Section 8 — NY ZIP index · page 3 of 5

New York ZIP codes
with a Section 8 rent.

Every New York ZIP code HUD publishes a Fair Market Rent for — 2,049 of them, FY2026. This page lists ZIPs 1,001–1,500, grouped by HUD area, with the 2-bedroom and 3-bedroom ceiling beside each one. Open any ZIP for its full schedule from studio to 4-bedroom.

data as of 2026-08-19 · HUD FY2026

Read the number right

Why the ZIP beats the metro average.

One number per metro hides the spread that decides whether a deal pencils.

A ZIP-level Fair Market Rent is HUD's Small Area FMR: instead of one voucher ceiling for an entire metro, HUD publishes a separate ceiling for each ZIP code, set from what rents actually cost in that ZIP. The metro figure is an average over all of them, so it sits above the weaker ZIPs and below the stronger ones — which is why two houses fifteen minutes apart in the same city can carry Section 8 ceilings hundreds of dollars apart. Underwrite the ZIP's number, not the metro's. The published FMR is still a reference, not a payment: housing authorities set their payment standard at roughly 90–110% of it, and every unit has to clear a rent reasonableness test against comparable local rentals before a lease is approved.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for each ZIP, listed under the HUD area it belongs to. What Fair Market Rent means.

ZIPs 1,001–1,500 of 2,049 · 21 HUD areas on this page · data as of 2026-08-19 · HUD FY2026

