Section 8 — NJ ZIP index · page 1 of 2

New Jersey ZIP codes
with a Section 8 rent.

Every New Jersey ZIP code HUD publishes a Fair Market Rent for — 684 of them, FY2026. This page lists ZIPs 1–500, grouped by HUD area, with the 2-bedroom and 3-bedroom ceiling beside each one. Open any ZIP for its full schedule from studio to 4-bedroom.

data as of 2026-08-19 · HUD FY2026

Read the number right

Why the ZIP beats the metro average.

One number per metro hides the spread that decides whether a deal pencils.

A ZIP-level Fair Market Rent is HUD's Small Area FMR: instead of one voucher ceiling for an entire metro, HUD publishes a separate ceiling for each ZIP code, set from what rents actually cost in that ZIP. The metro figure is an average over all of them, so it sits above the weaker ZIPs and below the stronger ones — which is why two houses fifteen minutes apart in the same city can carry Section 8 ceilings hundreds of dollars apart. Underwrite the ZIP's number, not the metro's. The published FMR is still a reference, not a payment: housing authorities set their payment standard at roughly 90–110% of it, and every unit has to clear a rent reasonableness test against comparable local rentals before a lease is approved.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for each ZIP, listed under the HUD area it belongs to. What Fair Market Rent means.

ZIPs 1–500 of 684 · 10 HUD areas on this page · data as of 2026-08-19 · HUD FY2026

