Section 8 — TN ZIP index · page 1 of 2

Tennessee ZIP codes
with a Section 8 rent.

Every Tennessee ZIP code HUD publishes a Fair Market Rent for — 733 of them, FY2026. This page lists ZIPs 1–500, grouped by HUD area, with the 2-bedroom and 3-bedroom ceiling beside each one. Open any ZIP for its full schedule from studio to 4-bedroom.

data as of 2026-08-19 · HUD FY2026

Read the number right

Why the ZIP beats the metro average.

One number per metro hides the spread that decides whether a deal pencils.

A ZIP-level Fair Market Rent is HUD's Small Area FMR: instead of one voucher ceiling for an entire metro, HUD publishes a separate ceiling for each ZIP code, set from what rents actually cost in that ZIP. The metro figure is an average over all of them, so it sits above the weaker ZIPs and below the stronger ones — which is why two houses fifteen minutes apart in the same city can carry Section 8 ceilings hundreds of dollars apart. Underwrite the ZIP's number, not the metro's. The published FMR is still a reference, not a payment: housing authorities set their payment standard at roughly 90–110% of it, and every unit has to clear a rent reasonableness test against comparable local rentals before a lease is approved.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for each ZIP, listed under the HUD area it belongs to. What Fair Market Rent means.

ZIPs 1–500 of 733 · 54 HUD areas on this page · data as of 2026-08-19 · HUD FY2026

