Section 8 — NC ZIP index · page 2 of 3

North Carolina ZIP codes
with a Section 8 rent.

Every North Carolina ZIP code HUD publishes a Fair Market Rent for — 1,028 of them, FY2026. This page lists ZIPs 501–1,000, grouped by HUD area, with the 2-bedroom and 3-bedroom ceiling beside each one. Open any ZIP for its full schedule from studio to 4-bedroom.

data as of 2026-08-19 · HUD FY2026

Read the number right

Why the ZIP beats the metro average.

One number per metro hides the spread that decides whether a deal pencils.

A ZIP-level Fair Market Rent is HUD's Small Area FMR: instead of one voucher ceiling for an entire metro, HUD publishes a separate ceiling for each ZIP code, set from what rents actually cost in that ZIP. The metro figure is an average over all of them, so it sits above the weaker ZIPs and below the stronger ones — which is why two houses fifteen minutes apart in the same city can carry Section 8 ceilings hundreds of dollars apart. Underwrite the ZIP's number, not the metro's. The published FMR is still a reference, not a payment: housing authorities set their payment standard at roughly 90–110% of it, and every unit has to clear a rent reasonableness test against comparable local rentals before a lease is approved.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for each ZIP, listed under the HUD area it belongs to. What Fair Market Rent means.

ZIPs 501–1,000 of 1,028 · 52 HUD areas on this page · data as of 2026-08-19 · HUD FY2026

