Section 8 — Fort Wayne, IN FMR

Section 8 rents
in fort wayne.

HUD Fair Market Rents for every one of the 44 ZIP codes in the Fort Wayne area (FY2026). The median 2-bedroom runs $1,120/mo and the median 3-bedroom $1,390/mo — with 3-bedroom rents spanning $1,190 to $2,050/mo depending on the ZIP. This is part of Indiana Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Fort Wayne ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$900
1 BR$920
2 BR$1,120
3 BR$1,390
4 BR$1,520

3-bedroom FMR ranges from $1,190 to $2,050/mo across Fort Wayne's 44 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Fort Wayne area. Need one number fast? Check any ZIP instantly.

All 44 ZIPs, sorted.

ZIP2 BR3 BR
46704$1,410$1,750
46741$1,470$1,820
46765$1,360$1,690
46774$1,110$1,400
46797$1,130$1,400
46802$1,010$1,250
46803$1,010$1,250
46804$1,260$1,560
46805$980$1,220
46806$970$1,200
46807$1,100$1,370
46808$1,040$1,290
46809$960$1,190
46814$1,650$2,050
46815$1,090$1,350
46816$970$1,200
46818$1,410$1,750
46825$1,260$1,560
46835$1,230$1,530
46845$1,580$1,960
46850$1,120$1,390
46851$1,120$1,390
46852$1,120$1,390
46853$1,120$1,390
46854$1,120$1,390
46855$1,120$1,390
46856$1,120$1,390
46857$1,120$1,390
46858$1,120$1,390
46859$1,120$1,390
46860$1,120$1,390
46861$1,120$1,390
46862$1,120$1,390
46863$1,120$1,390
46864$1,120$1,390
46865$1,120$1,390
46866$1,120$1,390
46867$1,120$1,390
46868$1,120$1,390
46869$1,120$1,390
46885$1,120$1,390
46895$1,120$1,390
46898$1,120$1,390
46899$1,120$1,390

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at fort wayne's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,390/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,158/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $869/mo — which supports roughly a $131,000 loan at 7% over 30 years, or about a $175,000 purchase at 75% LTV.

median 3 BR rent$1,390/mo
max PITIA @ 1.20 DSCR$1,158/mo
max P&I (~75% of PITIA)$869/mo
supported loan (7% / 30yr)$131,000
implied price (75% LTV)$175,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Fort Wayne Section 8, answered.

The questions investors ask before underwriting a Fort Wayne voucher deal.
Fort Wayne FMR —
What is the 3-bedroom Section 8 rent in Fort Wayne?
The median 3-bedroom Fair Market Rent in the Fort Wayne area is $1,390/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,190 to $2,050/mo depending on the ZIP code — see the full ZIP table above.
Fort Wayne FMR —
Why do Section 8 rents differ between ZIP codes in Fort Wayne?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Fort Wayne. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,190 to $2,050/mo across the 44 ZIPs in this area.
Fort Wayne FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Fort Wayne?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every fort wayne listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Fort Wayne — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Indiana Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.