ZIP2 BR3 BR
Sullivan County, NY
12777$1,430$1,920
12778$1,300$1,810
12779$1,120$1,560
12780$1,720$2,190
12781$1,670$2,320
12783$1,550$2,160
12784$1,210$1,690
12785$1,720$2,220
12786$1,350$1,870
12787$1,380$1,920
12788$1,110$1,550
12789$1,620$2,060
12790$1,670$2,320
12791$1,190$1,660
12792$1,130$1,580
Glens Falls, NY MSA
12801$1,340$1,730
12804$1,570$2,030
12808$1,260$1,590
12809$1,240$1,600
12810$1,390$1,800
12811$1,310$1,690
12814$1,310$1,690
12815$1,270$1,640
12816$1,260$1,630
12817$1,220$1,580
12819$1,470$1,900
12820$1,470$1,900
12821$1,240$1,600
12823$1,280$1,650
12824$1,330$1,720
12827$1,300$1,680
12828$1,530$1,900
12832$1,220$1,580
12834$1,450$1,870
12835$1,340$1,620
12837$1,410$1,820
12838$1,320$1,710
12839$1,300$1,680
12841$1,390$1,790
12843$1,340$1,730
12844$1,340$1,730
12845$1,360$1,760
12846$1,220$1,580
12848$1,270$1,640
12849$1,220$1,580
12854$1,220$1,580
12856$1,220$1,580
12860$1,240$1,580
12862$1,220$1,580
12865$1,280$1,650
12873$1,220$1,580
12874$1,330$1,710
12878$1,250$1,620
12885$1,340$1,730
12886$1,320$1,700
12887$1,240$1,600
Albany-Schenectady-Troy, NY MSA
12803$1,570$1,880
12822$1,370$1,640
12831$1,790$2,150
12833$1,560$1,870
12850$1,560$1,870
12859$1,870$2,240
12863$1,520$1,830
12866$2,300$2,760
12871$1,500$1,800
12884$1,340$1,620
Hamilton County, NY
12812$1,200$1,450
12842$1,200$1,450
12847$1,200$1,450
12864$1,200$1,450
13331$1,200$1,450
13353$1,430$1,710
13360$1,430$1,710
13436$1,430$1,710
Essex County, NY
12836$1,350$1,750
12851$1,160$1,420
12852$1,190$1,460
12853$1,320$1,700
12855$1,190$1,460
12857$1,220$1,580
12858$1,220$1,500
12861$1,220$1,580
12870$1,260$1,580
12872$1,260$1,550
12879$1,190$1,460
12883$1,220$1,580
12911$1,380$1,670
12928$1,190$1,460
12932$990$1,270
12936$1,750$2,150
12941$1,490$1,830
12942$1,780$2,190
12943$1,530$1,880
12944$1,380$1,680
12946$1,290$1,580
12950$1,470$1,810
12956$1,190$1,460
12960$1,190$1,460
12961$1,190$1,460
12964$1,190$1,460
12972$1,390$1,670
12974$1,100$1,350
12975$1,350$1,660
12977$1,170$1,440
12987$1,550$1,910
12993$1,180$1,450
12996$1,040$1,280
12997$1,450$1,780
12998$1,190$1,460
Clinton County, NY
12901$1,300$1,560
12903$1,820$2,180
12910$1,160$1,390
12918$1,230$1,470
12919$1,260$1,510
12921$1,210$1,450
12923$1,120$1,360
12924$1,270$1,520
12929$1,160$1,390
12933$1,080$1,310
12934$1,080$1,310
12935$1,110$1,330
12952$1,140$1,370
12958$1,210$1,450
12959$1,130$1,350
12962$1,340$1,610
12978$1,170$1,400
12979$1,080$1,310
12985$1,270$1,530
12992$1,220$1,460
Franklin County, NY
12912$1,180$1,430
12913$1,160$1,430
12915$1,210$1,500
12916$970$1,210
12917$1,080$1,340
12920$1,210$1,500
12926$1,040$1,290
12937$1,040$1,290
12939$1,040$1,290
12945$1,060$1,310
12953$1,070$1,330
12955$1,120$1,360
12957$970$1,210
12966$980$1,220
12969$1,110$1,380
12970$1,020$1,260
12976$1,040$1,290
12981$1,170$1,400
12983$1,070$1,320
12989$1,140$1,400
12995$1,040$1,290
13655$1,240$1,540
St. Lawrence County, NY
12914$970$1,200
12922$1,020$1,260
12927$1,110$1,350
12930$1,310$1,630
12949$1,070$1,280
12965$1,170$1,400
12967$1,110$1,330
12973$1,060$1,310
12980$970$1,200
12986$1,010$1,260
13608$1,160$1,570
13613$970$1,170
13614$970$1,170
13617$1,240$1,490
13621$1,050$1,260
13623$1,140$1,370
13625$1,180$1,410
13630$970$1,170
13633$1,070$1,280
13635$1,060$1,270
13639$1,140$1,480
13642$1,160$1,570
13645$1,070$1,280
13646$1,160$1,570