ZIP2 BR3 BR
Rutherford County, NC
28076$930$1,280
28114$930$1,280
28139$1,060$1,470
28150$950$1,320
28160$930$1,270
28167$1,030$1,380
28711$1,480$1,800
28720$1,390$1,920
28746$1,370$1,760
28752$950$1,190
28756$1,370$1,760
Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area
28077$930$1,140
28078$2,090$2,570
28079$2,220$2,730
28082$1,510$1,860
28098$1,420$1,750
28101$1,350$1,660
28104$2,040$2,510
28105$1,880$2,320
28106$1,790$2,200
28108$1,860$2,290
28110$1,550$1,910
28111$1,640$2,020
28112$1,280$1,580
28120$1,370$1,690
28126$1,790$2,200
28130$1,790$2,200
28134$1,890$2,330
28173$1,990$2,450
28174$1,250$1,530
28202$2,530$3,120
28203$2,530$3,120
28204$2,320$2,860
28205$1,620$2,000
28206$1,470$1,810
28207$1,840$2,270
28208$1,470$1,810
28209$1,870$2,300
28210$1,880$2,320
28211$1,990$2,450
28212$1,700$2,090
28213$1,580$1,950
28214$1,810$2,230
28215$1,730$2,130
28216$1,780$2,190
28217$1,960$2,410
28219$1,790$2,200
28220$1,790$2,200
28221$1,790$2,200
28222$1,790$2,200
28223$1,850$2,280
28224$1,790$2,200
28226$1,720$2,120
28227$1,820$2,240
28228$1,790$2,200
28229$1,790$2,200
28230$1,790$2,200
28231$1,790$2,200
28232$1,790$2,200
28233$1,790$2,200
28234$1,790$2,200
28235$1,790$2,200
28236$1,790$2,200
28237$1,790$2,200
28241$1,790$2,200
28244$1,790$2,200
28246$1,790$2,200
28247$1,790$2,200
28254$1,790$2,200
28256$1,790$2,200
28262$1,990$2,450
28266$1,790$2,200
28269$1,990$2,450
28270$2,030$2,500
28271$1,790$2,200
28273$2,130$2,620
28274$1,840$2,270
28277$2,330$2,870
28278$2,080$2,560
28280$1,790$2,200
28281$1,790$2,200
28282$1,790$2,200
28284$1,790$2,200
28285$1,790$2,200
28287$1,790$2,200
28297$1,790$2,200
28299$1,790$2,200
Lincoln County, NC HUD Metro FMR Area
28080$1,280$1,780
28093$1,060$1,470
28164$1,260$1,620
Rowan County, NC HUD Metro FMR Area
28081$1,250$1,580
28083$1,330$1,670
28088$1,210$1,560
28115$1,370$1,850
28125$1,320$1,740
28138$1,240$1,620
28144$1,250$1,640
28145$1,200$1,580
28146$1,160$1,530
28147$1,220$1,610
28159$1,290$1,700
Cleveland County, NC
28086$970$1,320
28089$950$1,320
28090$1,060$1,470
28136$950$1,320
28151$930$1,290
28152$930$1,290
28168$1,060$1,470
28169$930$1,290
28612$1,080$1,350
Anson County, NC HUD Metro FMR Area
28091$1,110$1,330
28102$1,250$1,520
28103$1,200$1,480
28119$1,340$1,610
28133$1,200$1,440
28135$1,230$1,470
28170$1,110$1,330
Hickory-Lenoir-Morganton, NC MSA
28092$1,010$1,400
28601$1,260$1,580
28602$1,140$1,430
28603$1,170$1,470
28609$1,370$1,720
28610$1,140$1,430
28613$1,070$1,340
28619$950$1,210
28628$1,090$1,370
28630$1,110$1,390
28633$980$1,230
28636$1,250$1,720
28637$970$1,220
28638$950$1,210
28641$950$1,210
28647$1,080$1,350
28650$1,060$1,470
28658$1,200$1,500
28661$980$1,230
28666$1,100$1,370
28667$1,030$1,290
28671$1,080$1,350
28673$1,640$2,050
28678$1,250$1,720
28680$1,080$1,350
28681$980$1,230
28682$1,640$2,050
28690$1,090$1,370
Stanly County, NC
28097$950$1,290
28107$1,300$1,610
28109$1,160$1,590
28124$1,260$1,570
28127$970$1,340
28128$930$1,280
28129$930$1,280
28137$1,160$1,590
28163$930$1,280
Iredell County, NC HUD Metro FMR Area
28117$2,010$2,710
28123$1,340$1,810
28166$1,490$2,010
28660$1,250$1,720
28677$1,250$1,720
28687$1,340$1,810
28688$1,340$1,810
Fayetteville, NC HUD Metro FMR Area
28301$1,120$1,520
28302$1,250$1,670
28303$1,260$1,680
28305$1,150$1,530
28307$1,470$1,960
28308$1,280$1,730
28309$1,250$1,670
28310$1,350$1,820
28311$1,270$1,690
28314$1,380$1,840
28331$1,120$1,520
28342$1,120$1,520
28348$1,280$1,710
28395$1,150$1,530
Hoke County, NC HUD Metro FMR Area
28304$1,440$1,920
28376$1,110$1,540
