Section 8 — Omaha-Council Bluffs, NE FMR

Section 8 rents
in omaha-council bluffs.

HUD Fair Market Rents for every one of the 95 ZIP codes in the Omaha-Council Bluffs area (FY2026). The median 2-bedroom runs $1,320/mo and the median 3-bedroom $1,750/mo — with 3-bedroom rents spanning $1,270 to $2,720/mo depending on the ZIP. This is part of Nebraska Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Omaha-Council Bluffs ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,050
1 BR$1,110
2 BR$1,320
3 BR$1,750
4 BR$1,970

3-bedroom FMR ranges from $1,270 to $2,720/mo across Omaha-Council Bluffs's 95 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Omaha-Council Bluffs area. Need one number fast? Check any ZIP instantly.

All 95 ZIPs, sorted.

ZIP2 BR3 BR
51501$1,210$1,600
51503$1,160$1,540
51510$1,340$1,780
51525$960$1,270
51526$1,170$1,550
51534$1,040$1,380
51536$1,020$1,350
51540$1,090$1,440
51542$1,070$1,430
51546$1,040$1,380
51548$1,110$1,470
51550$1,040$1,380
51553$960$1,270
51554$1,060$1,400
51555$1,040$1,380
51556$1,370$1,820
51559$1,150$1,520
51560$1,060$1,400
51564$960$1,270
51571$1,110$1,470
51575$1,220$1,620
51576$1,040$1,380
51579$1,060$1,400
68002$1,130$1,500
68005$1,240$1,640
68007$1,720$2,280
68008$1,160$1,540
68010$1,390$1,840
68016$1,560$2,070
68022$1,600$2,120
68023$1,160$1,540
68028$1,720$2,280
68034$1,300$1,720
68037$1,240$1,640
68046$1,440$1,910
68048$1,200$1,590
68056$1,240$1,640
68058$1,190$1,580
68059$1,480$1,960
68068$1,610$2,130
68069$1,380$1,830
68102$1,700$2,250
68103$1,370$1,820
68104$1,250$1,660
68105$1,270$1,680
68106$1,470$1,950
68107$1,270$1,680
68108$1,360$1,800
68109$1,370$1,820
68110$1,140$1,510
68111$1,180$1,560
68112$1,450$1,920
68113$1,680$2,230
68114$1,550$2,050
68116$1,650$2,190
68117$1,560$2,070
68118$2,050$2,720
68122$1,560$2,070
68123$1,530$2,030
68124$1,440$1,910
68127$1,360$1,800
68128$1,470$1,950
68130$1,850$2,450
68131$1,280$1,700
68132$1,180$1,560
68133$1,580$2,090
68134$1,320$1,750
68135$2,050$2,720
68136$1,900$2,520
68137$1,590$2,110
68138$1,320$1,750
68139$1,370$1,820
68142$1,890$2,510
68144$1,300$1,720
68145$1,370$1,820
68147$1,410$1,870
68152$1,230$1,630
68154$1,370$1,820
68157$1,640$2,170
68164$1,560$2,070
68175$1,370$1,820
68178$1,150$1,520
68179$1,370$1,820
68182$1,320$1,750
68183$1,370$1,820
68197$1,370$1,820
68198$1,370$1,820
68304$1,110$1,480
68349$1,010$1,340
68403$1,080$1,430
68407$1,140$1,510
68409$1,360$1,800
68462$1,120$1,560
68463$1,020$1,350
68527$1,240$1,710

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at omaha-council bluffs's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,750/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,458/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,094/mo — which supports roughly a $164,000 loan at 7% over 30 years, or about a $219,000 purchase at 75% LTV.

median 3 BR rent$1,750/mo
max PITIA @ 1.20 DSCR$1,458/mo
max P&I (~75% of PITIA)$1,094/mo
supported loan (7% / 30yr)$164,000
implied price (75% LTV)$219,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Omaha-Council Bluffs Section 8, answered.

The questions investors ask before underwriting a Omaha-Council Bluffs voucher deal.
Omaha-Council Bluffs FMR —
What is the 3-bedroom Section 8 rent in Omaha-Council Bluffs?
The median 3-bedroom Fair Market Rent in the Omaha-Council Bluffs area is $1,750/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,270 to $2,720/mo depending on the ZIP code — see the full ZIP table above.
Omaha-Council Bluffs FMR —
Why do Section 8 rents differ between ZIP codes in Omaha-Council Bluffs?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Omaha-Council Bluffs. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,270 to $2,720/mo across the 95 ZIPs in this area.
Omaha-Council Bluffs FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Omaha-Council Bluffs?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every omaha-council bluffs listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Omaha-Council Bluffs — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Nebraska Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.