Section 8 — MI ZIP index · page 1 of 3

Michigan ZIP codes
with a Section 8 rent.

Every Michigan ZIP code HUD publishes a Fair Market Rent for — 1,081 of them, FY2026. This page lists ZIPs 1–500, grouped by HUD area, with the 2-bedroom and 3-bedroom ceiling beside each one. Open any ZIP for its full schedule from studio to 4-bedroom.

data as of 2026-08-19 · HUD FY2026

Read the number right

Why the ZIP beats the metro average.

One number per metro hides the spread that decides whether a deal pencils.

A ZIP-level Fair Market Rent is HUD's Small Area FMR: instead of one voucher ceiling for an entire metro, HUD publishes a separate ceiling for each ZIP code, set from what rents actually cost in that ZIP. The metro figure is an average over all of them, so it sits above the weaker ZIPs and below the stronger ones — which is why two houses fifteen minutes apart in the same city can carry Section 8 ceilings hundreds of dollars apart. Underwrite the ZIP's number, not the metro's. The published FMR is still a reference, not a payment: housing authorities set their payment standard at roughly 90–110% of it, and every unit has to clear a rent reasonableness test against comparable local rentals before a lease is approved.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for each ZIP, listed under the HUD area it belongs to. What Fair Market Rent means.

ZIPs 1–500 of 1,081 · 31 HUD areas on this page · data as of 2026-08-19 · HUD FY2026

