Section 8 — Columbia, SC FMR

Section 8 rents
in columbia.

HUD Fair Market Rents for every one of the 60 ZIP codes in the Columbia area (FY2026). The median 2-bedroom runs $1,320/mo and the median 3-bedroom $1,680/mo — with 3-bedroom rents spanning $1,300 to $2,340/mo depending on the ZIP. This is part of South Carolina Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Columbia ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,070
1 BR$1,200
2 BR$1,320
3 BR$1,680
4 BR$1,980

3-bedroom FMR ranges from $1,300 to $2,340/mo across Columbia's 60 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Columbia area. Need one number fast? Check any ZIP instantly.

All 60 ZIPs, sorted.

ZIP2 BR3 BR
29002$1,320$1,680
29006$1,020$1,300
29014$1,170$1,500
29015$1,170$1,500
29016$1,410$1,790
29033$1,430$1,820
29044$1,170$1,500
29052$1,170$1,500
29053$1,170$1,500
29054$1,170$1,500
29055$1,170$1,500
29061$1,460$1,860
29063$1,730$2,200
29065$1,170$1,500
29071$1,220$1,550
29072$1,430$1,820
29073$1,170$1,500
29105$1,110$1,430
29123$1,170$1,500
29129$1,020$1,300
29166$1,170$1,500
29169$1,220$1,550
29170$1,170$1,500
29171$1,220$1,550
29172$1,170$1,500
29177$1,840$2,340
29180$1,170$1,500
29201$1,720$2,190
29202$1,320$1,680
29203$1,250$1,590
29204$1,170$1,500
29205$1,340$1,700
29206$1,490$1,900
29207$1,330$1,690
29208$1,720$2,190
29209$1,390$1,770
29210$1,360$1,730
29211$1,320$1,680
29212$1,460$1,860
29214$1,270$1,620
29215$1,320$1,680
29216$1,320$1,680
29217$1,320$1,680
29218$1,320$1,680
29220$1,320$1,680
29221$1,320$1,680
29222$1,320$1,680
29223$1,390$1,770
29224$1,320$1,680
29225$1,720$2,190
29226$1,320$1,680
29227$1,320$1,680
29229$1,770$2,250
29230$1,320$1,680
29240$1,320$1,680
29250$1,320$1,680
29260$1,320$1,680
29290$1,320$1,680
29824$1,020$1,300
29832$1,020$1,300

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at columbia's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,680/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,400/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,050/mo — which supports roughly a $158,000 loan at 7% over 30 years, or about a $211,000 purchase at 75% LTV.

median 3 BR rent$1,680/mo
max PITIA @ 1.20 DSCR$1,400/mo
max P&I (~75% of PITIA)$1,050/mo
supported loan (7% / 30yr)$158,000
implied price (75% LTV)$211,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Columbia Section 8, answered.

The questions investors ask before underwriting a Columbia voucher deal.
Columbia FMR —
What is the 3-bedroom Section 8 rent in Columbia?
The median 3-bedroom Fair Market Rent in the Columbia area is $1,680/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,300 to $2,340/mo depending on the ZIP code — see the full ZIP table above.
Columbia FMR —
Why do Section 8 rents differ between ZIP codes in Columbia?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Columbia. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,300 to $2,340/mo across the 60 ZIPs in this area.
Columbia FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Columbia?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every columbia listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Columbia — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to South Carolina Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.