Section 8 — St. Louis, MO FMR

Section 8 rents
in st. louis.

HUD Fair Market Rents for every one of the 218 ZIP codes in the St. Louis area (FY2026). The median 2-bedroom runs $1,160/mo and the median 3-bedroom $1,490/mo — with 3-bedroom rents spanning $1,270 to $2,360/mo depending on the ZIP. This is part of Missouri Section 8 rents.

Overlay FMR on live listings →Run DSCR
Area median

FMR by bedroom.

Median Fair Market Rent across all St. Louis ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$910
1 BR$950
2 BR$1,160
3 BR$1,490
4 BR$1,730

3-bedroom FMR ranges from $1,270 to $2,360/mo across St. Louis's 218 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the St. Louis area. Need one number fast? Check any ZIP instantly.

All 218 ZIPs, sorted.

ZIP2 BR3 BR
62001$990$1,270
62006$990$1,270
62010$1,020$1,310
62013$990$1,270
62018$1,160$1,490
62022$1,040$1,330
62024$990$1,270
62025$1,340$1,720
62026$1,340$1,720
62028$990$1,270
62030$1,080$1,390
62031$990$1,270
62034$1,240$1,600
62035$1,280$1,650
62036$1,200$1,540
62037$990$1,270
62040$1,040$1,340
62045$1,030$1,300
62046$1,090$1,400
62047$990$1,270
62048$1,070$1,380
62053$990$1,270
62058$990$1,270
62059$990$1,270
62060$1,080$1,390
62061$1,050$1,350
62062$1,090$1,400
62065$990$1,270
62067$1,160$1,490
62070$990$1,270
62071$1,190$1,530
62084$1,060$1,360
62087$990$1,270
62090$1,000$1,290
62095$1,040$1,340
62097$1,110$1,420
62201$990$1,270
62202$1,190$1,530
62203$1,130$1,450
62204$990$1,270
62205$1,170$1,510
62206$1,190$1,530
62207$990$1,270
62208$1,320$1,700
62215$1,290$1,660
62216$1,170$1,510
62218$1,020$1,330
62219$1,130$1,450
62220$1,080$1,390
62221$1,230$1,580
62222$1,190$1,530
62223$1,180$1,520
62225$1,830$2,360
62226$1,090$1,400
62230$1,020$1,310
62232$1,220$1,570
62234$1,120$1,440
62236$1,220$1,570
62239$1,060$1,360
62240$1,180$1,530
62243$1,270$1,630
62244$1,160$1,490
62245$990$1,270
62248$990$1,270
62250$990$1,270
62252$1,110$1,430
62254$1,340$1,720
62256$1,160$1,490
62258$1,310$1,690
62260$1,300$1,670
62264$1,110$1,430
62265$1,350$1,740
62266$1,240$1,610
62269$1,420$1,830
62279$990$1,270
62281$1,540$1,980
62282$990$1,270
62285$990$1,270
62289$1,010$1,300
62293$990$1,270
62294$1,180$1,520
62295$1,460$1,880
62298$1,050$1,350
63005$1,670$2,150
63006$1,300$1,670
63010$1,210$1,560
63011$1,810$2,330
63012$1,380$1,780
63013$990$1,270
63015$1,040$1,340
63016$1,010$1,300
63017$1,710$2,200
63019$1,070$1,380
63021$1,440$1,850
63022$1,300$1,670
63024$1,300$1,670
63025$1,370$1,760
63026$1,220$1,570
63031$1,440$1,850
63032$1,300$1,670
63033$1,250$1,610
63034$1,830$2,360
63038$1,500$1,930
63039$1,160$1,500
63040$1,620$2,090
63041$1,210$1,550
63042$1,110$1,430
63043$1,340$1,720
63044$1,150$1,480
63045$1,300$1,670
63047$1,100$1,420
63048$1,830$2,360
63049$1,080$1,390
63050$1,090$1,400
63051$1,200$1,540
63052$1,060$1,360
63053$1,080$1,400
63055$1,030$1,330
63056$990$1,270
63057$1,100$1,420
63061$1,280$1,650
63065$1,100$1,420
63066$1,100$1,420
63069$1,010$1,300
63070$990$1,270
63072$1,090$1,400
63073$1,280$1,650
63074$1,090$1,400
63077$990$1,270
63079$990$1,280
63084$990$1,270
63088$1,420$1,830
63089$1,320$1,700
63090$990$1,270
63101$1,460$1,880
63102$1,280$1,650
63103$1,310$1,690