ZIP2 BR3 BR
Detroit-Warren-Livonia, MI HUD Metro FMR Area
48001$1,150$1,400
48002$1,440$1,770
48003$1,240$1,510
48004$1,240$1,510
48005$1,330$1,620
48006$1,240$1,510
48009$2,120$2,590
48012$1,580$1,930
48014$1,060$1,300
48015$1,060$1,300
48017$1,410$1,720
48021$1,580$1,930
48022$1,160$1,420
48023$1,520$1,860
48025$2,120$2,590
48026$1,060$1,300
48027$1,140$1,420
48028$1,150$1,400
48030$1,500$1,830
48033$1,540$1,880
48034$1,620$1,980
48035$1,360$1,660
48036$1,220$1,490
48037$1,580$1,930
48038$1,650$2,020
48039$1,100$1,340
48040$1,170$1,430
48041$1,060$1,300
48042$1,760$2,150
48043$1,130$1,380
48044$1,610$1,970
48045$1,280$1,560
48046$1,410$1,720
48047$1,300$1,590
48048$1,570$1,920
48049$1,290$1,580
48050$1,460$1,800
48051$1,320$1,610
48054$1,330$1,620
48059$1,190$1,450
48060$1,170$1,430
48061$1,240$1,510
48062$1,060$1,300
48063$1,320$1,610
48064$1,060$1,300
48065$1,300$1,590
48066$1,430$1,750
48067$1,770$2,160
48068$1,580$1,930
48069$2,120$2,590
48070$2,120$2,590
48071$1,380$1,690
48072$1,700$2,080
48073$1,620$1,980
48074$1,370$1,670
48075$1,600$1,950
48076$1,700$2,080
48079$1,400$1,710
48080$1,360$1,660
48081$1,460$1,780
48082$1,550$1,890
48083$1,750$2,140
48084$2,000$2,440
48085$2,120$2,590
48088$1,350$1,650
48089$1,390$1,700
48090$1,410$1,720
48091$1,470$1,800
48092$1,460$1,780
48093$1,330$1,620
48094$1,550$1,890
48095$1,060$1,300
48096$1,480$1,810
48098$1,940$2,370
48099$1,580$1,930
48101$1,400$1,710
48112$1,340$1,640
48120$1,800$2,200
48121$1,340$1,640
48122$1,400$1,710
48123$1,340$1,640
48124$1,550$1,890
48125$1,570$1,920
48126$1,380$1,690
48127$1,470$1,800
48128$2,030$2,480
48135$1,270$1,550
48136$1,340$1,640
48138$1,670$2,040
48141$1,410$1,720
48146$1,190$1,450
48150$1,600$1,950
48151$1,340$1,640
48152$1,600$1,950
48153$1,340$1,640
48154$1,490$1,820
48165$1,700$2,080
48167$1,860$2,260
48168$1,620$1,990
48170$1,460$1,780
48173$1,340$1,640
48174$1,340$1,640
48180$1,210$1,480
48183$1,220$1,490
48184$1,140$1,390
48185$1,420$1,730
48186$1,340$1,640
48187$1,720$2,100
48188$1,880$2,300
48192$1,170$1,430
48193$1,270$1,550
48195$1,330$1,620
48198$1,340$1,610
48201$1,250$1,530
48202$1,290$1,580
48203$1,070$1,310
48204$1,200$1,470
48205$1,300$1,590
48206$1,110$1,360
48207$1,330$1,620
48208$1,110$1,360
48209$1,060$1,300
48210$1,160$1,420
48211$1,170$1,430
48212$1,090$1,330
48213$1,090$1,330
48214$1,070$1,310
48215$1,190$1,450
48216$1,130$1,380
48217$1,370$1,670
48218$1,060$1,300
48219$1,370$1,670
48220$1,540$1,880
48221$1,380$1,690
48223$1,230$1,500
48224$1,360$1,660
48225$1,620$1,980
48226$2,120$2,590
48227$1,220$1,490
48228$1,230$1,500
48229$1,150$1,400
48230$1,770$2,160
48231$1,340$1,640
48232$1,340$1,640
48233$1,340$1,640
48234$1,170$1,430
48235$1,330$1,620
48236$1,910$2,330
48237$1,660$2,030
48238$1,160$1,420
48239$1,650$2,020
48240$1,600$1,950
48242$1,340$1,640
48243$1,340$1,640
48244$1,340$1,640
48301$2,120$2,590
48302$2,060$2,520
48303$1,580$1,930
48304$1,880$2,300
48306$1,670$2,040
48307$1,810$2,210
48308$1,580$1,930
48309$1,810$2,210
48310$1,610$1,970
48311$1,410$1,720
48312$1,370$1,670
48313$1,420$1,730
48314$1,590$1,940
48315$1,390$1,700
48316$1,590$1,940
48317$1,520$1,860
48318$1,410$1,720
48320$1,460$1,780
48321$1,580$1,930
48322$2,120$2,590
48323$1,970$2,400
48324$1,750$2,140
48325$1,580$1,930
48326$1,640$2,000
48327$1,260$1,540
48328$1,350$1,650
48329$1,720$2,100
48330$1,580$1,930
48331$2,120$2,590
