Section 8 — Des Moines-West Des Moines, IA FMR

Section 8 rents
in des moines-west des moines.

HUD Fair Market Rents for every one of the 81 ZIP codes in the Des Moines-West Des Moines area (FY2026). The median 2-bedroom runs $1,280/mo and the median 3-bedroom $1,740/mo — with 3-bedroom rents spanning $1,290 to $2,290/mo depending on the ZIP. This is part of Iowa Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Des Moines-West Des Moines ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,030
1 BR$1,080
2 BR$1,280
3 BR$1,740
4 BR$1,800

3-bedroom FMR ranges from $1,290 to $2,290/mo across Des Moines-West Des Moines's 81 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Des Moines-West Des Moines area. Need one number fast? Check any ZIP instantly.

All 81 ZIPs, sorted.

ZIP2 BR3 BR
50001$1,640$2,230
50003$1,130$1,540
50007$1,240$1,700
50009$1,410$1,920
50021$1,680$2,290
50023$1,440$1,960
50032$1,390$1,890
50033$1,060$1,440
50035$1,340$1,820
50038$1,200$1,630
50039$1,030$1,400
50046$1,220$1,690
50047$1,460$1,990
50054$1,030$1,380
50061$1,280$1,750
50063$960$1,310
50066$1,110$1,520
50069$1,020$1,390
50072$1,170$1,590
50073$1,410$1,920
50109$1,220$1,660
50111$1,290$1,760
50115$950$1,290
50118$1,380$1,880
50124$1,300$1,810
50125$1,150$1,570
50131$1,510$2,060
50145$1,140$1,520
50146$1,640$2,230
50156$1,020$1,420
50160$990$1,350
50161$980$1,350
50166$1,090$1,480
50167$1,080$1,470
50168$970$1,300
50169$960$1,310
50211$1,300$1,770
50216$1,190$1,620
50218$1,240$1,690
50226$1,030$1,400
50229$1,170$1,590
50233$1,270$1,720
50240$1,060$1,440
50241$1,380$1,880
50243$1,280$1,760
50244$980$1,360
50261$1,100$1,500
50263$1,490$2,030
50265$1,270$1,730
50266$1,590$2,160
50276$1,030$1,420
50277$1,040$1,420
50301$1,300$1,770
50302$1,300$1,770
50303$1,300$1,770
50304$1,300$1,770
50305$1,300$1,770
50309$1,370$1,860
50310$1,280$1,740
50311$1,150$1,570
50312$1,250$1,700
50313$1,290$1,760
50314$1,140$1,550
50315$1,230$1,670
50316$1,160$1,580
50317$1,200$1,630
50318$1,300$1,770
50319$1,300$1,770
50320$1,260$1,720
50321$1,330$1,810
50322$1,330$1,810
50323$1,620$2,210
50324$1,500$2,040
50325$1,320$1,800
50327$1,390$1,890
50363$1,300$1,770
50368$1,300$1,770
50380$1,300$1,770
50391$1,300$1,770
50395$1,300$1,770
50947$1,300$1,770

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at des moines-west des moines's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,740/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,450/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,088/mo — which supports roughly a $164,000 loan at 7% over 30 years, or about a $219,000 purchase at 75% LTV.

median 3 BR rent$1,740/mo
max PITIA @ 1.20 DSCR$1,450/mo
max P&I (~75% of PITIA)$1,088/mo
supported loan (7% / 30yr)$164,000
implied price (75% LTV)$219,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Des Moines-West Des Moines Section 8, answered.

The questions investors ask before underwriting a Des Moines-West Des Moines voucher deal.
Des Moines-West Des Moines FMR —
What is the 3-bedroom Section 8 rent in Des Moines-West Des Moines?
The median 3-bedroom Fair Market Rent in the Des Moines-West Des Moines area is $1,740/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,290 to $2,290/mo depending on the ZIP code — see the full ZIP table above.
Des Moines-West Des Moines FMR —
Why do Section 8 rents differ between ZIP codes in Des Moines-West Des Moines?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Des Moines-West Des Moines. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,290 to $2,290/mo across the 81 ZIPs in this area.
Des Moines-West Des Moines FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Des Moines-West Des Moines?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every des moines-west des moines listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Des Moines-West Des Moines — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Iowa Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.