Section 8 — Charleston-North Charleston, SC FMR

Section 8 rents
in charleston-north charleston.

HUD Fair Market Rents for every one of the 53 ZIP codes in the Charleston-North Charleston area (FY2026). The median 2-bedroom runs $1,820/mo and the median 3-bedroom $2,260/mo — with 3-bedroom rents spanning $1,620 to $3,330/mo depending on the ZIP. This is part of South Carolina Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Charleston-North Charleston ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,590
1 BR$1,660
2 BR$1,820
3 BR$2,260
4 BR$2,610

3-bedroom FMR ranges from $1,620 to $3,330/mo across Charleston-North Charleston's 53 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Charleston-North Charleston area. Need one number fast? Check any ZIP instantly.

All 53 ZIPs, sorted.

ZIP2 BR3 BR
29401$2,320$2,890
29402$1,820$2,260
29403$2,190$2,720
29404$2,160$2,690
29405$1,540$1,920
29406$1,690$2,100
29407$1,880$2,340
29409$2,190$2,720
29410$1,660$2,060
29412$2,130$2,650
29413$1,820$2,260
29414$2,110$2,620
29415$1,820$2,260
29416$1,820$2,260
29417$1,820$2,260
29418$1,560$1,940
29419$1,820$2,260
29420$1,790$2,230
29422$1,820$2,260
29423$1,820$2,260
29424$2,270$2,830
29425$1,820$2,260
29426$1,520$1,890
29429$2,080$2,590
29431$1,320$1,640
29434$1,410$1,760
29437$1,300$1,620
29439$2,530$3,150
29445$1,770$2,200
29448$1,300$1,620
29449$1,300$1,620
29450$1,810$2,250
29451$2,680$3,330
29453$1,430$1,780
29455$1,800$2,240
29456$1,780$2,210
29457$1,820$2,260
29458$2,130$2,630
29461$1,460$1,820
29464$2,530$3,150
29465$1,820$2,260
29466$2,540$3,160
29468$1,300$1,620
29469$1,350$1,690
29470$1,300$1,620
29479$1,300$1,620
29482$2,540$3,160
29483$1,510$1,880
29484$1,650$2,050
29485$1,760$2,190
29486$1,850$2,300
29487$1,690$2,100
29492$2,250$2,800

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at charleston-north charleston's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $2,260/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,883/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,412/mo — which supports roughly a $212,000 loan at 7% over 30 years, or about a $283,000 purchase at 75% LTV.

median 3 BR rent$2,260/mo
max PITIA @ 1.20 DSCR$1,883/mo
max P&I (~75% of PITIA)$1,412/mo
supported loan (7% / 30yr)$212,000
implied price (75% LTV)$283,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Charleston-North Charleston Section 8, answered.

The questions investors ask before underwriting a Charleston-North Charleston voucher deal.
Charleston-North Charleston FMR —
What is the 3-bedroom Section 8 rent in Charleston-North Charleston?
The median 3-bedroom Fair Market Rent in the Charleston-North Charleston area is $2,260/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,620 to $3,330/mo depending on the ZIP code — see the full ZIP table above.
Charleston-North Charleston FMR —
Why do Section 8 rents differ between ZIP codes in Charleston-North Charleston?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Charleston-North Charleston. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,620 to $3,330/mo across the 53 ZIPs in this area.
Charleston-North Charleston FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Charleston-North Charleston?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every charleston-north charleston listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Charleston-North Charleston — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to South Carolina Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.