ZIP2 BR3 BR
Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area
07001$2,540$3,050
07008$2,690$3,230
07059$2,850$3,420
07064$2,470$2,970
07069$3,340$4,000
07077$1,970$2,360
07095$2,810$3,370
07831$1,960$2,380
07882$1,960$2,380
07921$3,000$3,600
07938$2,590$3,110
07939$3,250$3,900
07977$2,530$3,030
07978$2,590$3,110
07979$2,130$2,570
Jersey City, NJ HUD Metro FMR Area
07002$2,430$2,960
07029$2,640$3,220
07030$4,140$5,050
07031$2,240$2,730
07032$2,510$3,060
07047$2,970$3,620
07086$3,760$4,580
07087$2,380$2,900
07093$2,490$3,030
07094$3,450$4,200
07096$2,760$3,360
07097$2,760$3,360
07099$2,760$3,360
07302$4,140$5,050
07303$2,760$3,360
07304$2,460$3,000
07305$2,340$2,850
07306$2,530$3,080
07307$2,720$3,310
07310$4,140$5,050
07311$4,140$5,050
Newark, NJ HUD Metro FMR Area
07003$2,490$3,120
07004$3,310$4,140
07005$2,430$3,040
07006$2,670$3,340
07007$2,080$2,600
07009$2,450$3,070
07016$2,790$3,490
07017$1,970$2,470
07018$2,080$2,600
07019$2,080$2,600
07021$2,850$3,570
07023$3,060$3,830
07027$2,300$2,880
07028$2,930$3,670
07033$2,770$3,470
07034$1,960$2,450
07035$2,410$3,020
07036$2,080$2,600
07039$3,310$4,140
07040$2,860$3,580
07041$2,680$3,360
07042$2,890$3,620
07043$3,310$4,130
07044$2,820$3,530
07045$2,890$3,640
07046$2,490$3,110
07050$2,190$2,740
07051$2,080$2,600
07052$2,540$3,180
07054$2,580$3,230
07058$3,180$3,980
07060$2,260$2,790
07061$2,240$2,810
07062$2,340$2,920
07063$2,370$2,950
07065$2,360$2,960
07066$2,340$2,930
07067$2,600$3,120
07068$3,310$4,140
07076$2,540$3,180
07078$3,010$3,770
07079$3,110$3,890
07080$2,590$3,110
07081$2,920$3,660
07082$2,650$3,320
07083$2,640$3,310
07088$2,660$3,330
07090$3,060$3,830
07091$2,240$2,810
07092$2,950$3,690
07101$2,080$2,600
07102$1,930$2,430
07103$1,930$2,430
07104$1,930$2,430
07105$1,950$2,440
07106$1,930$2,430
07107$1,930$2,430
07108$1,930$2,430
07109$2,300$2,880
07110$2,280$2,850
07111$1,940$2,430
07112$1,930$2,430
07114$1,930$2,430
07201$1,930$2,430
07202$2,060$2,580
07203$2,040$2,550
07204$2,050$2,570
07205$2,220$2,780
07206$1,980$2,480
07207$2,240$2,810
07208$2,050$2,570
07405$2,200$2,750
07416$1,930$2,430
07418$2,110$2,640
07419$2,360$2,960
07421$3,020$3,690
07422$2,390$2,990
07424$2,310$2,820
07428$2,110$2,640
07435$2,240$2,780
07438$2,290$2,850
07439$2,170$2,720
07440$2,620$3,270
07444$2,810$3,520
07457$3,310$4,140
07460$3,220$4,020
07461$2,070$2,590
07462$2,170$2,720
07801$2,450$3,070
07802$2,580$3,230
07803$2,590$3,240
07806$2,580$3,230
07821$2,260$2,840
07822$2,150$2,690
07825$2,070$2,630
07826$2,350$2,940
07827$1,930$2,430
07828$2,010$2,520
07830$2,090$2,520
07832$2,210$2,800
07834$2,510$3,140
07836$2,630$3,290
07837$2,110$2,640
07839$2,110$2,640
07840$2,000$2,530
07842$2,510$3,150
07843$2,280$2,860
07845$2,580$3,230
07847$2,850$3,570
07848$1,940$2,430
07849$2,230$2,790
07850$2,370$2,970
07851$1,930$2,430
07852$2,380$2,980
07853$2,380$2,980
07855$2,110$2,640
07856$3,250$4,070
07857$1,930$2,430
07860$1,970$2,470
07865$2,830$3,560
07866$2,400$3,010
07869$2,450$3,070
07870$2,210$2,770
07871$2,550$3,190
07874$2,510$3,140
07875$2,110$2,640
07876$3,100$3,880
07877$2,110$2,640
07878$3,220$4,030
07879$2,110$2,640
07881$1,930$2,440
07885$2,640$3,310
07901$3,000$3,760
07902$2,240$2,810
07920$3,250$3,900
07922$2,950$3,640
07924$2,790$3,350
07926$3,240$4,060
07927$3,310$4,140
07928$3,190$3,990
07930$2,490$3,120
07931$2,810$3,420
