Section 8 — NY ZIP index · page 4 of 5

New York ZIP codes
with a Section 8 rent.

Every New York ZIP code HUD publishes a Fair Market Rent for — 2,049 of them, FY2026. This page lists ZIPs 1,501–2,000, grouped by HUD area, with the 2-bedroom and 3-bedroom ceiling beside each one. Open any ZIP for its full schedule from studio to 4-bedroom.

data as of 2026-08-19 · HUD FY2026

Read the number right

Why the ZIP beats the metro average.

One number per metro hides the spread that decides whether a deal pencils.

A ZIP-level Fair Market Rent is HUD's Small Area FMR: instead of one voucher ceiling for an entire metro, HUD publishes a separate ceiling for each ZIP code, set from what rents actually cost in that ZIP. The metro figure is an average over all of them, so it sits above the weaker ZIPs and below the stronger ones — which is why two houses fifteen minutes apart in the same city can carry Section 8 ceilings hundreds of dollars apart. Underwrite the ZIP's number, not the metro's. The published FMR is still a reference, not a payment: housing authorities set their payment standard at roughly 90–110% of it, and every unit has to clear a rent reasonableness test against comparable local rentals before a lease is approved.

Every ZIP

FMR by ZIP code.

2-bedroom and 3-bedroom Fair Market Rent for each ZIP, listed under the HUD area it belongs to. What Fair Market Rent means.

ZIPs 1,501–2,000 of 2,049 · 18 HUD areas on this page · data as of 2026-08-19 · HUD FY2026