48332$1,580$1,930
48333$1,580$1,930
48334$1,850$2,260
48335$1,890$2,310
48336$1,370$1,670
48340$1,320$1,610
48341$1,120$1,370
48342$1,250$1,530
48343$1,580$1,930
48346$1,630$1,990
48347$1,580$1,930
48348$1,460$1,780
48350$1,550$1,890
48356$1,200$1,470
48357$1,270$1,550
48359$1,540$1,880
48360$1,580$1,930
48361$1,580$1,930
48362$1,370$1,670
48363$1,490$1,820
48366$1,580$1,930
48367$1,370$1,670
48370$1,390$1,690
48371$1,410$1,720
48374$2,120$2,590
48375$2,120$2,590
48376$1,580$1,930
48377$1,550$1,890
48381$1,470$1,800
48382$2,010$2,460
48383$1,550$1,890
48386$1,710$2,090
48387$1,580$1,930
48390$1,960$2,390
48393$1,130$1,380
48412$1,460$1,780
48428$1,360$1,660
48440$1,300$1,590
48444$1,060$1,300
48446$1,220$1,490
48455$1,390$1,700
48461$1,060$1,300
Sanilac County, MI
48032$1,200$1,470
48097$1,060$1,300
48401$1,040$1,340
48410$1,070$1,370
48416$1,060$1,300
48419$1,090$1,400
48422$1,100$1,420
48427$970$1,250
48434$1,090$1,400
48441$1,050$1,290
48450$970$1,250
48454$970$1,250
48456$1,030$1,320
48465$1,120$1,440
48466$970$1,250
48469$1,020$1,310
48470$1,180$1,450
48471$970$1,250
48472$1,090$1,400
48475$1,050$1,310
Ann Arbor, MI MSA
48103$2,080$2,490
48104$1,970$2,360
48105$1,920$2,300
48106$1,660$1,990
48107$1,660$1,990
48108$1,570$1,880
48109$1,610$1,930
48113$1,660$1,990
48130$1,880$2,250
48175$1,660$1,990
48190$1,580$1,900
48197$1,480$1,770
Monroe, MI MSA
48111$1,470$1,790
48117$1,340$1,620
48131$1,480$1,790
48133$1,160$1,420
48134$1,380$1,690
48140$1,350$1,640
48144$1,360$1,650
48145$1,430$1,730
48157$1,260$1,520
48159$1,280$1,550
48161$1,250$1,510
48162$1,210$1,460
48164$1,880$2,300
48166$1,480$1,790
48177$1,540$1,860
48179$1,680$2,030
48182$1,540$1,860
48191$1,750$2,100
Livingston County, MI HUD Metro FMR Area
48114$1,600$2,230
48116$1,390$1,930
48137$1,620$2,140
48139$1,440$1,890
48143$1,600$2,210
48169$1,600$2,210
48178$1,450$1,840
48189$1,460$1,870
48353$1,490$2,070
48380$1,880$2,380
48816$1,710$2,380
48843$1,520$2,110
48844$1,460$2,030
48855$1,710$2,380
Jackson, MI MSA
48118$1,960$2,350
48158$1,450$1,750
Lenawee County, MI
48160$1,500$1,810
48176$1,450$1,750
Flint, MI MSA
48411$1,210$1,490
48421$1,060$1,300
48423$1,060$1,300
48430$1,490$1,930
48437$970$1,200
48438$1,440$1,770
48439$1,080$1,330
48442$1,440$1,760
48451$1,270$1,780
48458$1,000$1,230
48462$1,170$1,430
48463$1,060$1,300
48473$1,180$1,450
48480$1,030$1,270
48501$1,030$1,270
48502$980$1,210
48503$970$1,200
48504$1,010$1,240
48505$970$1,200
48506$1,010$1,240
48507$1,030$1,270
48509$1,150$1,420
48519$1,060$1,300
48529$1,060$1,300
48531$1,030$1,270
48532$980$1,210
48550$1,030$1,270
Huron County, MI
48413$970$1,200
48432$1,140$1,400
48445$970$1,200
48467$970$1,200
48468$970$1,200
48720$970$1,200
48725$970$1,200
48731$1,110$1,370
48754$970$1,200
48755$1,140$1,400
Shiawassee County, MI
48414$1,050$1,410
48418$1,520$2,000
48429$970$1,300
48433$1,100$1,360
48436$1,100$1,370
48449$1,180$1,540
48460$970$1,280
48476$970$1,300
48616$970$1,250
48649$970$1,260
48817$1,170$1,570
48831$1,020$1,320
48836$1,270$1,780
48840$1,250$1,610
48841$1,120$1,490
48848$1,040$1,380
48857$1,250$1,670
Tuscola County, MI
48415$1,180$1,520
48420$970$1,210
48426$1,000$1,290
48435$1,300$1,660
48453$1,060$1,300
48464$1,090$1,380
48701$1,000$1,320
48723$970$1,290
48726$970$1,280
48727$1,060$1,300
48729$980$1,280
48733$1,060$1,400
48734$990$1,280
48735$1,060$1,370
48741$1,020$1,310
48744$1,070$1,410