13647$1,440$1,730
13648$1,140$1,480
13649$970$1,170
13652$1,120$1,340
13654$1,070$1,280
13658$1,150$1,380
13660$1,040$1,250
13662$970$1,170
13664$1,400$1,680
13666$1,070$1,280
13667$1,010$1,210
13668$1,160$1,390
13669$1,030$1,230
13670$1,050$1,330
13672$1,290$1,550
13676$1,160$1,390
13677$1,070$1,280
13678$970$1,170
13679$1,160$1,570
13680$1,030$1,230
13681$1,220$1,460
13683$970$1,170
13684$1,020$1,220
13687$1,220$1,460
13690$990$1,190
13691$1,160$1,570
13694$1,430$1,710
13695$990$1,250
13696$1,270$1,520
13697$1,610$1,930
13699$1,160$1,390
Syracuse, NY MSA
13020$1,520$1,860
13028$1,250$1,510
13029$1,390$1,690
13030$1,190$1,460
13031$1,670$2,030
13035$1,570$1,910
13036$1,350$1,640
13037$1,190$1,460
13039$1,500$1,820
13041$1,840$2,240
13043$1,230$1,490
13044$1,250$1,520
13051$1,450$1,760
13057$1,310$1,590
13061$1,290$1,580
13063$1,190$1,460
13066$1,590$1,930
13069$1,210$1,470
13076$1,370$1,670
13078$1,650$2,000
13082$1,260$1,540
13084$1,660$2,020
13088$1,510$1,830
13089$1,430$1,740
13090$1,660$2,020
13093$1,280$1,560
13103$1,790$2,180
13104$1,420$1,730
13108$1,370$1,660
13110$1,410$1,710
13112$1,430$1,740
13114$1,190$1,460
13115$1,550$1,880
13116$1,430$1,740
13119$1,430$1,740
13120$1,560$1,900
13121$1,280$1,560
13122$1,300$1,580
13131$1,420$1,730
13132$1,450$1,760
13134$1,300$1,580
13135$1,290$1,570
13137$1,430$1,740
13138$1,450$1,760
13142$1,190$1,460
13144$1,190$1,460
13153$1,430$1,770
13163$1,250$1,520
13164$1,430$1,740
13167$1,720$2,090
13201$1,430$1,740
13202$1,580$1,920
13203$1,320$1,600
13204$1,260$1,530
13205$1,230$1,490
13206$1,250$1,520
13207$1,440$1,750
13208$1,330$1,620
13209$1,320$1,600
13210$1,500$1,820
13211$1,500$1,820
13212$1,420$1,730
13214$1,360$1,650
13215$1,540$1,870
13217$1,430$1,740
13218$1,430$1,740
13219$1,430$1,740
13220$1,430$1,740
13224$1,380$1,680
13225$1,430$1,740
13235$1,430$1,740
13244$1,500$1,820
13261$1,430$1,740
13290$1,430$1,740
13302$1,400$1,700
13310$1,390$1,680
13314$1,270$1,550
13334$1,190$1,460
13346$1,620$1,970
13355$1,190$1,460
13408$1,260$1,530
13418$2,090$2,540
13426$1,280$1,560
13484$1,190$1,460
Cayuga County, NY
13021$1,190$1,480
13022$1,120$1,460
13024$1,140$1,480
13026$1,580$2,060
13027$1,640$1,990
13033$1,270$1,650
13034$1,180$1,540
13060$1,250$1,520
13064$1,120$1,460
13071$1,270$1,650
13074$1,360$1,650
13080$1,190$1,460
13081$1,690$2,200
13092$1,540$1,850
13111$1,260$1,590
13113$1,270$1,650
13117$1,180$1,550
13118$1,070$1,390
13126$1,360$1,650
13139$1,120$1,460
13140$1,190$1,550
13143$1,350$1,680
13147$1,190$1,550
13152$1,740$2,120
13156$1,290$1,550
13160$1,280$1,670
13166$1,190$1,550
Utica-Rome, NY MSA
13032$1,260$1,530
13042$1,490$1,800
13054$1,140$1,370
13123$1,420$1,710
13157$1,250$1,500
13162$1,180$1,420
13301$1,290$1,560
13303$1,090$1,310
13304$1,070$1,290
13308$1,370$1,640
13313$1,050$1,260
13318$1,100$1,330
13319$1,050$1,260
13321$1,330$1,590
13322$1,340$1,610
13323$1,410$1,690
13324$1,050$1,260
13328$1,200$1,440
13338$1,450$1,740
13340$1,100$1,320
13341$1,190$1,430
13350$1,140$1,370
13352$1,080$1,290
13354$1,050$1,260
13357$1,090$1,310
13362$1,190$1,430
13363$1,580$1,890
13365$1,050$1,260
13401$1,190$1,430
13402$1,270$1,530
13403$1,450$1,740
13406$1,050$1,260
13407$1,050$1,260
13409$1,220$1,480
13413$1,440$1,730
13416$1,050$1,260
13417$1,090$1,310
13420$1,070$1,280
13421$1,190$1,460
13424$1,090$1,310
13425$1,190$1,460
