Section 8 — Pike County, KY FMR

Section 8 rents
in pike county.

HUD Fair Market Rents for every one of the 45 ZIP codes in the Pike County area (FY2026). The median 2-bedroom runs $980/mo and the median 3-bedroom $1,180/mo — with 3-bedroom rents spanning $1,070 to $1,270/mo depending on the ZIP. This is part of Kentucky Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Pike County ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$700
1 BR$750
2 BR$980
3 BR$1,180
4 BR$1,560

3-bedroom FMR ranges from $1,070 to $1,270/mo across Pike County's 45 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Pike County area. Need one number fast? Check any ZIP instantly.

All 45 ZIPs, sorted.

ZIP2 BR3 BR
41501$1,020$1,220
41502$980$1,180
41503$980$1,180
41512$910$1,090
41513$900$1,080
41514$980$1,170
41519$980$1,180
41520$980$1,180
41522$900$1,080
41524$980$1,180
41526$980$1,180
41527$980$1,180
41528$980$1,180
41531$890$1,070
41534$900$1,100
41535$980$1,180
41537$890$1,120
41538$900$1,140
41539$1,010$1,220
41540$980$1,180
41542$980$1,180
41543$970$1,160
41544$980$1,180
41547$980$1,180
41548$980$1,180
41549$980$1,180
41553$980$1,180
41554$980$1,180
41555$910$1,090
41557$980$1,180
41558$890$1,070
41559$960$1,150
41560$1,000$1,200
41561$980$1,180
41562$1,000$1,200
41563$890$1,120
41564$980$1,180
41566$980$1,180
41567$980$1,180
41568$980$1,180
41571$980$1,180
41572$950$1,140
41605$1,040$1,270
41653$890$1,070
41659$1,020$1,230

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at pike county's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,180/mo, the maximum PITIA that still clears a 1.20 DSCR is $983/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $737/mo — which supports roughly a $111,000 loan at 7% over 30 years, or about a $148,000 purchase at 75% LTV.

median 3 BR rent$1,180/mo
max PITIA @ 1.20 DSCR$983/mo
max P&I (~75% of PITIA)$737/mo
supported loan (7% / 30yr)$111,000
implied price (75% LTV)$148,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Pike County Section 8, answered.

The questions investors ask before underwriting a Pike County voucher deal.
Pike County FMR —
What is the 3-bedroom Section 8 rent in Pike County?
The median 3-bedroom Fair Market Rent in the Pike County area is $1,180/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,070 to $1,270/mo depending on the ZIP code — see the full ZIP table above.
Pike County FMR —
Why do Section 8 rents differ between ZIP codes in Pike County?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Pike County. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,070 to $1,270/mo across the 45 ZIPs in this area.
Pike County FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Pike County?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every pike county listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Pike County — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Kentucky Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.