07932$3,310$4,140
07933$2,690$3,340
07934$2,530$3,030
07935$3,220$4,030
07936$3,310$4,140
07940$3,040$3,810
07945$3,310$4,140
07946$2,920$3,550
07950$3,310$4,140
07960$3,240$4,060
07961$3,180$3,990
07962$2,580$3,230
07963$2,580$3,230
07970$2,990$3,750
07974$2,710$3,390
07976$2,580$3,230
07980$2,380$2,980
07981$3,310$4,140
Bergen-Passaic, NJ HUD Metro FMR Area
07010$2,400$2,930
07011$2,250$2,740
07012$2,260$2,760
07013$2,360$2,880
07014$2,620$3,200
07015$2,110$2,570
07020$3,490$4,260
07022$2,150$2,620
07024$3,310$4,040
07026$2,130$2,600
07055$1,890$2,310
07057$2,000$2,440
07070$2,390$2,920
07071$2,290$2,790
07072$2,170$2,650
07073$2,410$2,940
07074$1,490$1,820
07075$2,500$3,050
07401$3,490$4,260
07403$2,480$3,020
07407$2,690$3,280
07410$2,620$3,200
07417$3,490$4,260
07420$2,430$2,960
07423$3,410$4,160
07430$3,030$3,700
07432$2,430$2,960
07436$2,340$2,850
07442$2,370$2,890
07446$2,910$3,550
07450$3,250$3,960
07451$2,480$3,020
07452$2,640$3,220
07456$2,860$3,490
07458$3,000$3,670
07463$3,090$3,770
07465$2,900$3,540
07470$2,660$3,240
07474$2,110$2,570
07480$2,020$2,460
07481$3,200$3,900
07495$2,480$3,020
07501$1,900$2,320
07502$1,990$2,430
07503$2,120$2,590
07504$1,990$2,430
07505$1,620$1,980
07506$2,360$2,880
07507$2,110$2,570
07508$2,300$2,810
07509$2,110$2,570
07511$2,110$2,570
07512$2,220$2,710
07513$2,130$2,600
07514$1,980$2,420
07522$1,970$2,400
07524$1,960$2,390
07538$2,110$2,570
07543$2,110$2,570
07544$2,110$2,570
07601$2,500$3,050
07602$2,480$3,020
07603$2,380$2,900
07604$2,210$2,700
07605$2,660$3,240
07606$2,520$3,070
07607$2,680$3,270
07608$2,470$3,010
07620$3,280$4,000
07621$2,290$2,790
07624$3,490$4,260
07626$3,270$3,990
07627$3,350$4,090
07628$2,360$2,880
07630$2,770$3,380
07631$2,620$3,200
07632$3,050$3,720
07640$3,200$3,900
07641$2,850$3,470
07642$2,310$2,820
07643$2,280$2,780
07644$2,200$2,680
07645$2,840$3,460
07646$2,240$2,730
07647$2,500$3,050
07648$2,910$3,550
07649$2,720$3,320
07650$2,590$3,160
07652$3,490$4,260
07653$2,480$3,020
07656$2,630$3,210
07657$2,540$3,100
07660$2,160$2,630
07661$2,460$3,000
07662$2,350$2,870
07663$2,650$3,230
07666$2,400$2,930
07670$3,490$4,260
07675$3,030$3,700
07676$2,990$3,650
07677$3,000$3,660
07699$2,480$3,020
Monmouth-Ocean, NJ HUD Metro FMR Area
07701$2,660$3,480
07702$3,490$4,560
07703$2,790$3,640
07704$2,690$3,520
07710$2,360$3,090
07711$2,350$3,070
07712$2,350$3,070
07716$2,430$3,180
07717$2,260$2,950
07718$2,300$3,010
07719$2,330$3,050
07720$2,290$2,990
07721$2,570$3,360
07722$3,490$4,560
07723$1,860$2,430
07724$2,130$2,780
07726$2,470$3,230
07727$2,070$2,710
07728$2,520$3,290
07730$1,740$2,270
07731$3,010$3,930
07732$2,530$3,310
07733$3,490$4,560
07734$2,250$2,940
07735$2,050$2,650
07737$1,970$2,580
07738$1,230$1,610
07739$2,970$3,880
07740$2,360$3,090
07746$3,490$4,560
07747$2,590$3,290
07748$2,100$2,750
07750$2,920$3,820
07751$3,380$4,420
07752$2,360$3,090
07753$2,380$3,110
07754$2,360$3,090
07755$3,200$4,180
07756$1,730$2,260
07757$2,760$3,680
07758$1,660$2,170
07760$2,730$3,570
07762$2,320$3,030
07763$2,360$3,090
07764$2,730$3,570
07765$2,360$3,090
08005$2,480$3,240
08006$2,200$2,870
08008$2,260$2,950
08050$2,450$3,200
08092$1,940$2,540
Warren County, NJ HUD Metro FMR Area
07820$1,900$2,410
07823$1,520$1,950
07833$1,910$2,420
07838$2,600$3,300
07844$1,660$2,110
07846$2,050$2,600
07863$2,090$2,650