ZIP2 BR3 BR
Chenango County, NY
13730$1,070$1,380
13746$1,070$1,390
13758$970$1,350
13778$1,070$1,380
13780$1,060$1,430
13787$1,070$1,380
13801$990$1,380
13813$1,070$1,380
13814$1,000$1,390
13815$1,010$1,400
13830$970$1,350
13832$1,150$1,590
13844$1,000$1,390
Delaware County, NY
13731$1,620$2,060
13739$1,520$2,110
13740$1,190$1,650
13751$980$1,360
13752$1,180$1,640
13753$1,220$1,700
13754$1,070$1,380
13755$970$1,350
13756$1,120$1,550
13757$1,250$1,690
13774$1,030$1,430
13782$1,010$1,400
13783$1,210$1,680
13786$1,020$1,320
13788$970$1,350
13804$1,360$1,890
13806$1,250$1,590
13839$970$1,350
13842$1,220$1,680
13846$1,100$1,480
13847$970$1,350
13856$970$1,350
13860$1,230$1,510
Binghamton, NY MSA
13732$1,170$1,500
13734$1,170$1,490
13737$1,100$1,410
13743$1,070$1,380
13744$1,070$1,380
13745$1,100$1,410
13748$1,070$1,380
13749$1,100$1,410
13760$1,080$1,380
13761$1,100$1,410
13762$1,100$1,410
13777$1,070$1,380
13790$1,130$1,450
13794$1,100$1,410
13795$1,120$1,430
13797$1,070$1,380
13802$1,070$1,380
13811$1,120$1,430
13812$1,280$1,640
13826$1,070$1,380
13827$1,110$1,420
13833$1,310$1,690
13840$1,110$1,420
13845$1,110$1,420
13848$1,100$1,410
13850$1,270$1,630
13851$1,100$1,410
13865$1,070$1,380
13901$1,070$1,380
13902$1,270$1,630
13903$1,070$1,380
13904$1,090$1,400
13905$1,190$1,520
Otsego County, NY
13733$1,070$1,330
13747$1,230$1,470
13750$1,070$1,360
13775$1,070$1,350
13776$1,390$1,670
13796$1,220$1,460
13807$1,070$1,290
13808$1,070$1,290
13809$1,200$1,580
13810$1,070$1,290
13820$1,260$1,530
13825$1,110$1,330
13834$1,150$1,380
13838$1,070$1,350
13843$1,070$1,360
13849$1,130$1,410
13859$1,120$1,390
13861$1,190$1,440
Ithaca, NY MSA
13736$1,540$1,850
13864$1,540$1,850
14817$2,030$2,440
Cortland County, NY
13738$1,160$1,460
13784$1,500$1,890
13803$1,140$1,440
13835$1,170$1,490
13841$1,210$1,670
13862$1,070$1,380
13863$1,250$1,550
Genesee County, NY
14001$1,110$1,350
14005$1,230$1,470
14013$1,200$1,440
14020$1,190$1,430
14021$1,170$1,400
14036$1,160$1,390
14056$1,160$1,390
14058$1,290$1,550
14103$1,320$1,590
14105$1,070$1,290
14125$1,290$1,550
14143$1,270$1,520
14416$1,290$1,550
14422$1,290$1,550
14428$1,640$1,980
14482$1,290$1,550
14557$1,120$1,340
Wyoming County, NY
14004$1,100$1,360
14009$1,090$1,480
14011$980$1,320
14024$970$1,340
14030$1,040$1,280
14037$1,120$1,420
14039$1,010$1,300
14040$1,090$1,370
14052$1,260$1,540
14054$1,060$1,270
14066$970$1,340
14082$1,060$1,440
14083$1,020$1,390
14113$1,130$1,550
14130$990$1,360
14145$970$1,330
14167$970$1,340
14427$970$1,340
14481$1,340$1,610
14525$1,290$1,550
14530$1,290$1,550
14533$1,290$1,550
14536$1,100$1,490
14549$970$1,340
14550$970$1,340
14569$970$1,340
14591$980$1,330
14735$1,000$1,280
Buffalo-Cheektowaga, NY MSA
14006$1,330$1,620
14008$1,200$1,470
14010$1,380$1,690
14025$1,180$1,440
14026$2,010$2,450
14027$1,250$1,540
14028$1,320$1,610
14031$1,220$1,490
14032$2,010$2,450
14033$1,390$1,700
14034$1,280$1,560
14035$1,280$1,560
14038$1,380$1,690
14043$1,380$1,690
14047$1,280$1,560
14051$2,010$2,450
14055$1,160$1,420
14057$1,290$1,580
14059$1,760$2,150
14061$1,220$1,510
14067$1,310$1,600
14068$1,760$2,150
14069$1,170$1,430
14072$1,630$1,990
14075$1,520$1,860
14080$1,130$1,380
14085$1,940$2,370
14086$1,290$1,580
14091$2,010$2,450
14092$1,310$1,600
14094$1,240$1,510
14095$1,180$1,440
14102$1,330$1,630
14107$1,180$1,440
14108$1,090$1,330
14109$1,270$1,550
14110$1,380$1,690
14111$1,170$1,430
14112$1,580$1,930
14120$1,270$1,550
14126$1,320$1,610
14127$1,540$1,880
14131$1,170$1,430
14132$1,240$1,510
14139$1,030$1,260
14140$1,380$1,690
