Section 8 — IN ZIP index · page 1 of 2

Indiana ZIP codes
with a Section 8 rent.

Every Indiana ZIP code HUD publishes a Fair Market Rent for — 920 of them, FY2026. This page lists ZIPs 1–500, grouped by HUD area, with the 2-bedroom and 3-bedroom ceiling beside each one. Open any ZIP for its full schedule from studio to 4-bedroom.

data as of 2026-08-19 · HUD FY2026

Read the number right

Why the ZIP beats the metro average.

One number per metro hides the spread that decides whether a deal pencils.

A ZIP-level Fair Market Rent is HUD's Small Area FMR: instead of one voucher ceiling for an entire metro, HUD publishes a separate ceiling for each ZIP code, set from what rents actually cost in that ZIP. The metro figure is an average over all of them, so it sits above the weaker ZIPs and below the stronger ones — which is why two houses fifteen minutes apart in the same city can carry Section 8 ceilings hundreds of dollars apart. Underwrite the ZIP's number, not the metro's. The published FMR is still a reference, not a payment: housing authorities set their payment standard at roughly 90–110% of it, and every unit has to clear a rent reasonableness test against comparable local rentals before a lease is approved.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for each ZIP, listed under the HUD area it belongs to. What Fair Market Rent means.

ZIPs 1–500 of 920 · 46 HUD areas on this page · data as of 2026-08-19 · HUD FY2026

