Section 8 — Harrisburg-Carlisle, PA FMR

Section 8 rents
in harrisburg-carlisle.

HUD Fair Market Rents for every one of the 65 ZIP codes in the Harrisburg-Carlisle area (FY2026). The median 2-bedroom runs $1,370/mo and the median 3-bedroom $1,780/mo — with 3-bedroom rents spanning $1,340 to $2,420/mo depending on the ZIP. This is part of Pennsylvania Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Harrisburg-Carlisle ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$980
1 BR$1,110
2 BR$1,370
3 BR$1,780
4 BR$1,840

3-bedroom FMR ranges from $1,340 to $2,420/mo across Harrisburg-Carlisle's 65 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Harrisburg-Carlisle area. Need one number fast? Check any ZIP instantly.

All 65 ZIPs, sorted.

ZIP2 BR3 BR
17001$1,530$1,970
17005$1,300$1,670
17006$1,390$1,790
17007$1,220$1,570
17013$1,340$1,720
17015$1,490$1,920
17018$1,290$1,660
17020$1,130$1,450
17023$1,040$1,340
17024$1,340$1,720
17025$1,430$1,840
17027$1,520$1,980
17030$1,040$1,340
17032$1,060$1,360
17034$1,310$1,690
17036$1,790$2,300
17037$1,070$1,370
17040$1,220$1,570
17043$1,250$1,610
17047$1,060$1,360
17048$1,300$1,670
17050$1,880$2,420
17053$1,230$1,580
17057$1,450$1,870
17061$1,060$1,360
17065$1,210$1,560
17068$1,240$1,600
17069$1,220$1,570
17071$1,040$1,340
17072$1,530$1,970
17074$1,040$1,340
17080$1,040$1,340
17081$1,490$1,920
17089$1,530$1,970
17090$1,040$1,340
17093$1,410$1,800
17097$1,520$1,960
17098$1,140$1,470
17101$1,250$1,610
17102$1,400$1,800
17103$1,300$1,670
17104$1,260$1,620
17105$1,500$1,930
17106$1,500$1,930
17108$1,500$1,930
17109$1,560$2,010
17110$1,710$2,200
17111$1,650$2,120
17112$1,750$2,250
17113$1,470$1,890
17120$1,500$1,930
17121$1,500$1,930
17122$1,500$1,930
17123$1,500$1,930
17124$1,500$1,930
17125$1,500$1,930
17126$1,500$1,930
17127$1,500$1,930
17129$1,500$1,930
17240$1,670$2,160
17241$1,230$1,580
17257$1,370$1,780
17266$1,100$1,410
17307$1,130$1,510
17324$1,100$1,440

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at harrisburg-carlisle's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,780/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,483/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,112/mo — which supports roughly a $167,000 loan at 7% over 30 years, or about a $223,000 purchase at 75% LTV.

median 3 BR rent$1,780/mo
max PITIA @ 1.20 DSCR$1,483/mo
max P&I (~75% of PITIA)$1,112/mo
supported loan (7% / 30yr)$167,000
implied price (75% LTV)$223,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Harrisburg-Carlisle Section 8, answered.

The questions investors ask before underwriting a Harrisburg-Carlisle voucher deal.
Harrisburg-Carlisle FMR —
What is the 3-bedroom Section 8 rent in Harrisburg-Carlisle?
The median 3-bedroom Fair Market Rent in the Harrisburg-Carlisle area is $1,780/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,340 to $2,420/mo depending on the ZIP code — see the full ZIP table above.
Harrisburg-Carlisle FMR —
Why do Section 8 rents differ between ZIP codes in Harrisburg-Carlisle?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Harrisburg-Carlisle. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,340 to $2,420/mo across the 65 ZIPs in this area.
Harrisburg-Carlisle FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Harrisburg-Carlisle?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every harrisburg-carlisle listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Harrisburg-Carlisle — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Pennsylvania Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.