Bladen County, NC
28306$1,120$1,520
28312$1,120$1,520
28332$930$1,260
28337$930$1,260
28392$1,060$1,420
28399$1,120$1,520
28435$1,080$1,440
28448$980$1,370
Pinehurst-Southern Pines, NC MSA
28315$1,160$1,610
28327$1,640$2,280
28350$1,620$2,250
28370$1,360$1,890
28373$1,170$1,630
28374$1,990$2,770
28387$1,350$1,880
28388$1,360$1,890
28394$1,720$2,390
Sampson County, NC
28318$1,120$1,520
28328$930$1,110
28329$930$1,120
28334$1,350$1,660
28341$930$1,110
28344$1,120$1,520
28365$1,100$1,320
28366$1,350$1,660
28382$1,120$1,520
28385$990$1,200
28391$1,120$1,520
28393$930$1,110
28398$1,010$1,210
28421$980$1,370
28441$1,120$1,520
28444$990$1,240
28447$980$1,370
28453$930$1,110
28458$930$1,110
28466$980$1,370
28478$980$1,370
Columbus County, NC
28320$930$1,250
28423$1,100$1,340
28424$930$1,110
28430$930$1,110
28431$930$1,110
28432$1,130$1,350
28433$1,070$1,410
28434$1,040$1,330
28436$1,330$1,620
28438$930$1,120
28439$990$1,200
28442$930$1,110
28450$1,190$1,430
28455$950$1,230
28456$1,160$1,620
28463$930$1,110
28472$940$1,130
Harnett County, NC
28323$940$1,320
28339$940$1,320
28356$1,120$1,520
28368$1,200$1,510
28390$1,160$1,590
Duplin County, NC
28325$1,100$1,320
28349$1,060$1,270
28464$1,110$1,330
28508$1,080$1,290
28518$1,040$1,460
28521$1,210$1,460
Lee County, NC
28326$1,440$1,970
28355$1,140$1,370
Richmond County, NC
28330$950$1,320
28338$930$1,290
28347$1,030$1,440
28367$990$1,350
28379$950$1,320
28380$930$1,290
Goldsboro, NC MSA
28333$1,110$1,330
Robeson County, NC
28340$930$1,190
28357$930$1,250
28358$930$1,190
28359$930$1,190
28360$930$1,190
28362$930$1,190
28369$930$1,190
28371$1,150$1,520
28372$930$1,190
28375$1,000$1,280
28377$930$1,250
28378$960$1,240
28383$930$1,190
28384$1,120$1,520
28386$930$1,250
Scotland County, NC
28343$930$1,240
28345$930$1,290
28351$930$1,250
28352$930$1,240
28353$930$1,250
28363$930$1,260
28364$930$1,250
28396$930$1,240
Pender County, NC HUD Metro FMR Area
28401$1,430$1,880
28411$2,040$2,680
28425$1,010$1,400
28443$1,560$2,170
28445$1,370$1,910
28454$1,710$2,370
28457$990$1,380
Wilmington, NC HUD Metro FMR Area
28402$1,660$2,180
28403$1,650$2,170
28404$1,660$2,180
28405$1,710$2,240
28406$1,660$2,180
28408$1,660$2,180
28409$1,960$2,570
28410$1,660$2,180
28412$1,740$2,280
28428$1,790$2,350
28429$1,430$1,880
28449$1,760$2,310
28480$2,470$3,240
Brunswick County, NC HUD Metro FMR Area
28420$1,200$1,670
28422$1,630$2,270
28451$1,620$2,250
28452$1,200$1,670
28459$1,430$1,990
28461$1,570$2,180
28462$1,160$1,620
28465$1,410$1,960
28467$1,550$2,160
28468$1,510$2,100
28469$1,190$1,660
28470$1,270$1,770
28479$1,420$1,970
Jacksonville, NC MSA
28460$1,470$2,040
28539$1,140$1,590
28540$1,140$1,590
28541$1,170$1,630
28542$1,760$2,450
28543$1,380$1,920
28544$1,120$1,560
28545$1,170$1,630
28546$1,140$1,590
28547$1,440$2,000
Lenoir County, NC
28501$1,190$1,600
28504$960$1,290
28525$930$1,220
28526$1,190$1,600
28530$1,190$1,600
28538$990$1,270
28551$1,070$1,320
28572$1,040$1,460
28578$1,110$1,360
28580$930$1,200
Pamlico County, NC
28509$1,080$1,290
28510$1,220$1,510
28515$1,070$1,290
28529$1,070$1,290
28537$1,070$1,290
28552$1,070$1,330
28556$1,150$1,380
28560$1,190$1,600
28571$1,350$1,620
28583$1,080$1,290
28587$1,070$1,290
Carteret County, NC
28511$1,200$1,540
28512$1,170$1,500
28516$1,100$1,430
28520$1,130$1,440
28524$1,200$1,540
28528$1,100$1,430
28531$1,190$1,550
28553$1,200$1,540
28557$1,270$1,630
28570$1,130$1,450
28575$1,170$1,500
28577$1,200$1,540
28579$1,100$1,430
28581$1,180$1,510
28582$1,320$1,780
28584$1,470$1,950
28589$1,100$1,430