ZIP2 BR3 BR
Muncie, IN MSA
46001$1,100$1,450
46012$1,270$1,680
46017$1,240$1,640
Indianapolis-Carmel, IN HUD Metro FMR Area
46011$1,380$1,820
46030$1,240$1,610
46032$2,040$2,640
46033$2,070$2,680
46034$1,500$1,940
46037$1,920$2,490
46038$1,940$2,510
46040$1,530$1,980
46052$1,230$1,590
46055$1,910$2,470
46060$1,590$2,060
46061$1,850$2,400
46062$1,730$2,240
46064$1,430$1,890
46074$1,900$2,460
46075$2,150$2,780
46077$2,120$2,750
46082$1,850$2,400
46102$1,430$1,850
46103$1,430$1,850
46106$2,030$2,630
46107$1,350$1,750
46110$1,130$1,470
46111$1,360$1,760
46112$1,740$2,250
46113$1,750$2,270
46118$1,240$1,610
46122$1,430$1,850
46123$1,850$2,400
46124$1,100$1,440
46125$1,230$1,590
46126$1,100$1,440
46130$1,180$1,530
46131$1,430$1,850
46142$1,410$1,830
46143$1,770$2,290
46144$1,300$1,690
46147$1,260$1,630
46149$1,500$1,940
46151$1,230$1,590
46154$1,370$1,770
46157$1,100$1,440
46158$1,370$1,770
46160$1,110$1,440
46162$1,480$1,910
46163$1,380$1,780
46164$1,160$1,510
46166$1,190$1,530
46167$1,430$1,850
46168$1,610$2,080
46180$1,230$1,610
46181$1,460$1,890
46183$1,560$2,020
46184$2,200$2,850
46201$1,280$1,660
46202$1,850$2,400
46203$1,320$1,710
46204$2,170$2,810
46205$1,500$1,940
46206$1,410$1,830
46208$1,350$1,750
46214$1,350$1,750
46216$1,650$2,140
46217$1,730$2,240
46218$1,260$1,630
46219$1,340$1,740
46220$1,690$2,190
46221$1,440$1,860
46222$1,370$1,770
46224$1,370$1,770
46225$1,330$1,720
46226$1,340$1,740
46227$1,320$1,710
46228$1,780$2,300
46229$1,300$1,680
46230$1,410$1,830
46231$2,040$2,640
46234$1,780$2,300
46235$1,250$1,620
46236$2,120$2,750
46237$1,620$2,100
46239$1,640$2,120
46240$1,740$2,250
46241$1,410$1,830
46242$1,410$1,830
46244$1,410$1,830
46247$1,410$1,830
46250$1,630$2,110
46251$1,410$1,830
46253$1,410$1,830
46254$1,440$1,860
46256$1,430$1,850
46259$1,600$2,070
46260$1,490$1,930
46268$1,530$1,980
46278$1,720$2,230
46280$2,040$2,640
46282$1,410$1,830
46290$1,840$2,380
Anderson, IN HUD Metro FMR Area
46013$1,160$1,530
46015$1,210$1,600
46016$1,200$1,590
46018$1,210$1,600
46044$1,180$1,560
46048$1,690$2,230
46051$1,420$1,880
46063$1,090$1,440
Tipton County, IN HUD Metro FMR Area
46031$1,410$1,800
46045$1,100$1,320
46047$1,100$1,320
46072$1,370$1,790
Montgomery County, IN
46035$1,100$1,440
46071$1,270$1,640
Grant County, IN
46036$1,100$1,440
46070$1,120$1,480
46928$980$1,290
46930$980$1,290
46933$990$1,300
46938$1,090$1,430
46953$970$1,280
46957$1,130$1,490
46986$960$1,260
46987$1,220$1,600
46989$960$1,260
Clinton County, IN
46039$1,090$1,380
46041$1,100$1,440
46049$1,370$1,790
46050$1,100$1,440
46057$1,040$1,370
46058$1,130$1,490
46065$1,160$1,520
46067$1,010$1,330
46069$1,180$1,520
46920$1,040$1,350
46979$1,170$1,450
Henry County, IN
46056$1,350$1,780
46117$1,160$1,440
46186$1,320$1,710
Kokomo, IN MSA
46068$1,160$1,390
46076$1,190$1,430
46902$1,140$1,410
46903$1,120$1,380
46904$1,120$1,380
46937$1,140$1,410
46965$1,140$1,410
46995$1,120$1,380
Rush County, IN
46104$1,080$1,340
46115$1,100$1,440
46127$980$1,190
46133$1,020$1,240
46140$1,370$1,770
46146$970$1,160
46148$1,100$1,440
46150$1,220$1,550
46155$970$1,160
46156$1,050$1,270
46161$1,300$1,690
46173$970$1,260
46176$1,240$1,610
46182$1,560$2,020
Putnam County, IN
46105$1,030$1,390
46120$1,100$1,440
46121$1,420$1,880
46128$1,210$1,630
46135$1,020$1,380
46165$1,810$2,360
46170$1,030$1,390
46171$1,030$1,300
46172$1,100$1,480
46175$1,070$1,420
Gary, IN HUD Metro FMR Area
46301$1,210$1,510
46302$1,320$1,620
46303$1,410$1,730
46304$1,410$1,730
46307$1,510$1,850
46308$1,310$1,600
