Section 8 — ZIP 15102, PA FMR

Section 8 rent
in ZIP 15102.

HUD Fair Market Rents for ZIP 15102, in the Pittsburgh, PA HUD Metro FMR Area. The 2-bedroom ceiling is $1,450/mo and the 3-bedroom $1,850/mo, both published by HUD for FY2026. This ZIP sits inside Pittsburgh Section 8 rents.

data as of 2026-08-19 · HUD FY2026

ZIP 15102

FMR by bedroom.

HUD FY2026 Fair Market Rent for this ZIP, with the 90–110% band most voucher payment standards fall inside.
bedroomsFMR / mostd @ 90%std @ 110%
studio / 0 BR$1,120$1,008$1,232
1 BR$1,200$1,080$1,320
2 BR$1,450$1,305$1,595
3 BR$1,850$1,665$2,035
4 BR$2,000$1,800$2,200

The FMR is a reference figure, not the check. Most housing authorities set their voucher payment standard somewhere between 90% and 110% of the published FMR — $1,665 to $2,035/mo on a 3-bedroom here — and the exact percentage varies by public housing authority, with some running higher under a HUD-approved exception. Rent reasonableness against comparable unassisted rentals still applies before any lease is approved.

Against the state

ZIP 15102 vs. Pennsylvania.

How this ZIP sits against the median Pennsylvania Fair Market Rent across 2,177 ZIPs.
unitZIP 15102Pennsylvania median
2 BR$1,450$1,250
3 BR$1,850$1,610

The 2-bedroom FMR here is $200/mo above the Pennsylvania median of $1,250/mo — about 16% higher. The 3-bedroom FMR here is $240/mo above the Pennsylvania median of $1,610/mo — about 15% higher. HUD sets Small Area Fair Market Rents by ZIP in most large metros, so neighboring ZIPs inside one city can carry very different ceilings — see the full Pennsylvania picture.

The underwriting

The DSCR math at this ZIP's rent.

A worked example — assumptions stated, not hidden. Run your exact numbers in the calculator.

At the ZIP 15102 3-bedroom Section 8 rent of $1,850/mo, the maximum PITIA that still clears a 1.20 DSCR is $1,542/mo. Assuming ~25% of that payment goes to property taxes and insurance, the maximum principal & interest is $1,157/mo — which supports roughly a $174,000 loan at around 7% over 30 years, or about a $232,000 purchase at 75% LTV.

3 BR FMR$1,850/mo
max PITIA @ 1.20 DSCR$1,542/mo
max P&I (~75% of PITIA)$1,157/mo
supported loan (~7% / 30yr)$174,000
implied price (75% LTV)$232,000

Assumptions: 1.20 DSCR floor, ~25% of PITIA for taxes + insurance, around 7% on a 30-year fixed, 75% LTV. Rates move and your taxes, insurance, and LTV will differ — run your exact numbers in the DSCR calculator.

Zoom out

Wider context.

The metro, the state, and a tool for checking any other ZIP.

The rent ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

FAQ

ZIP 15102 Section 8, answered.

The three questions investors ask before underwriting a voucher deal here.
— ZIP 15102 FMR —
What is the Section 8 Fair Market Rent in ZIP 15102?
HUD publishes a FY2026 Fair Market Rent of $1,450/mo for a 2-bedroom and $1,850/mo for a 3-bedroom in ZIP 15102, which sits in the Pittsburgh, PA HUD Metro FMR Area. The full schedule runs from $1,120/mo for a studio to $2,000/mo for a 4-bedroom. Figures are from the HUD snapshot dated 2026-08-19.
— ZIP 15102 FMR —
Will Section 8 pay more than the Fair Market Rent in ZIP 15102?
Sometimes. The FMR is the reference figure, not the payment. Each public housing authority sets its own voucher payment standard, normally between 90% and 110% of the FMR — $1,665 to $2,035/mo on the 3-bedroom here — and some authorities go higher under a HUD-approved exception. Every unit also has to clear a rent reasonableness test against comparable unassisted rentals nearby, so the approved rent can land under the standard too. The exact percentage varies by PHA.
— ZIP 15102 FMR —
Does the Section 8 rent in ZIP 15102 support a DSCR loan?
At the $1,850/mo 3-bedroom Fair Market Rent, the highest PITIA that still clears a 1.20 DSCR is $1,542/mo. Assuming roughly 25% of that goes to taxes and insurance, the remaining $1,157/mo of principal and interest supports about a $174,000 loan at around 7% over 30 years — roughly a $232,000 purchase at 75% LTV. Rates, taxes, insurance, and LTV all vary, so run your own numbers before you offer.
Live · all 50 states

FMR on every listing in 15102.

Verleon AI overlays HUD Fair Market Rents on every active listing — in this ZIP and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to Pennsylvania Section 8 rents or look up another ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.