13431$1,080$1,290
13435$1,080$1,290
13438$1,080$1,290
13440$1,190$1,430
13441$1,160$1,390
13442$1,190$1,430
13455$1,110$1,340
13456$1,050$1,260
13461$1,390$1,670
13469$1,210$1,450
13472$1,070$1,280
13476$1,140$1,370
13477$1,050$1,260
13478$1,120$1,340
13479$1,190$1,430
13480$1,190$1,460
13483$1,190$1,460
13486$1,170$1,400
13490$1,200$1,440
13492$1,240$1,490
13494$1,320$1,590
13495$1,210$1,450
13501$1,120$1,340
13502$1,230$1,470
13503$1,190$1,430
13504$1,190$1,430
13505$1,190$1,430
Cortland County, NY
13040$1,070$1,360
13045$1,540$1,850
13052$1,190$1,460
13053$1,540$1,850
13073$1,540$1,850
13077$1,380$1,740
13087$1,360$1,710
13101$1,130$1,420
13136$1,010$1,350
13141$1,300$1,610
13158$1,190$1,460
13159$1,500$1,840
Ithaca, NY MSA
13062$1,540$1,850
13068$1,540$1,850
13102$1,540$1,850
Seneca County, NY
13065$1,230$1,630
13146$1,290$1,550
13148$1,290$1,550
13165$1,290$1,550
Chenango County, NY
13072$1,190$1,460
13124$1,010$1,350
13155$970$1,350
13332$1,410$1,760
13460$1,190$1,460
13464$1,280$1,780
Watertown-Fort Drum, NY MSA
13083$1,230$1,570
13145$1,190$1,570
13602$1,660$2,250
13603$1,740$2,360
13605$1,160$1,570
13606$1,360$1,850
13607$1,160$1,570
13611$1,160$1,570
13612$1,160$1,570
13615$1,160$1,570
13616$1,420$1,930
13618$1,160$1,570
13622$1,280$1,740
13624$1,170$1,590
13628$1,180$1,600
13631$1,410$1,910
13632$1,230$1,670
13634$1,170$1,590
13636$1,160$1,570
13637$1,500$2,040
13638$1,160$1,570
13640$1,160$1,570
13641$1,160$1,570
13643$1,260$1,710
13650$1,160$1,570
13651$1,160$1,570
13656$1,160$1,570
13659$1,170$1,570
13661$1,190$1,570
13671$1,410$1,910
13673$1,190$1,610
13674$1,160$1,570
13675$1,160$1,570
13685$1,570$2,130
13692$1,410$1,910
13693$1,180$1,600
Rochester, NY MSA
13154$1,290$1,550
Lewis County, NY
13305$1,140$1,590
13309$1,050$1,260
13312$1,010$1,400
13316$1,190$1,460
13325$1,050$1,460
13327$970$1,350
13343$970$1,350
13345$970$1,350
13367$1,050$1,390
13368$970$1,350
13404$1,000$1,390
13433$1,040$1,450
13437$1,190$1,460
13471$1,360$1,630
13473$1,190$1,660
13489$1,120$1,400
13493$1,190$1,460
13601$1,290$1,750
13619$1,260$1,710
13620$1,140$1,590
13626$1,160$1,610
13665$1,160$1,570
13682$1,510$2,050
Otsego County, NY
13315$1,190$1,430
13317$1,070$1,290
13320$1,340$1,620
13326$1,440$1,730
13333$1,320$1,590
13335$1,070$1,290
13337$1,560$1,870
13342$1,070$1,290
13348$1,140$1,370
13361$1,070$1,290
13364$1,190$1,460
13411$1,070$1,290
13415$1,070$1,290
13439$1,070$1,290
13450$1,270$1,530
13457$1,110$1,330
13459$1,440$1,730
13468$1,250$1,500
13475$1,070$1,330
13482$1,150$1,380
13485$1,210$1,480
13488$1,220$1,480
13491$1,190$1,460
Fulton County, NY
13329$1,050$1,260
13454$1,050$1,260
13470$1,050$1,260
Montgomery County, NY
13339$1,070$1,330
13410$970$1,220
13428$970$1,220
13452$1,020$1,260

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP across most large metros, so two homes in one city can carry very different voucher ceilings.

Zoom out

Wider context.

The state picture, every state, and a tool for checking one ZIP fast.

The ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

Live · all 50 states

FMR on every New York listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in New York — and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to New York Section 8 rents or look up a single ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.