Section 8 — Boston-Cambridge-Quincy, MA FMR

Section 8 rents
in boston-cambridge-quincy.

HUD Fair Market Rents for every one of the 215 ZIP codes in the Boston-Cambridge-Quincy area (FY2026). The median 2-bedroom runs $2,830/mo and the median 3-bedroom $3,390/mo — with 3-bedroom rents spanning $3,080 to $5,290/mo depending on the ZIP. This is part of Massachusetts Section 8 rents.

Overlay FMR on live listings →Run DSCR
Area median

FMR by bedroom.

Median Fair Market Rent across all Boston-Cambridge-Quincy ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$2,270
1 BR$2,380
2 BR$2,830
3 BR$3,390
4 BR$3,750

3-bedroom FMR ranges from $3,080 to $5,290/mo across Boston-Cambridge-Quincy's 215 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Boston-Cambridge-Quincy area. Need one number fast? Check any ZIP instantly.

All 215 ZIPs, sorted.

ZIP2 BR3 BR
01464$2,560$3,080
01469$2,560$3,080
01474$3,270$3,920
01701$2,750$3,300
01702$2,650$3,180
01703$2,980$3,570
01704$2,980$3,570
01718$2,620$3,140
01719$2,560$3,080
01720$2,620$3,140
01721$3,270$3,920
01731$4,410$5,290
01742$3,500$4,200
01746$2,560$3,080
01754$2,560$3,080
01760$2,910$3,490
01770$2,920$3,500
01773$2,920$3,500
01775$2,560$3,080
01776$3,130$3,750
01778$2,990$3,590
01784$2,980$3,570
01801$3,150$3,780
01803$3,460$4,150
01864$3,170$3,800
01867$2,620$3,140
01880$2,590$3,110
01888$2,980$3,570
01889$2,980$3,570
01890$3,110$3,730
01901$2,560$3,080
01902$2,560$3,080
01903$2,560$3,080
01904$2,560$3,080
01905$2,560$3,080
01906$2,690$3,230
01907$3,090$3,700
01908$2,590$3,110
01915$2,680$3,210
01923$2,690$3,230
01929$2,560$3,080
01930$2,560$3,080
01931$2,560$3,080
01936$2,560$3,080
01937$2,690$3,230
01938$2,560$3,080
01940$3,250$3,900
01944$2,660$3,190
01945$2,560$3,080
01949$2,560$3,080
01950$2,560$3,080
01951$2,700$3,240
01952$2,590$3,110
01960$2,560$3,080
01961$2,560$3,080
01965$2,660$3,180
01966$2,560$3,080
01969$2,560$3,080
01970$2,560$3,080
01971$2,560$3,080
01982$2,560$3,080
01983$2,560$3,080
01984$2,560$3,080
02018$2,560$3,080
02019$2,590$3,110
02020$2,560$3,080
02021$3,140$3,760
02025$3,170$3,800
02026$2,870$3,440
02027$2,900$3,480
02030$3,680$4,410
02032$2,860$3,430
02035$2,560$3,080
02038$2,560$3,080
02041$2,560$3,080
02043$2,930$3,510
02045$2,640$3,170
02047$2,560$3,080
02050$2,560$3,080
02051$2,560$3,080
02052$2,560$3,080
02053$2,560$3,080
02054$2,580$3,090
02056$2,560$3,080
02059$2,560$3,080
02060$2,560$3,080
02061$2,930$3,510
02062$2,820$3,380
02065$2,560$3,080
02066$2,560$3,080
02067$3,300$3,960
02070$2,900$3,480
02071$2,580$3,090
02072$2,750$3,300
02081$2,620$3,140
02090$3,210$3,850
02093$2,560$3,080
02108$3,670$4,400
02109$4,410$5,290
02110$4,410$5,290
02111$3,700$4,440
02112$3,040$3,640
02113$3,600$4,320
02114$4,410$5,290
02115$3,330$3,990
02116$4,170$5,000
02117$3,040$3,640
02118$2,630$3,150
02119$2,560$3,080
02120$2,860$3,430
02121$2,560$3,080
02122$2,800$3,360
02123$3,040$3,640
02124$2,560$3,080
02125$2,560$3,080
02126$2,560$3,080
02127$3,790$4,540
02128$2,740$3,290
02129$4,020$4,820
02130$3,410$4,090
02131$2,830$3,390
02132$2,880$3,450
02133$3,890$4,660
02134$3,300$3,960
02135$3,250$3,900
02136$2,580$3,090
02137$3,040$3,640
02138$4,230$5,070
02139$4,000$4,800
02140$3,650$4,380
02141$3,800$4,560
02142$4,010$4,810
02143$3,470$4,160
02144$3,640$4,360
02145$3,350$4,020
02148$3,030$3,630
02149$2,760$3,310
02150$2,630$3,150
02151$2,570$3,080
02152$2,620$3,140
02155$3,250$3,900
02163$4,290$5,140
02169$2,940$3,530
02170$2,560$3,080
02171$3,030$3,630
02176$2,820$3,380
02180$2,670$3,200
02184$2,760$3,310
02185$2,900$3,480
02186$2,560$3,080
02188$2,710$3,250
02189$2,560$3,080
02190$2,610$3,130
02191$2,560$3,080
02196$3,040$3,640
02199$4,410$5,290
02201$3,040$3,640
02203$3,040$3,640
02205$3,040$3,640
02210$3,910$4,680
02215$3,820$4,580
02217$3,040$3,640
02222$3,040$3,640
02238$2,980$3,570
02269$2,900$3,480
02327$2,560$3,080
02331$2,560$3,080
02332$2,620$3,140
02339$2,560$3,080
02343$2,560$3,080
02345$2,560$3,080
02358$2,560$3,080
02360$2,560$3,080
02361$2,560$3,080
02362$2,560$3,080
02364$2,560$3,080
02366$2,560$3,080
02368$2,880$3,450
02381$2,560$3,080
02420$3,650$4,380
02421$4,200$5,040
02445$3,960$4,750
02446$4,250$5,100
02447$2,900$3,480
02451$3,520$4,220
02452$3,200$3,840
02453$3,060$3,670
02454$2,980$3,570
02455$2,980$3,570
02457$3,960$4,740
02458$3,130$3,750
02459$3,430$4,110
02460$3,390$4,060
02461$4,350$5,220
02462$3,270$3,920
02464$3,570$4,280
02465$3,170$3,800
02466$3,240$3,880
02467$4,060$4,870
02468$3,670$4,390
02471$2,980$3,570
02472$3,210$3,850
02474$3,100$3,720
02476$2,580$3,090
02478$3,340$4,000
02481$4,030$4,830
02482$3,980$4,770
02492$3,600$4,320
02493$3,030$3,630
02494$3,040$3,640
02532$2,560$3,080
02538$2,560$3,080
02558$2,560$3,080
02571$2,560$3,080
02762$2,580$3,090

