Section 8 — Providence-Fall River, RI FMR

Section 8 rents
in providence-fall river.

HUD Fair Market Rents for every one of the 88 ZIP codes in the Providence-Fall River area (FY2026). The median 2-bedroom runs $1,810/mo and the median 3-bedroom $2,190/mo — with 3-bedroom rents spanning $1,760 to $3,130/mo depending on the ZIP. This is part of Rhode Island Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Providence-Fall River ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,380
1 BR$1,470
2 BR$1,810
3 BR$2,190
4 BR$2,600

3-bedroom FMR ranges from $1,760 to $3,130/mo across Providence-Fall River's 88 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Providence-Fall River area. Need one number fast? Check any ZIP instantly.

All 88 ZIPs, sorted.

ZIP2 BR3 BR
02703$1,980$2,390
02720$1,620$1,960
02721$1,460$1,760
02722$1,650$1,990
02723$1,510$1,820
02724$1,540$1,860
02725$1,710$2,070
02726$1,830$2,210
02760$2,560$3,080
02761$1,650$1,990
02763$1,820$2,200
02769$1,630$1,970
02771$2,370$2,860
02791$1,750$2,110
02801$2,330$2,810
02802$1,770$2,130
02806$2,290$2,760
02809$1,830$2,210
02812$1,980$2,410
02813$1,960$2,370
02814$1,600$1,930
02815$1,930$2,330
02816$1,700$2,050
02817$2,590$3,130
02818$2,030$2,450
02822$2,190$2,660
02823$2,190$2,640
02824$1,590$1,930
02825$2,060$2,520
02826$1,460$1,760
02827$2,590$3,130
02828$1,810$2,190
02829$1,600$1,930
02830$1,460$1,760
02831$2,320$2,800
02835$2,530$3,050
02836$2,170$2,620
02837$2,590$3,130
02838$1,740$2,100
02839$2,040$2,460
02852$1,780$2,150
02857$1,930$2,330
02858$1,480$1,790
02859$1,540$1,860
02860$1,610$1,940
02861$1,670$2,020
02862$1,730$2,090
02863$1,500$1,810
02864$1,630$1,970
02865$1,800$2,170
02874$1,880$2,280
02875$2,170$2,620
02876$2,590$3,130
02877$1,860$2,250
02879$1,880$2,270
02880$1,860$2,250
02881$1,850$2,230
02882$2,260$2,730
02883$1,860$2,250
02885$1,690$2,040
02886$1,960$2,370
02887$1,810$2,190
02888$1,700$2,050
02889$1,840$2,220
02892$2,270$2,740
02893$1,680$2,030
02895$1,600$1,930
02896$1,580$1,910
02901$1,730$2,090
02903$2,430$2,930
02904$1,740$2,100
02905$1,700$2,050
02906$2,340$2,830
02907$1,590$1,920
02908$1,730$2,090
02909$1,600$1,930
02910$1,800$2,170
02911$1,950$2,350
02912$2,350$2,840
02914$1,810$2,190
02915$1,960$2,370
02916$1,640$1,980
02917$1,460$1,760
02918$1,730$2,090
02919$1,720$2,080
02920$1,890$2,280
02921$2,140$2,580
02940$1,730$2,090

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at providence-fall river's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,190/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,825/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,369/mo — which supports roughly a $206,000 loan at 7% over 30 years, or about a $275,000 purchase at 75% LTV.

median 3 BR rent$2,190/mo
max PITIA @ 1.20 DSCR$1,825/mo
max P&I (~75% of PITIA)$1,369/mo
supported loan (7% / 30yr)$206,000
implied price (75% LTV)$275,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Providence-Fall River Section 8, answered.

The questions investors ask before underwriting a Providence-Fall River voucher deal.
Providence-Fall River FMR —
What is the 3-bedroom Section 8 rent in Providence-Fall River?
The median 3-bedroom Fair Market Rent in the Providence-Fall River area is $2,190/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,760 to $3,130/mo depending on the ZIP code — see the full ZIP table above.
Providence-Fall River FMR —
Why do Section 8 rents differ between ZIP codes in Providence-Fall River?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Providence-Fall River. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,760 to $3,130/mo across the 88 ZIPs in this area.
Providence-Fall River FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Providence-Fall River?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every providence-fall river listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Providence-Fall River — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Rhode Island Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.