Section 8 — Winston-Salem, NC FMR

Section 8 rents
in winston-salem.

HUD Fair Market Rents for every one of the 50 ZIP codes in the Winston-Salem area (FY2026). The median 2-bedroom runs $1,270/mo and the median 3-bedroom $1,660/mo — with 3-bedroom rents spanning $1,180 to $2,430/mo depending on the ZIP. This is part of North Carolina Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Winston-Salem ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,030
1 BR$1,110
2 BR$1,270
3 BR$1,660
4 BR$1,960

3-bedroom FMR ranges from $1,180 to $2,430/mo across Winston-Salem's 50 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Winston-Salem area. Need one number fast? Check any ZIP instantly.

All 50 ZIPs, sorted.

ZIP2 BR3 BR
27006$1,190$1,550
27009$1,520$1,980
27010$1,270$1,660
27011$940$1,230
27014$1,200$1,570
27016$1,310$1,710
27018$930$1,210
27019$940$1,230
27021$1,140$1,490
27022$950$1,240
27023$1,330$1,740
27025$930$1,180
27028$1,060$1,380
27040$1,770$2,310
27042$970$1,230
27045$1,270$1,660
27046$930$1,210
27050$1,050$1,370
27051$1,400$1,830
27052$1,000$1,300
27055$990$1,350
27094$1,270$1,660
27099$1,270$1,660
27101$1,230$1,600
27102$1,270$1,660
27103$1,380$1,800
27104$1,440$1,880
27105$1,100$1,440
27106$1,360$1,770
27108$1,270$1,660
27109$1,360$1,770
27110$1,160$1,520
27111$1,270$1,660
27113$1,270$1,660
27114$1,270$1,660
27115$1,270$1,660
27116$1,270$1,660
27117$1,270$1,660
27120$1,270$1,660
27130$1,270$1,660
27150$1,270$1,660
27152$1,270$1,660
27155$1,270$1,660
27157$1,270$1,660
27199$1,270$1,660
27235$1,900$2,430
27285$1,270$1,660
27357$1,080$1,370
28625$1,110$1,500
28634$1,010$1,370

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at winston-salem's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,660/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,383/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,037/mo — which supports roughly a $156,000 loan at 7% over 30 years, or about a $208,000 purchase at 75% LTV.

median 3 BR rent$1,660/mo
max PITIA @ 1.20 DSCR$1,383/mo
max P&I (~75% of PITIA)$1,037/mo
supported loan (7% / 30yr)$156,000
implied price (75% LTV)$208,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Winston-Salem Section 8, answered.

The questions investors ask before underwriting a Winston-Salem voucher deal.
Winston-Salem FMR —
What is the 3-bedroom Section 8 rent in Winston-Salem?
The median 3-bedroom Fair Market Rent in the Winston-Salem area is $1,660/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,180 to $2,430/mo depending on the ZIP code — see the full ZIP table above.
Winston-Salem FMR —
Why do Section 8 rents differ between ZIP codes in Winston-Salem?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Winston-Salem. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,180 to $2,430/mo across the 50 ZIPs in this area.
Winston-Salem FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Winston-Salem?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every winston-salem listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Winston-Salem — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to North Carolina Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.