46311$1,450$1,770
46312$1,040$1,270
46319$1,340$1,640
46320$1,130$1,380
46321$1,680$2,060
46322$1,470$1,800
46323$1,420$1,740
46324$1,350$1,650
46325$1,310$1,600
46327$1,290$1,580
46342$1,340$1,640
46347$1,240$1,550
46349$1,180$1,440
46355$1,310$1,600
46356$1,460$1,790
46368$1,330$1,630
46372$1,060$1,300
46373$1,160$1,420
46375$1,480$1,810
46376$1,220$1,490
46377$1,460$1,790
46379$1,220$1,490
46381$1,270$1,600
46384$1,360$1,660
46385$1,470$1,800
46393$1,390$1,700
46394$1,160$1,420
46401$1,310$1,600
46402$1,120$1,370
46403$1,140$1,400
46404$1,200$1,470
46405$1,350$1,650
46406$1,170$1,430
46407$1,070$1,310
46408$1,210$1,480
46409$1,410$1,730
46410$1,590$1,950
46411$1,310$1,600
Jasper County, IN HUD Metro FMR Area
46310$1,160$1,500
46341$1,120$1,370
46380$1,170$1,530
Michigan City-La Porte, IN MSA
46340$1,030$1,280
46345$1,250$1,580
46346$1,100$1,390
46348$1,290$1,630
46350$1,140$1,440
46360$1,090$1,370
46365$1,170$1,450
46371$1,440$1,820
46382$1,190$1,490
46383$1,350$1,650
46390$1,490$1,880
46391$1,420$1,780
Starke County, IN
46366$990$1,190
46374$1,050$1,370
46511$980$1,200
46531$1,380$1,660
46532$1,130$1,370
46534$960$1,150
46563$1,040$1,270
46574$1,040$1,260
46960$960$1,250
46968$960$1,250
Pulaski County, IN
46392$1,210$1,580
46939$960$1,170
46975$970$1,200
Marshall County, IN
46501$1,010$1,230
46504$970$1,200
46506$1,000$1,220
46513$1,010$1,230
46524$970$1,200
46536$1,140$1,380
46537$1,060$1,290
46539$1,080$1,310
46550$1,080$1,400
46570$990$1,190
46572$1,040$1,270
Kosciusko County, IN
46502$1,140$1,380
46508$970$1,200
46510$1,020$1,240
46538$1,130$1,370
46542$1,160$1,420
46555$1,170$1,420
46567$1,100$1,350
46580$1,130$1,370
46581$1,140$1,380
46582$1,220$1,480
46590$1,210$1,470
Elkhart-Goshen, IN MSA
46507$1,220$1,600
46514$1,240$1,630
46515$1,180$1,550
46516$1,150$1,510
46526$1,250$1,640
46527$1,180$1,550
46553$1,090$1,430
South Bend-Mishawaka, IN HUD Metro FMR Area
46517$1,060$1,390
46530$1,860$2,270
46544$1,270$1,540
46545$1,330$1,610
46546$1,290$1,560
46552$1,160$1,430
46554$1,060$1,290
46556$1,520$1,850
46561$1,390$1,700
46573$1,240$1,610
46595$1,000$1,220
46601$1,060$1,290
46613$1,280$1,550
46614$1,110$1,350
46615$1,190$1,440
46616$1,300$1,580
46617$1,780$2,160
46619$1,190$1,440
46624$1,290$1,560
46628$1,310$1,590
46634$1,290$1,560
46635$1,200$1,460
46637$1,440$1,750
46660$1,290$1,560
46680$1,290$1,560
LaGrange County, IN
46528$1,220$1,600
46540$1,250$1,630
46565$960$1,240
46746$1,000$1,210
46771$980$1,180
46786$1,020$1,230
46789$1,010$1,240
Noble County, IN
46543$1,170$1,500
46562$960$1,160
46571$1,050$1,260
46701$1,020$1,220
46710$960$1,150
46723$1,090$1,360
46725$1,070$1,330
46730$1,030$1,290
46732$1,120$1,340
46748$1,670$2,070
46755$960$1,150
46760$1,030$1,230
46763$1,100$1,340
46764$1,160$1,430
46767$1,040$1,250
46784$1,010$1,210
46794$1,020$1,230
46796$1,020$1,220
Wabash County, IN
46702$960$1,230
46750$960$1,240
46787$980$1,230
46911$980$1,200
46919$960$1,200
46926$960$1,150
46940$1,090$1,320
46941$1,050$1,260
46943$1,020$1,230
46946$1,000$1,200
46962$1,000$1,200
46970$990$1,190
46974$1,050$1,260
46980$1,000$1,200
46982$1,090$1,320
46984$1,090$1,320
46990$1,000$1,210
46992$960$1,150
Steuben County, IN
46703$990$1,280
46705$960$1,200
46737$1,280$1,650
46742$1,020$1,310
46747$1,060$1,350
46761$960$1,150
46776$1,140$1,450
46779$1,010$1,290
46793$960$1,190
46795$1,020$1,230
Fort Wayne, IN HUD Metro FMR Area
46704$1,410$1,750
46741$1,470$1,820
46765$1,360$1,690
46774$1,110$1,400
46797$1,130$1,400
46802$1,010$1,250
46803$1,010$1,250