14144$1,180$1,440
14150$1,420$1,730
14151$1,380$1,690
14169$1,260$1,540
14170$1,220$1,490
14172$1,290$1,580
14174$1,440$1,760
14201$1,360$1,660
14202$1,370$1,670
14203$1,910$2,330
14204$1,140$1,390
14205$1,380$1,690
14206$1,180$1,440
14207$1,160$1,420
14208$1,260$1,540
14209$1,340$1,640
14210$1,200$1,470
14211$1,300$1,590
14212$1,180$1,440
14213$1,310$1,600
14214$1,440$1,760
14215$1,210$1,480
14216$1,510$1,840
14217$1,310$1,600
14218$1,160$1,420
14219$1,230$1,500
14220$1,260$1,540
14221$1,820$2,220
14222$1,520$1,860
14223$1,270$1,550
14224$1,480$1,810
14225$1,260$1,540
14226$1,500$1,830
14227$1,510$1,840
14228$1,700$2,080
14231$1,380$1,690
14233$1,380$1,690
14240$1,380$1,690
14260$1,700$2,080
14261$1,730$2,110
14263$1,380$1,690
14272$1,380$1,690
14273$1,380$1,690
14280$1,380$1,690
14301$1,070$1,310
14302$1,070$1,310
14303$1,130$1,380
14304$1,180$1,440
14305$1,230$1,500
Rochester, NY MSA
14012$1,070$1,290
14098$1,400$1,690
14410$1,610$1,940
14411$1,290$1,550
14413$1,740$2,100
14414$1,410$1,700
14420$1,460$1,760
14423$1,330$1,600
14424$1,610$1,940
14425$2,000$2,410
14429$1,290$1,550
14430$1,610$1,940
14432$1,290$1,550
14435$1,630$1,960
14445$1,580$1,900
14449$1,350$1,630
14450$1,790$2,160
14452$1,290$1,550
14453$1,550$1,870
14454$1,620$1,950
14461$1,550$1,870
14462$1,540$1,860
14463$1,370$1,660
14464$1,330$1,600
14466$1,290$1,550
14467$1,610$1,940
14468$1,630$1,960
14469$1,290$1,550
14470$1,290$1,550
14471$1,630$1,960
14472$1,500$1,810
14475$1,430$1,730
14476$1,290$1,550
14477$1,380$1,660
14479$1,290$1,550
14480$1,310$1,580
14485$1,290$1,550
14486$1,290$1,550
14487$1,290$1,550
14488$1,370$1,650
14502$1,350$1,630
14504$1,600$1,930
14505$1,290$1,550
14506$1,880$2,270
14508$1,610$1,940
14510$1,290$1,550
14511$1,500$1,810
14513$1,440$1,730
14514$2,100$2,530
14515$1,550$1,870
14516$1,760$2,120
14517$1,290$1,550
14518$1,550$1,870
14519$1,430$1,720
14520$1,350$1,630
14522$1,290$1,550
14526$1,630$1,960
14534$2,360$2,840
14537$1,290$1,550
14538$1,350$1,630
14539$1,290$1,550
14542$1,560$1,870
14543$1,410$1,700
14545$1,410$1,710
14546$1,780$2,140
14547$1,550$1,870
14548$1,360$1,640
14551$1,290$1,550
14555$1,390$1,680
14556$1,290$1,550
14558$1,370$1,650
14559$1,680$2,020
14560$1,550$1,870
14563$1,350$1,630
14564$1,910$2,300
14568$1,300$1,570
14571$2,040$2,460
14580$1,980$2,390
14585$1,290$1,550
14586$2,200$2,650
14589$1,420$1,710
14590$1,320$1,590
14592$1,290$1,550
14602$1,610$1,940
14603$1,610$1,940
14604$1,870$2,250
14605$1,310$1,580
14606$1,430$1,720
14607$1,780$2,140
14608$1,430$1,720
14609$1,480$1,780
14610$1,650$1,990
14611$1,500$1,810
14612$1,510$1,820
14613$1,330$1,600
14614$2,360$2,840
14615$1,510$1,820
14616$1,570$1,890
14617$1,620$1,950
14618$1,880$2,260
14619$1,690$2,040
14620$1,740$2,100
14621$1,430$1,720
14622$1,490$1,790
14623$1,740$2,100
14624$1,770$2,130
14625$1,960$2,360
14626$1,630$1,960
14627$1,610$1,940
14638$1,610$1,940
14639$1,610$1,940
14642$1,610$1,940
14643$1,610$1,940
14646$1,610$1,940
14647$1,610$1,940
14649$1,610$1,940
14651$1,610$1,940
14652$1,610$1,940
14653$1,610$1,940
14692$1,610$1,940
Allegany County, NY
14029$1,050$1,330
14707$980$1,250
14708$980$1,250
14709$1,070$1,370
14711$970$1,240
14714$1,290$1,650
14715$1,000$1,280
14717$970$1,240
14721$980$1,230
14739$1,040$1,330
14744$1,180$1,510
14745$970$1,240
14754$990$1,260
14774$1,070$1,370
14777$980$1,250
14786$970$1,240
14802$990$1,260
14813$970$1,240
14822$1,470$1,870
14836$1,290$1,550
Cattaraugus County, NY
14041$990$1,210
14042$1,040$1,270
14060$1,020$1,270
14065$1,010$1,260
14070$980$1,200
14101$1,170$1,430