63104$1,330$1,710
63105$1,730$2,230
63106$990$1,270
63107$1,030$1,330
63108$1,810$2,330
63109$1,240$1,600
63110$1,440$1,850
63111$990$1,270
63112$1,140$1,470
63113$1,110$1,430
63114$1,260$1,620
63115$1,060$1,360
63116$1,170$1,510
63117$1,360$1,750
63118$1,160$1,490
63119$1,280$1,650
63120$1,030$1,330
63121$1,110$1,430
63122$1,420$1,830
63123$1,230$1,580
63124$1,830$2,360
63125$1,110$1,430
63126$1,250$1,610
63127$1,290$1,660
63128$1,220$1,570
63129$1,200$1,540
63130$1,360$1,750
63131$1,830$2,360
63132$1,460$1,880
63133$1,160$1,490
63134$1,270$1,630
63135$1,290$1,660
63136$1,100$1,420
63137$1,170$1,510
63138$1,190$1,530
63139$1,340$1,720
63140$990$1,270
63141$1,630$2,100
63143$1,010$1,300
63144$1,640$2,110
63145$1,300$1,670
63146$1,550$2,000
63147$1,090$1,400
63151$1,300$1,670
63155$1,130$1,450
63156$1,130$1,450
63166$1,130$1,450
63177$1,130$1,450
63178$1,130$1,450
63180$1,130$1,450
63301$1,220$1,570
63302$1,420$1,830
63303$1,490$1,920
63304$1,730$2,230
63332$1,550$2,000
63338$1,420$1,830
63341$1,580$2,030
63342$1,110$1,430
63346$1,420$1,830
63347$1,030$1,330
63348$1,750$2,250
63349$1,090$1,400
63357$1,220$1,570
63362$1,240$1,600
63365$1,380$1,780
63366$1,390$1,790
63367$1,680$2,160
63368$1,570$2,020
63369$1,210$1,560
63373$1,170$1,510
63376$1,350$1,740
63377$990$1,270
63378$1,110$1,430
63379$1,160$1,490
63380$1,190$1,530
63383$1,100$1,420
63385$1,380$1,780
63386$1,050$1,350
63387$990$1,270
63389$1,020$1,310
63390$1,090$1,400

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at st. louis's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,490/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,242/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $932/mo — which supports roughly a $140,000 loan at 7% over 30 years, or about a $187,000 purchase at 75% LTV.

median 3 BR rent$1,490/mo
max PITIA @ 1.20 DSCR$1,242/mo
max P&I (~75% of PITIA)$932/mo
supported loan (7% / 30yr)$140,000
implied price (75% LTV)$187,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

St. Louis Section 8, answered.

The questions investors ask before underwriting a St. Louis voucher deal.
— St. Louis FMR —
What is the 3-bedroom Section 8 rent in St. Louis?
The median 3-bedroom Fair Market Rent in the St. Louis area is $1,490/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,270 to $2,360/mo depending on the ZIP code — see the full ZIP table above.
— St. Louis FMR —
Why do Section 8 rents differ between ZIP codes in St. Louis?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including St. Louis. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,270 to $2,360/mo across the 218 ZIPs in this area.
— St. Louis FMR —
Does a voucher pay the exact ZIP Fair Market Rent in St. Louis?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every st. louis listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in St. Louis — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Missouri Section 8 rents or the all-states hub.

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Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

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Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.