07880$2,310$2,930
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
08001$1,570$1,980
08002$2,360$2,830
08003$2,580$3,090
08004$1,960$2,350
08007$1,480$1,770
08009$1,830$2,190
08010$1,860$2,230
08011$1,890$2,270
08012$1,960$2,350
08014$2,120$2,540
08015$1,620$1,940
08016$1,710$2,050
08018$1,730$2,070
08019$2,720$3,260
08020$2,010$2,400
08021$1,870$2,240
08022$1,910$2,290
08023$2,030$2,430
08025$1,940$2,330
08026$2,360$2,850
08027$1,820$2,180
08028$2,070$2,480
08029$1,830$2,200
08030$1,950$2,340
08031$1,460$1,750
08032$2,010$2,410
08033$1,800$2,160
08034$2,120$2,540
08035$1,650$1,980
08036$1,520$1,820
08037$1,780$2,400
08038$1,980$2,370
08039$1,980$2,370
08041$1,810$2,170
08042$2,260$2,710
08043$2,230$2,670
08045$1,460$1,750
08046$2,470$2,960
08048$2,160$2,590
08049$1,570$1,880
08051$2,110$2,530
08052$2,070$2,480
08053$2,560$3,070
08054$2,460$2,950
08055$1,950$2,340
08056$1,920$2,300
08057$2,030$2,430
08059$1,900$2,280
08060$1,980$2,370
08061$2,120$2,570
08062$1,650$1,980
08063$1,690$2,030
08064$1,550$1,860
08065$2,130$2,550
08066$1,480$1,770
08067$2,170$2,600
08068$1,490$1,790
08069$1,650$1,980
08070$1,620$1,940
08071$1,840$2,210
08072$1,460$1,750
08073$2,110$2,530
08074$1,940$2,330
08075$1,850$2,220
08077$2,480$2,970
08078$1,690$2,030
08079$1,460$1,750
08080$2,180$2,610
08081$2,010$2,410
08083$1,580$1,890
08084$1,490$1,790
08085$2,380$2,850
08086$2,180$2,610
08087$2,310$3,010
08088$2,640$3,170
08089$1,800$2,160
08090$2,010$2,410
08091$1,730$2,070
08093$1,650$1,980
08094$1,840$2,220
08095$1,730$2,070
08096$1,930$2,310
08097$1,670$2,000
08098$1,560$1,870
08099$1,730$2,070
08101$1,730$2,070
08102$1,710$2,050
08103$1,560$1,870
08104$1,420$1,700
08105$1,650$1,980
08106$1,400$1,680
08107$1,620$1,940
08108$2,050$2,460
08109$1,580$1,890
08110$1,590$1,910
08215$2,200$3,020
08224$2,290$3,010
08312$1,620$1,940
Atlantic City-Hammonton, NJ HUD Metro FMR Area
08201$2,300$3,190
08203$2,000$2,770
08205$2,120$2,940
08213$1,870$2,590
08217$1,870$2,530
08220$1,870$2,590
08221$2,760$3,820
08225$2,110$2,920
08231$1,870$2,590
08232$1,680$2,330
08234$2,040$2,830
08240$2,140$2,960
08241$2,190$2,980
08244$1,760$2,440
08310$1,550$2,170
08317$1,960$2,710
08319$1,660$2,260
Cape May County, NJ HUD Metro FMR Area
08202$1,990$2,660
08204$1,630$2,180
08210$1,970$2,630
08212$1,630$2,180
08214$1,790$2,390
08218$1,790$2,390
08219$1,790$2,390
08223$2,160$2,890
08226$2,130$2,850
08230$2,320$3,100
08242$1,750$2,330
08243$2,210$2,950
08245$1,970$2,630
08246$1,970$2,630
08247$2,030$2,710
08248$2,280$3,040
08250$1,790$2,390
08251$1,960$2,620
08252$1,790$2,390
08260$1,610$2,150
Vineland, NJ MSA
08270$1,570$2,170
08302$1,690$2,310
08311$1,640$2,260
08313$1,670$2,300
08314$1,670$2,300
08315$1,670$2,300
08316$1,700$2,330
08318$1,820$2,180

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP across most large metros, so two homes in one city can carry very different voucher ceilings.

Zoom out

Wider context.

The state picture, every state, and a tool for checking one ZIP fast.

The ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

Live · all 50 states

FMR on every New Jersey listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in New Jersey — and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to New Jersey Section 8 rents or look up a single ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.