28594$1,690$2,170
Greene County, NC
28513$990$1,340
28554$930$1,200
Craven County, NC
28519$1,190$1,600
28523$1,190$1,600
28527$1,190$1,600
28532$1,340$1,800
28533$1,340$1,800
28561$1,190$1,600
28563$1,190$1,600
28564$1,190$1,600
28586$1,190$1,600
Jones County, NC
28522$930$1,190
28555$1,210$1,640
28562$1,190$1,600
28573$1,190$1,600
28574$1,150$1,600
28585$930$1,190
Greenville, NC MSA
28590$1,170$1,570
Watauga County, NC
28604$1,150$1,400
28605$1,200$1,540
28607$1,290$1,650
28622$1,150$1,400
28679$1,210$1,530
28684$1,180$1,530
28692$1,150$1,460
28698$1,150$1,400
Wilkes County, NC
28606$950$1,210
28618$1,150$1,440
28621$950$1,180
28624$970$1,260
28635$960$1,260
28640$930$1,220
28642$930$1,210
28644$960$1,220
28645$1,150$1,400
28649$940$1,240
28651$930$1,230
28654$1,200$1,600
28656$930$1,240
28659$990$1,320
28665$930$1,230
28669$930$1,240
28670$930$1,230
28676$930$1,140
28683$930$1,160
28685$930$1,240
28689$1,020$1,360
28694$930$1,220
28697$930$1,230
Avery County, NC
28611$1,030$1,290
28616$950$1,150
28646$1,030$1,260
28652$950$1,150
28653$950$1,150
28662$950$1,150
28664$950$1,150
Ashe County, NC
28615$930$1,220
28617$930$1,220
28626$1,340$1,770
28629$930$1,220
28631$1,130$1,490
28643$1,320$1,740
28672$930$1,230
28693$1,120$1,480
Surry County, NC
28623$960$1,150
Winston-Salem, NC HUD Metro FMR Area
28625$1,110$1,500
28634$1,010$1,370
Alleghany County, NC
28627$990$1,190
28663$980$1,180
28668$930$1,180
McDowell County, NC
28655$1,370$1,760
28749$930$1,170
28761$990$1,260
28762$1,430$1,830
Mitchell County, NC
28657$950$1,210
28765$930$1,140
Grayson County, VA
28675$1,010$1,210
Asheville, NC MSA
28701$1,530$1,860
28704$1,750$2,130
28709$1,840$2,240
28710$1,430$1,760
28724$1,430$1,760
28726$1,370$1,760
28727$1,430$1,760
28728$1,640$1,990
28729$2,290$2,780
28730$1,390$1,760
28732$1,590$1,930
28735$1,380$1,760
28748$1,370$1,760
28753$1,370$1,760
28757$1,370$1,760
28758$1,420$1,760
28760$1,430$1,760
28770$1,450$1,830
28776$1,640$1,990
28778$1,370$1,760
Swain County, NC
28702$940$1,250
28713$930$1,260
28719$1,110$1,330
28771$960$1,240
28781$970$1,260
Yancey County, NC
28705$1,050$1,290
28714$1,370$1,760
28740$1,060$1,380
28754$1,370$1,760
28755$940$1,240
28777$950$1,150
Jackson County, NC
28707$1,040$1,320
28717$1,310$1,620
28723$1,110$1,330
28725$1,110$1,460
28736$1,170$1,550
28751$1,280$1,530
Transylvania County, NC
28708$1,090$1,320
28712$1,190$1,430
28718$1,280$1,540
28739$1,370$1,760
28742$1,370$1,760
28747$1,040$1,250
28759$1,810$2,200
28766$1,370$1,760
28768$1,370$1,760
28772$1,150$1,380
28774$1,600$2,010
Haywood County, NC
28715$1,550$1,880
28716$1,370$1,760
28721$1,370$1,760
28738$1,230$1,470
28743$1,370$1,760
28745$1,270$1,520
Polk County, NC
28722$1,030$1,420
28731$1,370$1,760
28750$980$1,350
28773$1,380$1,770
28782$1,190$1,640
Graham County, NC
28733$950$1,240
Macon County, NC
28734$970$1,230
28741$1,230$1,490
28744$990$1,190
28763$970$1,160
28775$1,240$1,570
28779$1,110$1,330

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP across most large metros, so two homes in one city can carry very different voucher ceilings.

Zoom out

Wider context.

The state picture, every state, and a tool for checking one ZIP fast.

The ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

Live · all 50 states

FMR on every North Carolina listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in North Carolina — and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to North Carolina Section 8 rents or look up a single ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.