ZIP2 BR3 BR
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
37010$1,360$1,850
37011$1,770$2,260
37013$1,870$2,390
37014$2,250$2,880
37015$1,460$1,870
37016$1,360$1,740
37024$1,770$2,260
37027$2,440$3,120
37029$1,320$1,660
37031$1,320$1,670
37032$1,320$1,660
37035$1,640$2,100
37036$1,320$1,660
37043$1,440$2,000
37048$1,320$1,660
37049$1,320$1,660
37052$1,320$1,660
37056$1,320$1,660
37062$1,690$2,130
37064$2,150$2,750
37065$2,280$2,910
37066$1,550$1,980
37067$2,250$2,880
37068$2,280$2,910
37069$2,600$3,320
37070$1,770$2,260
37072$1,630$2,080
37073$1,390$1,780
37075$1,890$2,420
37076$1,780$2,280
37077$1,590$2,030
37080$1,320$1,660
37082$1,510$1,930
37085$1,520$1,940
37086$1,990$2,540
37088$1,630$2,080
37089$1,660$2,120
37115$1,620$2,070
37116$1,770$2,260
37118$1,320$1,660
37121$1,630$2,080
37122$2,200$2,810
37127$1,560$1,990
37128$1,800$2,300
37129$1,800$2,300
37130$1,470$1,880
37131$1,660$2,120
37132$1,470$1,880
37133$1,660$2,120
37135$2,600$3,320
37138$1,730$2,210
37141$1,470$1,880
37143$1,490$1,900
37146$1,640$2,100
37148$1,320$1,660
37149$1,320$1,660
37152$1,410$1,800
37165$1,320$1,660
37167$1,640$2,100
37171$1,320$1,670
37172$1,410$1,800
37179$2,440$3,120
37187$1,320$1,660
37188$1,680$2,150
37189$1,480$1,890
37201$2,360$3,020
37202$1,770$2,260
37203$1,990$2,540
37204$2,280$2,910
37205$2,230$2,850
37206$1,840$2,350
37207$1,450$1,850
37208$1,880$2,400
37209$1,950$2,490
37210$1,580$2,020
37211$1,780$2,280
37212$1,820$2,330
37213$1,830$2,340
37214$2,000$2,560
37215$2,200$2,810
37216$1,810$2,310
37217$1,780$2,280
37218$1,580$2,020
37219$2,440$3,120
37220$2,470$3,120
37221$2,200$2,810
37222$1,770$2,260
37224$1,770$2,260
37228$1,730$2,210
37229$1,770$2,260
37232$1,770$2,260
37236$1,770$2,260
37238$1,770$2,260
37243$1,770$2,260
37246$1,770$2,260
DeKalb County, TN
37012$1,320$1,660
37059$1,160$1,390
37095$1,320$1,660
37184$1,320$1,660
Coffee County, TN
37018$1,320$1,760
37026$1,320$1,660
37037$2,180$2,790
37342$930$1,240
37355$970$1,300
37389$960$1,280
Marshall County, TN
37019$980$1,290
37034$1,400$1,860
37046$1,880$2,420
37047$1,000$1,310
37060$1,600$2,070
37091$1,330$1,690
37174$2,050$2,610
37180$1,320$1,660
Bedford County, TN
37020$1,360$1,810
37153$1,920$2,450
Macon County, TN HUD Metro FMR Area
37022$1,610$2,030
37074$1,320$1,660
37083$1,000$1,330
37186$1,320$1,660
Stewart County, TN HUD Metro FMR Area
37023$1,430$1,990
37028$1,080$1,500
37058$1,040$1,450
37079$1,120$1,560
Hickman County, TN HUD Metro FMR Area
37025$1,320$1,660
37055$1,320$1,660
37098$930$1,190
37137$1,010$1,300
37140$1,070$1,360
Jackson County, TN
37030$1,050$1,370
37145$950$1,250
37150$950$1,290
Perry County, TN
37033$1,070$1,380
37097$1,040$1,250
Clarksville, TN-KY HUD Metro FMR Area
37040$1,380$1,920
37041$1,410$1,960
37042$1,400$1,950
37142$1,110$1,550
37191$1,280$1,790
Houston County, TN
37050$1,110$1,550
37051$1,320$1,660
37175$1,010$1,370
37178$980$1,330
37181$1,320$1,660
Smith County, TN HUD Metro FMR Area
37057$1,320$1,660
37087$1,390$1,780
37090$1,640$2,100
37151$1,140$1,480
Humphreys County, TN
37061$1,110$1,550
37078$1,440$1,810
37101$1,320$1,660
37134$970$1,210
37185$1,000$1,250
Wayne County, TN
37096$930$1,120
Warren County, TN
37110$970$1,170
37166$1,320$1,660
37190$1,320$1,660
37357$1,320$1,660
37394$970$1,190
Moore County, TN
37144$940$1,270
37160$1,320$1,660
37183$980$1,360
37306$1,040$1,390
37334$940$1,310
37352$930$1,280
37359$940$1,300
37360$930$1,270
37388$960$1,290
37398$990$1,320
Grundy County, TN
37301$1,000$1,260
37305$980$1,210
37313$930$1,160
37324$960$1,280
37339$1,100$1,380
37356$970$1,220
