Section 8 — Knoxville, TN FMR

Section 8 rents
in knoxville.

HUD Fair Market Rents for every one of the 53 ZIP codes in the Knoxville area (FY2026). The median 2-bedroom runs $1,470/mo and the median 3-bedroom $1,860/mo — with 3-bedroom rents spanning $1,290 to $2,800/mo depending on the ZIP. This is part of Tennessee Section 8 rents.

Area median

FMR by bedroom.

Median Fair Market Rent across all Knoxville ZIPs, by unit size (FY2026).
bedroomsmedian FMR / mo
studio / 0 BR$1,180
1 BR$1,180
2 BR$1,470
3 BR$1,860
4 BR$2,170

3-bedroom FMR ranges from $1,290 to $2,800/mo across Knoxville's 53 ZIP codes — Small Area FMRs vary widely within a single metro.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for every ZIP in the Knoxville area. Need one number fast? Check any ZIP instantly.

All 53 ZIPs, sorted.

ZIP2 BR3 BR
37701$1,470$1,860
37705$1,680$2,130
37710$1,030$1,320
37716$1,210$1,530
37717$1,290$1,630
37721$1,380$1,780
37737$1,410$1,790
37742$1,240$1,570
37754$1,360$1,720
37772$1,710$2,170
37777$1,080$1,380
37802$1,340$1,700
37803$1,410$1,790
37804$1,470$1,860
37807$1,180$1,490
37828$1,330$1,680
37831$1,290$1,630
37849$1,330$1,680
37853$1,070$1,370
37866$1,020$1,290
37878$1,330$1,700
37882$1,310$1,660
37886$1,340$1,700
37901$1,530$1,940
37902$1,840$2,330
37909$1,470$1,860
37912$1,380$1,750
37914$1,330$1,680
37915$1,220$1,550
37916$1,500$1,900
37917$1,630$2,070
37918$1,440$1,820
37919$1,690$2,140
37921$1,530$1,940
37922$2,090$2,650
37923$1,660$2,100
37924$1,310$1,660
37927$1,530$1,940
37928$1,530$1,940
37929$1,530$1,940
37930$1,530$1,940
37931$1,840$2,330
37932$1,910$2,420
37933$1,530$1,940
37934$2,210$2,800
37938$1,460$1,860
37939$1,530$1,940
37940$1,530$1,940
37950$1,530$1,940
37995$1,530$1,940
37996$1,530$1,940
37997$1,530$1,940
37998$1,530$1,940

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP in this metro, so two homes in the same city can carry very different voucher ceilings.

The underwriting

The DSCR math at knoxville's median rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the median 3-bedroom Section 8 rent of $1,860/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,550/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,163/mo — which supports roughly a $175,000 loan at 7% over 30 years, or about a $233,000 purchase at 75% LTV.

median 3 BR rent$1,860/mo
max PITIA @ 1.20 DSCR$1,550/mo
max P&I (~75% of PITIA)$1,163/mo
supported loan (7% / 30yr)$175,000
implied price (75% LTV)$233,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, 7.0% 30-year fixed, 75% LTV. Your taxes, insurance, rate, and LTV will differ — run your exact numbers in the DSCR calculator.

FAQ

Knoxville Section 8, answered.

The questions investors ask before underwriting a Knoxville voucher deal.
Knoxville FMR —
What is the 3-bedroom Section 8 rent in Knoxville?
The median 3-bedroom Fair Market Rent in the Knoxville area is $1,860/mo (FY2026). Under HUD's Small Area FMR schedule it ranges from $1,290 to $2,800/mo depending on the ZIP code — see the full ZIP table above.
Knoxville FMR —
Why do Section 8 rents differ between ZIP codes in Knoxville?
HUD publishes Small Area Fair Market Rents (SAFMRs) by ZIP code in most large metros, including Knoxville. Instead of one metro-wide number, each ZIP gets its own rent ceiling based on local market rents — so two homes in the same city can carry very different voucher amounts. The 3-bedroom range here spans $1,290 to $2,800/mo across the 53 ZIPs in this area.
Knoxville FMR —
Does a voucher pay the exact ZIP Fair Market Rent in Knoxville?
Not exactly. The FMR is the starting point — the local public housing authority sets its voucher payment standard at 90–110% of the ZIP's FMR, and every unit still has to pass a rent reasonableness test against comparable local rentals before the lease is approved. Treat the ZIP FMR as the ceiling, not a guaranteed payment.
Live · all 50 states

FMR on every knoxville listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Knoxville — and all 50 states — so you see the Section 8 ceiling and DSCR before you make an offer. Back to Tennessee Section 8 rents or the all-states hub.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-07-24. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.