14129$1,060$1,300
14134$1,050$1,300
14141$990$1,210
14168$1,030$1,260
14171$970$1,190
14173$1,050$1,320
14706$1,040$1,270
14719$970$1,190
14727$1,060$1,340
14729$970$1,190
14730$1,010$1,240
14731$1,000$1,220
14737$1,000$1,220
14741$1,000$1,230
14743$1,090$1,330
14748$970$1,190
14751$1,010$1,240
14753$970$1,190
14755$970$1,190
14760$1,040$1,270
14766$1,010$1,240
14770$970$1,210
14772$970$1,190
14778$1,040$1,270
14779$980$1,200
14783$1,000$1,260
14788$1,040$1,270
Chautauqua County, NY
14048$1,040$1,370
14062$1,150$1,520
14063$1,060$1,400
14081$1,220$1,510
14135$1,090$1,440
14136$1,100$1,450
14138$1,020$1,270
14166$1,000$1,320
14701$970$1,280
14702$980$1,290
14710$970$1,280
14712$970$1,280
14716$970$1,280
14718$1,050$1,390
14720$1,080$1,430
14722$970$1,280
14723$1,010$1,330
14724$970$1,280
14726$1,290$1,590
14728$1,000$1,330
14732$1,240$1,590
14733$970$1,280
14736$1,030$1,350
14738$1,070$1,410
14740$1,460$1,930
14742$970$1,280
14747$970$1,280
14750$1,370$1,810
14752$1,050$1,390
14756$970$1,280
14757$970$1,280
14758$980$1,290
14767$970$1,280
14769$970$1,280
14775$970$1,280
14781$1,110$1,460
14782$1,160$1,530
14784$990$1,310
14785$970$1,280
14787$970$1,280
Yates County, NY
14415$1,650$2,000
14418$1,180$1,480
14441$1,180$1,430
14456$1,370$1,660
14478$1,310$1,590
14507$1,440$1,740
14512$1,290$1,550
14527$1,030$1,250
14544$1,780$2,150
14561$1,460$1,770
14837$1,090$1,340
14842$1,060$1,290
Seneca County, NY
14433$1,290$1,550
14489$1,400$1,690
14521$1,180$1,560
14532$1,290$1,550
14541$1,420$1,880
14588$1,170$1,550
14841$1,610$2,100
Steuben County, NY
14437$1,310$1,590
14529$1,130$1,410
14572$1,290$1,550
14801$970$1,270
14803$970$1,240
14804$1,110$1,420
14806$970$1,240
14807$1,140$1,490
14808$1,070$1,370
14809$990$1,290
14810$970$1,270
14812$1,240$1,600
14814$1,450$1,850
14815$1,010$1,320
14819$1,620$2,110
14820$1,100$1,430
14821$1,200$1,560
14823$970$1,270
14826$1,040$1,360
14827$1,180$1,530
14830$1,250$1,630
14839$970$1,270
14840$970$1,270
14843$970$1,270
Schuyler County, NY
14805$1,370$1,730
14818$1,710$2,250
14824$1,580$2,040
14838$1,160$1,470
14845$1,430$1,790
Elmira, NY MSA
14816$1,250$1,560
14825$1,160$1,470

SAFMR = ZIP-level variation. HUD sets Small Area Fair Market Rents by ZIP across most large metros, so two homes in one city can carry very different voucher ceilings.

Zoom out

Wider context.

The state picture, every state, and a tool for checking one ZIP fast.

The ceiling is only the first number. How the program actually runs — inspection, payment standard, rent reasonableness, and the timeline before the first check clears — is walked through in the Section 8 investing guide.

Live · all 50 states

FMR on every New York listing.

Verleon AI overlays HUD Fair Market Rents on every active listing in New York — and nationwide — so you see the Section 8 ceiling and the DSCR before you make an offer. Back to New York Section 8 rents or look up a single ZIP.

Data source: HUD FY2026 Fair Market Rents (Small Area FMRs where published), snapshot 2026-08-19. Payment standards vary by public housing authority (typically 90–110% of FMR). Figures are for research and do not guarantee approved rent on any specific unit.

Not investment advice. Verleon AI provides analytical tooling for real-estate professionals. Underwriting outputs (DSCR, cap rate, Section 8 FMR estimates, scores) are modeled from public and licensed data and are not a substitute for independent due diligence, legal counsel, lender pre-approval, or licensed appraisal. Past performance is not indicative of future results.