37365$970$1,220
37366$1,160$1,460
37374$1,150$1,430
37387$970$1,220
37397$1,030$1,300
Chattanooga, TN-GA MSA
37302$1,310$1,630
37304$1,480$1,850
37315$1,870$2,330
37340$1,180$1,480
37341$1,510$1,880
37343$1,570$1,960
37347$1,100$1,370
37350$1,900$2,370
37351$1,480$1,850
37363$1,870$2,330
37377$1,570$1,960
37384$1,480$1,850
37396$1,210$1,510
37401$1,480$1,850
37402$1,520$1,900
37403$1,650$2,060
37404$1,300$1,620
37405$1,720$2,150
37406$1,200$1,500
37407$1,180$1,470
37408$1,660$2,070
37409$1,450$1,810
37410$1,100$1,370
37411$1,340$1,670
37412$1,390$1,730
37414$1,480$1,850
37415$1,580$1,970
37416$1,360$1,700
37419$1,260$1,570
37421$1,830$2,280
37422$1,480$1,850
37424$1,480$1,850
37450$1,480$1,850
McMinn County, TN
37303$940$1,170
37309$1,090$1,430
37325$1,090$1,430
37331$1,090$1,430
37370$930$1,150
37371$930$1,160
Cleveland, TN MSA
37307$1,090$1,430
37310$1,110$1,430
37311$1,220$1,570
37312$1,420$1,820
37316$1,090$1,430
37317$1,090$1,430
37320$1,270$1,630
37323$1,220$1,570
37326$1,090$1,430
37333$1,090$1,430
37353$1,290$1,650
37361$1,090$1,430
37362$1,090$1,430
37364$1,270$1,630
37391$1,130$1,450
Meigs County, TN
37308$1,060$1,360
37322$930$1,220
37336$1,250$1,610
37826$970$1,210
37880$990$1,260
Franklin County, TN
37318$930$1,230
37330$1,130$1,500
37345$1,160$1,550
37375$1,460$1,930
37376$1,100$1,430
37380$1,210$1,510
37383$1,460$1,930
Rhea County, TN
37321$930$1,230
37332$1,390$1,830
37337$950$1,250
37338$1,010$1,270
37373$1,450$1,810
37381$930$1,200
Bledsoe County, TN
37327$1,080$1,340
37379$1,260$1,570
Lincoln County, TN
37328$950$1,310
37335$930$1,290
37348$940$1,300
Monroe County, TN
37329$930$1,160
37354$960$1,260
37369$1,090$1,430
37385$1,090$1,430
37774$1,310$1,660
37801$1,360$1,720
37846$1,040$1,340
37874$990$1,290
37885$1,180$1,560
Van Buren County, TN
37367$980$1,190
Johnson City, TN MSA
37601$1,200$1,480
37602$1,190$1,470
37604$1,270$1,570
37605$1,190$1,470
37614$1,270$1,570
37643$1,010$1,260
37644$1,010$1,260
37650$1,010$1,260
37657$1,010$1,260
37658$1,010$1,260
37682$1,200$1,480
37684$1,190$1,470
37687$1,080$1,350
37690$1,140$1,430
37692$1,110$1,370
Kingsport-Bristol, TN-VA MSA
37615$1,230$1,520
37617$990$1,270
37618$1,100$1,410
37620$1,090$1,400
37621$1,050$1,350
37625$1,050$1,350
37642$1,130$1,450
37645$980$1,260
37659$1,300$1,610
37660$1,100$1,410
37662$1,050$1,350
37663$1,080$1,380
37664$990$1,270
37665$1,000$1,280
37669$1,050$1,350
37686$1,430$1,830
37694$1,010$1,260
37873$960$1,230
Greene County, TN
37616$960$1,330
37641$1,010$1,260
37656$1,070$1,350
37681$1,010$1,260
37711$970$1,270
37743$930$1,280
37744$930$1,290
37745$970$1,340
37809$980$1,360
37810$970$1,290
37818$960$1,330
37857$940$1,210
Johnson County, TN
37640$1,010$1,260
37680$940$1,250
37683$1,010$1,280
37688$1,010$1,320
37691$950$1,240
Knoxville, TN HUD Metro FMR Area
37701$1,470$1,860
37705$1,680$2,130
37710$1,030$1,320
37716$1,210$1,530
37717$1,290$1,630
37721$1,380$1,780
37737$1,410$1,790
37742$1,240$1,570
37754$1,360$1,720
37772$1,710$2,170
37777$1,080$1,380
37802$1,340$1,700
37803$1,410$1,790
37804$1,470$1,860
37807$1,180$1,490
37828$1,330$1,680
37831$1,290$1,630
37849$1,330$1,680
37853$1,070$1,370
37866$1,020$1,290
37878$1,330$1,700
37882$1,310$1,660
37886$1,340$1,700
37901$1,530$1,940
37902$1,840$2,330
37909$1,470$1,860
37912$1,380$1,750
37914$1,330$1,680
37915$1,220$1,550
37916$1,500$1,900
37917$1,630$2,070
37918$1,440$1,820
37919$1,690$2,140
37921$1,530$1,940
37922$2,090$2,650
37923$1,660$2,100
37924$1,310$1,660
37927$1,530$1,940
37928$1,530$1,940
37929$1,530$1,940
37930$1,530$1,940
37931$1,840$2,330
