Section 8 — Lancaster, PA FMR

Section 8 rents
in lancaster.

HUD Fair Market Rents for every one of the 60 ZIP codes in the Lancaster area (FY2026). The median 2-bedroom runs $1,530/mo and the median 3-bedroom $1,990/mo — with 3-bedroom rents spanning $1,640 to $2,840/mo depending on the ZIP. This is part of Pennsylvania Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Lancaster ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,100
1 BR$1,220
2 BR$1,530
3 BR$1,990
4 BR$2,030

3-bedroom FMR ranges from $1,640 to $2,840/mo across Lancaster's 60 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Lancaster area. Need one number fast? Check any ZIP instantly.

All 60 ZIPs, sorted.

ZIP2 BR3 BR
17022$1,500$1,940
17501$1,410$1,830
17502$1,260$1,640
17503$1,530$1,990
17504$1,610$2,090
17505$2,140$2,780
17506$1,570$2,030
17507$1,270$1,650
17508$1,390$1,800
17509$1,280$1,660
17512$1,310$1,700
17516$1,420$1,840
17517$1,360$1,760
17518$1,300$1,690
17519$1,690$2,190
17520$1,650$2,140
17521$1,530$1,990
17522$1,290$1,670
17528$1,530$1,990
17529$1,700$2,210
17532$1,260$1,640
17533$1,530$1,990
17534$1,520$1,970
17535$1,640$2,130
17537$1,530$1,990
17538$1,260$1,640
17540$1,630$2,110
17543$1,550$2,010
17547$1,340$1,740
17550$1,340$1,740
17551$2,000$2,590
17552$1,540$2,000
17554$1,560$2,020
17557$1,470$1,910
17560$1,330$1,730
17562$1,350$1,750
17563$1,600$2,080
17564$1,530$1,990
17565$1,460$1,890
17566$1,390$1,800
17567$1,530$1,990
17568$1,830$2,390
17570$1,500$1,950
17572$1,260$1,640
17575$1,530$1,990
17576$1,650$2,140
17578$1,260$1,640
17579$1,380$1,790
17580$1,530$1,990
17581$1,260$1,640
17582$1,590$2,070
17584$2,190$2,840
17585$1,530$1,990
17601$1,740$2,260
17602$1,610$2,090
17603$1,610$2,090
17604$1,530$1,990
17605$1,530$1,990
17606$1,550$2,010
17608$1,530$1,990

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at lancaster's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,990/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,658/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,244/mo — which supports roughly a $187,000 loan at 7% over 30 years, or about a $249,000 purchase at 75% LTV.

median 3 BR rent$1,990/mo
max PITIA @ 1.20 DSCR$1,658/mo
max P&I (~75% of PITIA)$1,244/mo
supported loan (7% / 30yr)$187,000
implied price (75% LTV)$249,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Lancaster Section 8, answered.

The questions investors ask before underwriting a Lancaster voucher deal.
Lancaster FMR —
What is the 3-bedroom Section 8 rent in Lancaster?
The median 3-bedroom Fair Market Rent in the Lancaster area is $1,990/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,640 to $2,840/mo depending on the ZIP code — see the full ZIP table above.
Lancaster FMR —
Why do Section 8 rents differ between ZIP codes in Lancaster?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Lancaster. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,640 to $2,840/mo across the 60 ZIPs in this area.
Lancaster FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Lancaster?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every lancaster listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Lancaster — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Pennsylvania Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.