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at boston-cambridge-quincy's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $3,390/mo, the maximum PITIA that still clears a 1.20 DSCR is $2,825/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $2,119/mo — which supports roughly a $319,000 loan at 7% over 30 years, or about a $425,000 purchase at 75% LTV.

median 3 BR rent$3,390/mo
max PITIA @ 1.20 DSCR$2,825/mo
max P&I (~75% of PITIA)$2,119/mo
supported loan (7% / 30yr)$319,000
implied price (75% LTV)$425,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Boston-Cambridge-Quincy Section 8, answered.

The questions investors ask before underwriting a Boston-Cambridge-Quincy voucher deal.
— Boston-Cambridge-Quincy FMR —
What is the 3-bedroom Section 8 rent in Boston-Cambridge-Quincy?
The median 3-bedroom Fair Market Rent in the Boston-Cambridge-Quincy area is $3,390/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $3,080 to $5,290/mo depending on the ZIP code — see the full ZIP table above.
— Boston-Cambridge-Quincy FMR —
Why do Section 8 rents differ between ZIP codes in Boston-Cambridge-Quincy?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Boston-Cambridge-Quincy. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $3,080 to $5,290/mo across the 215 ZIPs in this area.
— Boston-Cambridge-Quincy FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Boston-Cambridge-Quincy?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every boston-cambridge-quincy listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Boston-Cambridge-Quincy — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Massachusetts Section 8 rents or the all-states hub.

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Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

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Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.