37932$1,910$2,420
37933$1,530$1,940
37934$2,210$2,800
37938$1,460$1,860
37939$1,530$1,940
37940$1,530$1,940
37950$1,530$1,940
37995$1,530$1,940
37996$1,530$1,940
37997$1,530$1,940
37998$1,530$1,940
Claiborne County, TN
37707$930$1,160
37715$930$1,180
37724$1,030$1,290
37730$930$1,160
37825$990$1,290
37851$930$1,160
37870$990$1,290
Grainger County, TN HUD Metro FMR Area
37708$930$1,220
37709$1,070$1,400
37779$1,090$1,380
37806$1,080$1,380
37811$940$1,210
37848$1,070$1,370
37861$930$1,220
37888$1,020$1,290
Cocke County, TN
37713$990$1,290
37727$930$1,200
37753$950$1,210
37821$970$1,270
37843$940$1,230
Campbell County, TN HUD Metro FMR Area
37714$1,020$1,350
37729$950$1,250
37757$930$1,230
37762$930$1,220
37766$960$1,270
37769$990$1,290
37819$930$1,180
Morgan County, TN HUD Metro FMR Area
37719$1,080$1,420
37733$930$1,160
37770$980$1,280
37829$1,210$1,600
37845$1,050$1,370
37887$930$1,220
Sevier County, TN
37722$1,040$1,360
37725$1,170$1,490
37738$1,220$1,600
37764$1,260$1,660
37820$1,040$1,360
37862$1,120$1,470
37863$1,050$1,380
37864$1,160$1,520
37865$1,440$1,870
37868$1,160$1,520
37871$1,100$1,430
37876$1,130$1,490
37920$1,330$1,680
Cumberland County, TN
37723$1,060$1,440
37854$1,040$1,370
Fentress County, TN
37726$1,030$1,360
Hancock County, TN
37731$950$1,210
37752$1,010$1,260
37765$940$1,140
37869$940$1,210
37879$950$1,180
37881$940$1,210
Scott County, TN
37732$930$1,190
37755$940$1,180
37756$930$1,160
37841$980$1,230
37847$930$1,190
37852$930$1,160
37872$1,110$1,470
37892$930$1,160
Roane County, TN HUD Metro FMR Area
37748$1,080$1,420
37763$1,110$1,460
37771$1,280$1,620
37830$1,360$1,740
37840$1,080$1,410
Morristown, TN HUD Metro FMR Area
37760$1,120$1,430
37813$1,110$1,410
37814$1,150$1,460
37815$1,130$1,440
37816$1,130$1,440
37860$970$1,270
37877$1,260$1,600
37890$1,150$1,460
37891$1,000$1,270
Crockett County, TN HUD Metro FMR Area
38001$1,000$1,280
38021$970$1,230
38050$1,010$1,300
Memphis, TN-MS-AR HUD Metro FMR Area
38002$1,870$2,470
38004$1,470$1,940
38011$1,130$1,490
38015$1,060$1,390
38016$1,570$2,070
38017$1,650$2,180
38018$1,730$2,280
38019$1,060$1,390
38023$1,300$1,720
38027$1,280$1,690
38028$1,430$1,880
38029$1,850$2,440
38036$1,780$2,350
38046$1,060$1,390
38048$1,060$1,390
38053$1,260$1,660
38054$1,260$1,660
38055$1,280$1,690
38057$1,060$1,390
38058$1,220$1,600
38060$1,510$1,980
38066$1,060$1,390
38076$1,080$1,430
Haywood County, TN
38006$1,150$1,490
38012$930$1,230
38049$1,070$1,410
38068$1,060$1,390
38069$1,060$1,390
38075$1,060$1,390
Dyer County, TN
38007$930$1,230
38024$930$1,220
38025$930$1,230
38030$930$1,220
38034$970$1,200
38047$930$1,220
38059$990$1,310
38070$930$1,200
Hardeman County, TN
38008$1,020$1,420
38039$1,060$1,390
38042$1,180$1,640
38052$930$1,290
38067$930$1,290
Lauderdale County, TN
38037$930$1,230
38040$970$1,240
38041$930$1,240
38063$930$1,240
McNairy County, TN
38044$1,120$1,510
38061$940$1,290
Lake County, TN
38077$930$1,180
Obion County, TN
38079$950$1,210
38080$940$1,200

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP across most large metros, so two homes in one city can carry very different voucher ceilings.

Zoom out

Wider context.

The state picture, every state, and a tool for checking one ZIP fast.

The ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

Live · all 50 states

FMR on every Tennessee listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in Tennessee — and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to Tennessee Section 8 rents or look up a single ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.