Section 8 — Somerset County, PA FMR

Section 8 rents
in somerset county.

HUD Fair Market Rents for every one of the 47 ZIP codes in the Somerset County area (FY2026). The median 2-bedroom runs $970/mo and the median 3-bedroom $1,310/mo — with 3-bedroom rents spanning $1,230 to $1,960/mo depending on the ZIP. This is part of Pennsylvania Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Somerset County ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$830
1 BR$830
2 BR$970
3 BR$1,310
4 BR$1,480

3-bedroom FMR ranges from $1,230 to $1,960/mo across Somerset County's 47 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Somerset County area. Need one number fast? Check any ZIP instantly.

All 47 ZIPs, sorted.

ZIP2 BR3 BR
15411$1,180$1,590
15424$1,010$1,340
15485$970$1,310
15501$970$1,310
15502$970$1,310
15510$970$1,310
15520$970$1,310
15530$970$1,310
15531$1,070$1,440
15532$990$1,340
15534$970$1,230
15538$970$1,290
15540$1,020$1,360
15541$990$1,330
15542$1,260$1,690
15544$1,070$1,440
15545$990$1,260
15546$980$1,330
15547$1,030$1,380
15548$970$1,310
15549$970$1,310
15550$970$1,230
15551$980$1,320
15552$970$1,310
15553$970$1,310
15555$970$1,310
15557$970$1,310
15558$1,010$1,360
15559$1,190$1,500
15560$970$1,310
15561$970$1,310
15562$1,460$1,960
15563$970$1,310
15564$970$1,310
15565$1,090$1,470
15622$1,030$1,330
15904$1,170$1,620
15905$1,140$1,570
15924$1,040$1,400
15926$1,090$1,460
15928$1,090$1,500
15935$1,050$1,420
15936$970$1,310
15937$970$1,310
15953$970$1,310
15959$970$1,310
15963$970$1,320

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at somerset county's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,310/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,092/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $819/mo — which supports roughly a $123,000 loan at 7% over 30 years, or about a $164,000 purchase at 75% LTV.

median 3 BR rent$1,310/mo
max PITIA @ 1.20 DSCR$1,092/mo
max P&I (~75% of PITIA)$819/mo
supported loan (7% / 30yr)$123,000
implied price (75% LTV)$164,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Somerset County Section 8, answered.

The questions investors ask before underwriting a Somerset County voucher deal.
Somerset County FMR —
What is the 3-bedroom Section 8 rent in Somerset County?
The median 3-bedroom Fair Market Rent in the Somerset County area is $1,310/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,230 to $1,960/mo depending on the ZIP code — see the full ZIP table above.
Somerset County FMR —
Why do Section 8 rents differ between ZIP codes in Somerset County?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Somerset County. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,230 to $1,960/mo across the 47 ZIPs in this area.
Somerset County FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Somerset County?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every somerset county listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Somerset County — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Pennsylvania Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.