48746$1,040$1,370
48757$1,030$1,360
48759$1,220$1,500
48760$1,080$1,380
48767$1,130$1,500
48768$970$1,290
Saginaw, MI MSA
48417$1,240$1,600
48457$990$1,230
48601$1,090$1,400
48602$1,090$1,400
48603$1,230$1,590
48604$1,190$1,530
48605$1,120$1,440
48606$1,120$1,440
48607$1,210$1,560
48608$1,120$1,440
48609$1,080$1,390
48623$1,330$1,720
48626$1,090$1,410
48638$1,130$1,460
48655$970$1,250
48708$970$1,320
48722$1,120$1,440
48724$1,150$1,480
48747$1,130$1,530
Ogemaw County, MI
48610$1,160$1,510
48635$1,040$1,250
48659$1,050$1,460
48661$980$1,180
48739$990$1,340
48756$1,020$1,220
48770$970$1,350
Bay City, MI MSA
48611$1,020$1,390
48631$990$1,340
48706$1,070$1,450
48707$1,030$1,400
48710$1,030$1,400
48732$990$1,340
Gladwin County, MI
48612$1,050$1,450
48613$1,300$1,770
48628$1,450$1,870
48652$1,330$1,810
Gratiot County, MI
48614$1,220$1,570
48615$1,030$1,340
48637$1,030$1,330
48662$1,030$1,330
48806$1,140$1,530
48807$1,020$1,320
48811$1,050$1,290
48818$1,160$1,420
48830$970$1,300
48832$980$1,290
48845$1,060$1,320
48847$970$1,300
48856$970$1,300
48862$970$1,300
Isabella County, MI
48617$1,040$1,270
48618$1,030$1,330
48622$1,040$1,270
48801$970$1,300
48804$1,010$1,320
48858$1,030$1,330
48859$1,010$1,320
Oscoda County, MI
48619$1,020$1,340
48621$970$1,290
48636$990$1,290
48647$970$1,290
48654$970$1,190
48728$1,020$1,330
48761$1,030$1,360
Midland, MI MSA
48620$1,270$1,680
48634$1,030$1,330
48640$1,140$1,450
48641$1,190$1,510
48642$1,340$1,710
48657$1,140$1,450
Roscommon County, MI
48624$970$1,340
48627$1,010$1,270
48629$970$1,240
48630$970$1,240
48651$1,010$1,290
48653$1,010$1,270
48656$970$1,240
Missaukee County, MI
48625$970$1,170
Osceola County, MI
48632$980$1,200
Clare County, MI
48633$970$1,180
Arenac County, MI
48650$1,010$1,380
48658$970$1,350
48703$970$1,350
48749$1,100$1,530
Alcona County, MI
48705$1,050$1,430
48721$990$1,350
48740$1,020$1,400
48742$970$1,330
Iosco County, MI
48730$970$1,350
48737$1,070$1,470
48738$1,020$1,390
48743$990$1,340
48745$1,270$1,750
48748$970$1,350
48750$1,010$1,400
48763$1,090$1,510
48765$1,000$1,390
48766$1,090$1,520
Alpena County, MI
48762$980$1,280
Lansing-East Lansing, MI MSA
48805$1,270$1,630
48808$1,430$1,830
48813$1,100$1,410
48819$1,020$1,320
48820$1,290$1,660
48821$1,280$1,640
48822$1,600$2,050
48823$1,450$1,860
48824$1,440$1,840
48825$1,450$1,860
48826$1,270$1,630
48827$1,210$1,550
48835$1,020$1,320
48837$1,200$1,540
48842$1,410$1,810
48849$1,150$1,420
48853$1,050$1,350
48854$1,330$1,710
48861$1,260$1,610
48864$1,510$1,940
Montcalm County, MI HUD Metro FMR Area
48809$1,300$1,700
48812$1,200$1,470
48834$1,300$1,600
48838$1,300$1,700
48852$1,060$1,300
Ionia County, MI HUD Metro FMR Area
48815$1,300$1,700
48846$1,160$1,420
48851$1,290$1,580
48860$1,060$1,290
Mecosta County, MI
48829$1,060$1,300
48850$1,020$1,250

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP across most large metros, so two homes in one city can carry very different voucher ceilings.

Zoom out

Wider context.

The state picture, every state, and a tool for checking one ZIP fast.

The ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

Live · all 50 states

FMR on every Michigan listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Michigan — and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to Michigan Section 8 rents or look up a single ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.