Section 8 — Johnstown, PA FMR

Section 8 rents
in johnstown.

HUD Fair Market Rents for every one of the 45 ZIP codes in the Johnstown area (FY2026). The median 2-bedroom runs $1,040/mo and the median 3-bedroom $1,440/mo — with 3-bedroom rents spanning $1,340 to $2,140/mo depending on the ZIP. This is part of Pennsylvania Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Johnstown ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$840
1 BR$850
2 BR$1,040
3 BR$1,440
4 BR$1,490

3-bedroom FMR ranges from $1,340 to $2,140/mo across Johnstown's 45 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Johnstown area. Need one number fast? Check any ZIP instantly.

All 45 ZIPs, sorted.

ZIP2 BR3 BR
15722$970$1,340
15737$970$1,340
15738$970$1,340
15760$1,060$1,460
15762$1,190$1,640
15773$970$1,340
15775$1,030$1,420
15901$970$1,340
15902$1,020$1,410
15906$970$1,340
15907$1,040$1,440
15909$1,010$1,400
15915$1,040$1,440
15921$1,030$1,420
15922$1,080$1,490
15925$1,040$1,440
15927$1,080$1,490
15930$1,000$1,370
15931$1,080$1,490
15934$1,040$1,440
15938$1,050$1,450
15940$1,110$1,530
15942$1,150$1,590
15943$1,110$1,530
15945$1,010$1,400
15948$1,100$1,510
15951$990$1,360
15952$1,040$1,430
15955$1,030$1,420
15956$970$1,340
15958$1,050$1,450
15960$1,100$1,520
15962$1,550$2,140
16601$1,110$1,420
16613$1,270$1,700
16619$970$1,340
16624$1,050$1,450
16629$1,040$1,440
16630$970$1,340
16636$1,530$2,060
16641$1,130$1,560
16644$1,040$1,440
16668$970$1,340
16675$970$1,340
16699$1,040$1,440

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at johnstown's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,440/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,200/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $900/mo — which supports roughly a $135,000 loan at 7% over 30 years, or about a $180,000 purchase at 75% LTV.

median 3 BR rent$1,440/mo
max PITIA @ 1.20 DSCR$1,200/mo
max P&I (~75% of PITIA)$900/mo
supported loan (7% / 30yr)$135,000
implied price (75% LTV)$180,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Johnstown Section 8, answered.

The questions investors ask before underwriting a Johnstown voucher deal.
Johnstown FMR —
What is the 3-bedroom Section 8 rent in Johnstown?
The median 3-bedroom Fair Market Rent in the Johnstown area is $1,440/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,340 to $2,140/mo depending on the ZIP code — see the full ZIP table above.
Johnstown FMR —
Why do Section 8 rents differ between ZIP codes in Johnstown?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Johnstown. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,340 to $2,140/mo across the 45 ZIPs in this area.
Johnstown FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Johnstown?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every johnstown listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Johnstown — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Pennsylvania Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.