Section 8 — Baltimore-Columbia-Towson, MD FMR

Section 8 rents
in baltimore-columbia-towson.

HUD Fair Market Rents for every one of the 172 ZIP codes in the Baltimore-Columbia-Towson area (FY2026). The median 2-bedroom runs $1,955/mo and the median 3-bedroom $2,485/mo — with 3-bedroom rents spanning $2,280 to $3,540/mo depending on the ZIP. This is part of Maryland Section 8 rents.

Overlay FMR on live listings →Run DSCR
Area median

FMR by bedroom.

Median Fair Market Rent across all Baltimore-Columbia-Towson ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,435
1 BR$1,590
2 BR$1,955
3 BR$2,485
4 BR$2,750

3-bedroom FMR ranges from $2,280 to $3,540/mo across Baltimore-Columbia-Towson's 172 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Baltimore-Columbia-Towson area. Need one number fast? Check any ZIP instantly.

All 172 ZIPs, sorted.

ZIP2 BR3 BR
20701$2,700$3,430
20711$1,770$2,280
20723$2,320$2,950
20724$2,610$3,310
20733$2,330$2,960
20751$2,330$2,960
20755$2,530$3,210
20759$2,570$3,260
20763$2,300$2,920
20764$2,680$3,400
20765$1,770$2,280
20776$2,140$2,720
20778$2,420$3,110
20779$2,050$2,640
20794$2,300$2,920
21001$1,770$2,280
21005$2,280$2,890
21009$1,900$2,410
21010$2,790$3,540
21012$2,490$3,160
21013$1,770$2,280
21014$1,790$2,280
21015$1,990$2,530
21017$2,070$2,630
21020$1,800$2,290
21022$1,800$2,290
21023$1,860$2,360
21028$2,080$2,680
21029$2,790$3,540
21030$1,960$2,490
21031$1,960$2,490
21032$2,620$3,330
21034$1,770$2,280
21035$2,590$3,290
21036$2,690$3,410
21037$2,520$3,200
21040$1,770$2,280
21041$2,350$2,980
21042$2,480$3,150
21043$2,280$2,890
21044$2,480$3,150
21045$2,050$2,600
21046$2,490$3,160
21047$2,790$3,540
21048$1,770$2,280
21050$1,960$2,490
21051$1,770$2,280
21052$1,770$2,280
21053$2,660$3,420
21054$2,790$3,540
21056$2,350$2,980
21057$2,110$2,710
21060$1,920$2,440
21061$2,070$2,630
21062$2,330$2,960
21071$1,780$2,280
21074$1,770$2,280
21075$2,390$3,030
21076$2,700$3,430
21077$2,700$3,430
21078$1,770$2,280
21082$1,800$2,290
21084$1,840$2,340
21085$1,810$2,300
21087$1,930$2,450
21090$2,170$2,760
21092$1,800$2,290
21093$1,830$2,320
21094$1,800$2,290
21102$1,770$2,280
21104$2,360$3,060
21105$1,800$2,290
21108$2,310$2,930
21111$1,870$2,430
21113$2,570$3,260
21114$2,440$3,100
21117$2,190$2,780
21120$2,160$2,790
21122$2,350$2,980
21123$2,330$2,960
21128$1,950$2,480
21130$1,950$2,470
21131$2,660$3,420
21132$1,770$2,280
21133$1,820$2,310
21136$1,780$2,280
21139$1,800$2,290
21140$2,500$3,180
21144$2,240$2,840
21146$2,250$2,880
21150$2,350$2,980
21152$1,930$2,450
21153$2,060$2,610
21154$1,770$2,280
21155$1,770$2,280
21156$1,800$2,290
21157$1,770$2,280
21158$2,010$2,550
21160$1,770$2,280
21161$1,770$2,280
21162$1,870$2,380
21163$1,770$2,280
21201$1,950$2,480
21202$2,190$2,780
21203$1,770$2,280
21204$2,200$2,790
21205$1,770$2,280
21206$1,770$2,280
21207$1,770$2,280
21208$2,100$2,670
21209$2,060$2,620
21210$1,770$2,280
21211$1,900$2,410
21212$1,770$2,280
21213$1,770$2,280
21214$1,770$2,280
21215$1,770$2,280
21216$1,770$2,280
21217$1,770$2,280
21218$1,770$2,280
21219$1,770$2,280
21220$1,870$2,370
21221$1,770$2,280
21222$1,770$2,280
21223$1,770$2,280
21224$2,150$2,730
21225$1,770$2,280
21226$1,770$2,280
21227$1,770$2,280
21228$1,770$2,280
21229$1,770$2,280
21230$2,150$2,730
21231$2,200$2,790
21233$1,770$2,280
21234$1,830$2,320
21236$1,830$2,320
21237$1,770$2,280
21239$1,770$2,280
21240$2,330$2,960
21244$1,870$2,370
21250$1,770$2,280
21251$1,770$2,280
21252$2,180$2,760
21263$1,770$2,280
21270$1,770$2,280
21282$1,800$2,290
21284$1,800$2,290
21285$2,020$2,570
21286$1,900$2,410
21287$1,770$2,280
21401$2,480$3,150
21402$2,790$3,540
21403$2,230$2,830
21404$2,330$2,960
21405$2,520$3,200
21409$2,620$3,330
21412$2,330$2,960
21617$1,770$2,280
21619$2,200$2,790
21623$1,770$2,280
21628$1,770$2,280
21638$2,080$2,680
21644$1,770$2,280
21658$1,970$2,500
21666$2,270$2,880
21668$1,770$2,280
21723$2,350$2,980
21737$2,350$2,980
21738$2,350$2,980
21765$2,350$2,980
21784$1,970$2,500
21794$2,350$2,980

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at baltimore-columbia-towson's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,485/mo, the maximum PITIA that still clears a 1.20 DSCR is $2,071/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,553/mo — which supports roughly a $233,000 loan at 7% over 30 years, or about a $311,000 purchase at 75% LTV.

median 3 BR rent$2,485/mo
max PITIA @ 1.20 DSCR$2,071/mo
max P&I (~75% of PITIA)$1,553/mo
supported loan (7% / 30yr)$233,000
implied price (75% LTV)$311,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Baltimore-Columbia-Towson Section 8, answered.

The questions investors ask before underwriting a Baltimore-Columbia-Towson voucher deal.
— Baltimore-Columbia-Towson FMR —
What is the 3-bedroom Section 8 rent in Baltimore-Columbia-Towson?
The median 3-bedroom Fair Market Rent in the Baltimore-Columbia-Towson area is $2,485/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $2,280 to $3,540/mo depending on the ZIP code — see the full ZIP table above.
— Baltimore-Columbia-Towson FMR —
Why do Section 8 rents differ between ZIP codes in Baltimore-Columbia-Towson?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Baltimore-Columbia-Towson. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $2,280 to $3,540/mo across the 172 ZIPs in this area.
— Baltimore-Columbia-Towson FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Baltimore-Columbia-Towson?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every baltimore-columbia-towson listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Baltimore-Columbia-Towson — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Maryland Section 8 rents or the all-states hub.

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Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

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Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.