Section 8 — Cleveland, OH FMR

Section 8 rents
in cleveland.

HUD Fair Market Rents for every one of the 103 ZIP codes in the Cleveland area (FY2026). The median 2-bedroom runs $1,320/mo and the median 3-bedroom $1,700/mo — with 3-bedroom rents spanning $1,250 to $2,470/mo depending on the ZIP. This is part of Ohio Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Cleveland ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$960
1 BR$1,090
2 BR$1,320
3 BR$1,700
4 BR$1,820

3-bedroom FMR ranges from $1,250 to $2,470/mo across Cleveland's 103 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Cleveland area. Need one number fast? Check any ZIP instantly.

All 103 ZIPs, sorted.

ZIP2 BR3 BR
44001$1,190$1,530
44011$1,780$2,290
44012$1,860$2,390
44017$1,280$1,650
44021$1,190$1,530
44022$1,850$2,380
44023$1,920$2,470
44024$1,350$1,740
44026$1,560$2,000
44028$1,890$2,430
44033$1,250$1,610
44035$1,150$1,480
44036$1,190$1,530
44039$1,320$1,700
44040$1,920$2,470
44044$1,260$1,620
44045$1,140$1,470
44049$1,090$1,400
44050$1,370$1,760
44052$1,140$1,470
44053$1,080$1,390
44054$1,360$1,750
44055$1,130$1,450
44060$1,440$1,850
44061$1,340$1,720
44065$1,090$1,400
44070$1,350$1,740
44072$1,870$2,410
44074$1,180$1,520
44077$1,230$1,580
44080$1,090$1,380
44081$1,100$1,420
44090$1,010$1,300
44092$1,320$1,700
44094$1,480$1,900
44095$1,250$1,610
44096$1,340$1,720
44101$1,610$2,080
44102$1,130$1,450
44103$1,070$1,380
44104$980$1,260
44105$1,070$1,380
44106$1,450$1,870
44107$1,360$1,750
44108$1,160$1,490
44109$1,080$1,390
44110$1,100$1,420
44111$1,180$1,520
44112$1,080$1,390
44113$1,920$2,470
44114$1,780$2,290
44115$1,540$1,980
44116$1,410$1,810
44117$1,080$1,390
44118$1,490$1,920
44119$1,180$1,520
44120$1,210$1,560
44121$1,420$1,830
44122$1,840$2,370
44123$1,280$1,650
44124$1,480$1,900
44125$1,390$1,790
44126$1,210$1,560
44127$970$1,250
44128$1,250$1,610
44129$1,250$1,610
44130$1,380$1,780
44131$1,840$2,370
44132$1,270$1,630
44133$1,320$1,700
44134$1,410$1,810
44135$1,280$1,650
44136$1,500$1,930
44137$1,610$2,070
44138$1,500$1,930
44139$1,780$2,290
44140$1,750$2,250
44141$1,760$2,260
44142$1,350$1,740
44143$1,200$1,540
44144$1,150$1,480
44145$1,760$2,260
44146$1,240$1,600
44147$1,350$1,740
44149$1,570$2,020
44181$1,280$1,650
44199$1,280$1,650
44202$1,900$2,320
44212$1,440$1,850
44215$1,350$1,740
44233$1,170$1,510
44234$1,140$1,410
44251$1,920$2,470
44253$1,270$1,630
44254$1,090$1,400
44256$1,420$1,830
44258$1,370$1,760
44274$1,280$1,650
44275$1,370$1,760
44280$1,920$2,470
44282$1,370$1,760
44321$1,700$2,070
44333$1,320$1,610

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at cleveland's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,700/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,417/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,063/mo — which supports roughly a $160,000 loan at 7% over 30 years, or about a $213,000 purchase at 75% LTV.

median 3 BR rent$1,700/mo
max PITIA @ 1.20 DSCR$1,417/mo
max P&I (~75% of PITIA)$1,063/mo
supported loan (7% / 30yr)$160,000
implied price (75% LTV)$213,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Cleveland Section 8, answered.

The questions investors ask before underwriting a Cleveland voucher deal.
Cleveland FMR —
What is the 3-bedroom Section 8 rent in Cleveland?
The median 3-bedroom Fair Market Rent in the Cleveland area is $1,700/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,250 to $2,470/mo depending on the ZIP code — see the full ZIP table above.
Cleveland FMR —
Why do Section 8 rents differ between ZIP codes in Cleveland?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Cleveland. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,250 to $2,470/mo across the 103 ZIPs in this area.
Cleveland FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Cleveland?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every cleveland listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Cleveland — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Ohio Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.