Section 8 — Barnstable Town, MA FMR

Section 8 rents
in barnstable town.

HUD Fair Market Rents for every one of the 53 ZIP codes in the Barnstable Town area (FY2026). The median 2-bedroom runs $2,420/mo and the median 3-bedroom $2,980/mo — with 3-bedroom rents spanning $2,600 to $4,020/mo depending on the ZIP. This is part of Massachusetts Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Barnstable Town ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,830
1 BR$1,840
2 BR$2,420
3 BR$2,980
4 BR$3,420

3-bedroom FMR ranges from $2,600 to $4,020/mo across Barnstable Town's 53 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Barnstable Town area. Need one number fast? Check any ZIP instantly.

All 53 ZIPs, sorted.

ZIP2 BR3 BR
02534$2,250$2,780
02536$2,510$3,090
02537$2,940$3,620
02540$2,120$2,600
02541$2,420$2,980
02542$2,870$3,540
02553$2,120$2,600
02556$2,320$2,860
02559$2,130$2,610
02561$2,520$3,100
02562$2,420$2,980
02563$2,600$3,200
02574$2,420$2,980
02601$2,440$3,010
02630$3,260$4,020
02631$2,320$2,860
02632$3,210$3,960
02633$2,400$2,960
02634$2,420$2,980
02635$2,750$3,390
02637$2,940$3,630
02638$2,370$2,920
02639$2,180$2,690
02641$2,340$2,880
02642$2,520$3,110
02643$2,150$2,660
02644$2,520$3,110
02645$2,730$3,360
02646$2,620$3,230
02647$2,430$3,000
02648$2,830$3,490
02649$2,470$3,040
02650$2,400$2,960
02651$2,420$2,980
02652$2,120$2,600
02653$2,130$2,630
02655$2,580$3,180
02657$2,120$2,600
02659$2,120$2,600
02660$2,350$2,900
02661$2,420$2,980
02662$2,420$2,980
02663$2,120$2,600
02664$2,530$3,120
02666$2,120$2,600
02667$2,120$2,600
02668$3,080$3,790
02669$2,420$2,980
02670$2,200$2,710
02671$2,550$3,140
02672$2,730$3,370
02673$2,430$2,990
02675$2,540$3,130

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at barnstable town's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,980/mo, the maximum PITIA that still clears a 1.20 DSCR is $2,483/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,862/mo — which supports roughly a $280,000 loan at 7% over 30 years, or about a $373,000 purchase at 75% LTV.

median 3 BR rent$2,980/mo
max PITIA @ 1.20 DSCR$2,483/mo
max P&I (~75% of PITIA)$1,862/mo
supported loan (7% / 30yr)$280,000
implied price (75% LTV)$373,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Barnstable Town Section 8, answered.

The questions investors ask before underwriting a Barnstable Town voucher deal.
Barnstable Town FMR —
What is the 3-bedroom Section 8 rent in Barnstable Town?
The median 3-bedroom Fair Market Rent in the Barnstable Town area is $2,980/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $2,600 to $4,020/mo depending on the ZIP code — see the full ZIP table above.
Barnstable Town FMR —
Why do Section 8 rents differ between ZIP codes in Barnstable Town?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Barnstable Town. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $2,600 to $4,020/mo across the 53 ZIPs in this area.
Barnstable Town FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Barnstable Town?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every barnstable town listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Barnstable Town — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Massachusetts Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.