Section 8 — Newark, NJ FMR

Section 8 rents
in newark.

HUD Fair Market Rents for every one of the 162 ZIP codes in the Newark area (FY2026). The median 2-bedroom runs $2,450/mo and the median 3-bedroom $3,035/mo — with 3-bedroom rents spanning $2,430 to $4,140/mo depending on the ZIP. This is part of New Jersey Section 8 rents.

Overlay FMR on live listings →Run DSCR
Area median

FMR by bedroom.

Median Fair Market Rent across all Newark ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,790
1 BR$2,010
2 BR$2,450
3 BR$3,035
4 BR$3,440

3-bedroom FMR ranges from $2,430 to $4,140/mo across Newark's 162 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Newark area. Need one number fast? Check any ZIP instantly.

All 162 ZIPs, sorted.

ZIP2 BR3 BR
07003$2,490$3,120
07004$3,310$4,140
07005$2,430$3,040
07006$2,670$3,340
07007$2,080$2,600
07009$2,450$3,070
07016$2,790$3,490
07017$1,970$2,470
07018$2,080$2,600
07019$2,080$2,600
07021$2,850$3,570
07023$3,060$3,830
07027$2,300$2,880
07028$2,930$3,670
07033$2,770$3,470
07034$1,960$2,450
07035$2,410$3,020
07036$2,080$2,600
07039$3,310$4,140
07040$2,860$3,580
07041$2,680$3,360
07042$2,890$3,620
07043$3,310$4,130
07044$2,820$3,530
07045$2,890$3,640
07046$2,490$3,110
07050$2,190$2,740
07051$2,080$2,600
07052$2,540$3,180
07054$2,580$3,230
07058$3,180$3,980
07060$2,260$2,790
07061$2,240$2,810
07062$2,340$2,920
07063$2,370$2,950
07065$2,360$2,960
07066$2,340$2,930
07067$2,600$3,120
07068$3,310$4,140
07076$2,540$3,180
07078$3,010$3,770
07079$3,110$3,890
07080$2,590$3,110
07081$2,920$3,660
07082$2,650$3,320
07083$2,640$3,310
07088$2,660$3,330
07090$3,060$3,830
07091$2,240$2,810
07092$2,950$3,690
07101$2,080$2,600
07102$1,930$2,430
07103$1,930$2,430
07104$1,930$2,430
07105$1,950$2,440
07106$1,930$2,430
07107$1,930$2,430
07108$1,930$2,430
07109$2,300$2,880
07110$2,280$2,850
07111$1,940$2,430
07112$1,930$2,430
07114$1,930$2,430
07201$1,930$2,430
07202$2,060$2,580
07203$2,040$2,550
07204$2,050$2,570
07205$2,220$2,780
07206$1,980$2,480
07207$2,240$2,810
07208$2,050$2,570
07405$2,200$2,750
07416$1,930$2,430
07418$2,110$2,640
07419$2,360$2,960
07421$3,020$3,690
07422$2,390$2,990
07424$2,310$2,820
07428$2,110$2,640
07435$2,240$2,780
07438$2,290$2,850
07439$2,170$2,720
07440$2,620$3,270
07444$2,810$3,520
07457$3,310$4,140
07460$3,220$4,020
07461$2,070$2,590
07462$2,170$2,720
07801$2,450$3,070
07802$2,580$3,230
07803$2,590$3,240
07806$2,580$3,230
07821$2,260$2,840
07822$2,150$2,690
07825$2,070$2,630
07826$2,350$2,940
07827$1,930$2,430
07828$2,010$2,520
07830$2,090$2,520
07832$2,210$2,800
07834$2,510$3,140
07836$2,630$3,290
07837$2,110$2,640
07839$2,110$2,640
07840$2,000$2,530
07842$2,510$3,150
07843$2,280$2,860
07845$2,580$3,230
07847$2,850$3,570
07848$1,940$2,430
07849$2,230$2,790
07850$2,370$2,970
07851$1,930$2,430
07852$2,380$2,980
07853$2,380$2,980
07855$2,110$2,640
07856$3,250$4,070
07857$1,930$2,430
07860$1,970$2,470
07865$2,830$3,560
07866$2,400$3,010
07869$2,450$3,070
07870$2,210$2,770
07871$2,550$3,190
07874$2,510$3,140
07875$2,110$2,640
07876$3,100$3,880
07877$2,110$2,640
07878$3,220$4,030
07879$2,110$2,640
07881$1,930$2,440
07885$2,640$3,310
07901$3,000$3,760
07902$2,240$2,810
07920$3,250$3,900
07922$2,950$3,640
07924$2,790$3,350
07926$3,240$4,060
07927$3,310$4,140
07928$3,190$3,990
07930$2,490$3,120
07931$2,810$3,420
07932$3,310$4,140
07933$2,690$3,340
07934$2,530$3,030
07935$3,220$4,030
07936$3,310$4,140
07940$3,040$3,810
07945$3,310$4,140
07946$2,920$3,550
07950$3,310$4,140
07960$3,240$4,060
07961$3,180$3,990
07962$2,580$3,230
07963$2,580$3,230
07970$2,990$3,750
07974$2,710$3,390
07976$2,580$3,230
07980$2,380$2,980
07981$3,310$4,140
08812$2,480$2,970
08854$2,660$3,190

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at newark's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $3,035/mo, the maximum PITIA that still clears a 1.20 DSCR is $2,529/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,897/mo — which supports roughly a $285,000 loan at 7% over 30 years, or about a $380,000 purchase at 75% LTV.

median 3 BR rent$3,035/mo
max PITIA @ 1.20 DSCR$2,529/mo
max P&I (~75% of PITIA)$1,897/mo
supported loan (7% / 30yr)$285,000
implied price (75% LTV)$380,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Newark Section 8, answered.

The questions investors ask before underwriting a Newark voucher deal.
— Newark FMR —
What is the 3-bedroom Section 8 rent in Newark?
The median 3-bedroom Fair Market Rent in the Newark area is $3,035/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $2,430 to $4,140/mo depending on the ZIP code — see the full ZIP table above.
— Newark FMR —
Why do Section 8 rents differ between ZIP codes in Newark?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Newark. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $2,430 to $4,140/mo across the 162 ZIPs in this area.
— Newark FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Newark?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
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FMR on every newark listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Newark — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to New Jersey Section 8 rents or the all-states hub.

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Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

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Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.