46804$1,260$1,560
46805$980$1,220
46806$970$1,200
46807$1,100$1,370
46808$1,040$1,290
46809$960$1,190
46814$1,650$2,050
46815$1,090$1,350
46816$970$1,200
46818$1,410$1,750
46825$1,260$1,560
46835$1,230$1,530
46845$1,580$1,960
46850$1,120$1,390
46851$1,120$1,390
46852$1,120$1,390
46853$1,120$1,390
46854$1,120$1,390
46855$1,120$1,390
46856$1,120$1,390
46857$1,120$1,390
46858$1,120$1,390
46859$1,120$1,390
46860$1,120$1,390
46861$1,120$1,390
46862$1,120$1,390
46863$1,120$1,390
46864$1,120$1,390
46865$1,120$1,390
46866$1,120$1,390
46867$1,120$1,390
46868$1,120$1,390
46869$1,120$1,390
46885$1,120$1,390
46895$1,120$1,390
46898$1,120$1,390
46899$1,120$1,390
DeKalb County, IN
46706$970$1,210
46721$960$1,190
46738$980$1,220
46743$1,150$1,440
46785$960$1,190
46788$1,180$1,470
Adams County, IN
46711$970$1,240
46714$960$1,160
46731$1,000$1,220
46733$960$1,230
46745$970$1,210
46772$960$1,230
46773$970$1,210
46777$1,070$1,300
46780$960$1,230
46782$960$1,230
Huntington County, IN
46713$960$1,240
46766$990$1,220
46770$970$1,190
46783$1,000$1,260
46792$1,100$1,410
46952$960$1,260
46991$1,040$1,370
Jay County, IN
46740$960$1,230
Wells County, IN HUD Metro FMR Area
46759$970$1,220
46778$960$1,160
46781$960$1,160
46791$1,140$1,380
46798$1,340$1,690
46799$1,060$1,350
46819$1,090$1,350
Miami County, IN
46901$1,050$1,290
46910$1,020$1,220
46914$960$1,150
46921$960$1,150
46932$960$1,270
46936$1,180$1,460
46951$1,150$1,370
46958$990$1,190
46959$960$1,150
46971$960$1,150
Fulton County, IN
46912$960$1,150
46922$960$1,150
46931$960$1,150
46945$960$1,150
46950$980$1,270
46988$1,030$1,360
Carroll County, IN HUD Metro FMR Area
46913$990$1,240
46915$960$1,200
46916$970$1,220
46923$1,050$1,270
46929$960$1,200
46977$970$1,220
Cass County, IN
46917$980$1,250
46942$960$1,280
46947$970$1,290
46961$990$1,210
46967$960$1,280
46994$960$1,280
46998$960$1,270
White County, IN
46978$1,020$1,350
46985$1,020$1,390
46996$960$1,330
Cincinnati, OH-KY-IN HUD Metro FMR Area
47001$1,190$1,570
47022$1,120$1,480
47025$1,140$1,500
Union County, IN
47003$960$1,260
47010$1,070$1,400
Ripley County, IN
47006$1,050$1,390
47021$990$1,310
47023$1,240$1,640
47031$1,140$1,500
47032$1,190$1,560
47033$990$1,310
47034$1,100$1,450
47037$960$1,260
47041$1,060$1,400
47042$960$1,260
Switzerland County, IN
47011$1,010$1,340
47017$1,020$1,310
47018$1,180$1,560
47019$960$1,290
47020$980$1,300
47038$980$1,300
47040$1,010$1,330
47043$960$1,280
Franklin County, IN HUD Metro FMR Area
47012$1,030$1,360
47016$1,100$1,450
47030$1,160$1,530
47035$1,230$1,620
47036$1,210$1,600
47060$1,250$1,650
Fayette County, IN
47024$1,330$1,750
Scott County, IN
47102$960$1,270
Louisville, KY-IN HUD Metro FMR Area
47104$1,130$1,440
47107$1,080$1,390
47110$1,110$1,420
47111$1,130$1,440
47114$1,300$1,670
Washington County, IN HUD Metro FMR Area
47106$1,070$1,390
47115$1,070$1,390
Orange County, IN
47108$1,060$1,270
Crawford County, IN
47112$1,110$1,420
47116$1,030$1,420

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP across most large metros, so two homes in one city can carry very different voucher ceilings.

Zoom out

Wider context.

The state picture, every state, and a tool for checking one ZIP fast.

The ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

Live · all 50 states

FMR on every Indiana listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Indiana — and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to Indiana Section 8 rents or look up a single ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.