670
33779$1,990$2,540
33780$1,990$2,540
33781$1,660$2,120
33782$2,280$2,910
33784$1,990$2,540
33785$2,210$2,830
33786$2,970$3,800
33809$1,700$2,300
33810$1,680$2,270
33849$1,550$2,060
33860$1,390$1,880
34446$1,240$1,720
34601$1,460$1,870
34602$1,640$2,100
34603$1,650$2,110
34604$1,580$2,020
34605$1,650$2,110
34606$1,610$2,060
34607$1,710$2,190
34608$1,680$2,150
34609$2,020$2,580
34610$1,690$2,160
34611$1,650$2,110
34613$1,610$2,060
34614$1,490$1,940
34636$1,650$2,110
34637$2,360$3,020
34638$2,960$3,780
34639$2,490$3,180
34652$1,660$2,120
34653$1,670$2,130
34654$2,000$2,560
34655$2,220$2,840
34656$1,840$2,350
34660$1,990$2,540
34661$1,390$1,770
34667$1,650$2,110
34668$1,810$2,310
34669$1,770$2,260
34673$1,840$2,350
34674$1,840$2,350
34677$1,950$2,490
34679$1,660$2,130
34680$1,840$2,350
34681$2,130$2,720
34682$1,990$2,540
34683$2,130$2,720
34684$2,160$2,760
34685$2,390$3,060
34688$1,910$2,440
34689$1,660$2,120
34690$1,680$2,150
34691$1,820$2,330
34692$1,840$2,350
34695$2,250$2,880
34697$1,990$2,540
34698$1,970$2,520

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at tampa-st. petersburg-clearwater's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,540/mo, the maximum PITIA that still clears a 1.20 DSCR is $2,117/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,588/mo — which supports roughly a $239,000 loan at 7% over 30 years, or about a $319,000 purchase at 75% LTV.

median 3 BR rent$2,540/mo
max PITIA @ 1.20 DSCR$2,117/mo
max P&I (~75% of PITIA)$1,588/mo
supported loan (7% / 30yr)$239,000
implied price (75% LTV)$319,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Tampa-St. Petersburg-Clearwater Section 8, answered.

The questions investors ask before underwriting a Tampa-St. Petersburg-Clearwater voucher deal.
Tampa-St. Petersburg-Clearwater FMR —
What is the 3-bedroom Section 8 rent in Tampa-St. Petersburg-Clearwater?
The median 3-bedroom Fair Market Rent in the Tampa-St. Petersburg-Clearwater area is $2,540/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,610 to $3,800/mo depending on the ZIP code — see the full ZIP table above.
Tampa-St. Petersburg-Clearwater FMR —
Why do Section 8 rents differ between ZIP codes in Tampa-St. Petersburg-Clearwater?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Tampa-St. Petersburg-Clearwater. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,610 to $3,800/mo across the 207 ZIPs in this area.
Tampa-St. Petersburg-Clearwater FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Tampa-St. Petersburg-Clearwater?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every tampa-st. petersburg-clearwater listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Tampa-St. Petersburg-Clearwater — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Florida Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.