Section 8 — St. Lawrence County, NY FMR

Section 8 rents
in st. lawrence county.

HUD Fair Market Rents for every one of the 55 ZIP codes in the St. Lawrence County area (FY2026). The median 2-bedroom runs $1,070/mo and the median 3-bedroom $1,330/mo — with 3-bedroom rents spanning $1,170 to $1,930/mo depending on the ZIP. This is part of New York Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all St. Lawrence County ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$750
1 BR$850
2 BR$1,070
3 BR$1,330
4 BR$1,480

3-bedroom FMR ranges from $1,170 to $1,930/mo across St. Lawrence County's 55 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the St. Lawrence County area. Need one number fast? Check any ZIP instantly.

All 55 ZIPs, sorted.

ZIP2 BR3 BR
12914$970$1,200
12922$1,020$1,260
12927$1,110$1,350
12930$1,310$1,630
12949$1,070$1,280
12965$1,170$1,400
12967$1,110$1,330
12973$1,060$1,310
12980$970$1,200
12986$1,010$1,260
13608$1,160$1,570
13613$970$1,170
13614$970$1,170
13617$1,240$1,490
13621$1,050$1,260
13623$1,140$1,370
13625$1,180$1,410
13630$970$1,170
13633$1,070$1,280
13635$1,060$1,270
13639$1,140$1,480
13642$1,160$1,570
13645$1,070$1,280
13646$1,160$1,570
13647$1,440$1,730
13648$1,140$1,480
13649$970$1,170
13652$1,120$1,340
13654$1,070$1,280
13658$1,150$1,380
13660$1,040$1,250
13662$970$1,170
13664$1,400$1,680
13666$1,070$1,280
13667$1,010$1,210
13668$1,160$1,390
13669$1,030$1,230
13670$1,050$1,330
13672$1,290$1,550
13676$1,160$1,390
13677$1,070$1,280
13678$970$1,170
13679$1,160$1,570
13680$1,030$1,230
13681$1,220$1,460
13683$970$1,170
13684$1,020$1,220
13687$1,220$1,460
13690$990$1,190
13691$1,160$1,570
13694$1,430$1,710
13695$990$1,250
13696$1,270$1,520
13697$1,610$1,930
13699$1,160$1,390

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at st. lawrence county's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,330/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,108/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $831/mo — which supports roughly a $125,000 loan at 7% over 30 years, or about a $167,000 purchase at 75% LTV.

median 3 BR rent$1,330/mo
max PITIA @ 1.20 DSCR$1,108/mo
max P&I (~75% of PITIA)$831/mo
supported loan (7% / 30yr)$125,000
implied price (75% LTV)$167,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

St. Lawrence County Section 8, answered.

The questions investors ask before underwriting a St. Lawrence County voucher deal.
St. Lawrence County FMR —
What is the 3-bedroom Section 8 rent in St. Lawrence County?
The median 3-bedroom Fair Market Rent in the St. Lawrence County area is $1,330/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,170 to $1,930/mo depending on the ZIP code — see the full ZIP table above.
St. Lawrence County FMR —
Why do Section 8 rents differ between ZIP codes in St. Lawrence County?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including St. Lawrence County. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,170 to $1,930/mo across the 55 ZIPs in this area.
St. Lawrence County FMR —
Does a voucher pay the exact ZIP Fair Market Rent in St. Lawrence County?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every st. lawrence county listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in St. Lawrence County — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to New York Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.